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Southern Missouri Bancorp Inc   (SMBC)
Other Ticker:  
 
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $42.8800 $1.22 2.928%
Day's High: $43.16 Week Perf: -0.09 %
Day's Low: $ 41.68 30 Day Perf: -10.24 %
Volume (M): 37 52 Wk High: $ 55.45
Volume (M$): $ 1,574 52 Wk Avg: $42.09
Open: $42.83 52 Wk Low: $30.28



 Market Capitalization (Millions $) 489
 Shares Outstanding (Millions) 11
 Employees 289
 Revenues (TTM) (Millions $) 154
 Net Income (TTM) (Millions $) 43
 Cash Flow (TTM) (Millions $) 130
 Capital Exp. (TTM) (Millions $) 9

Southern Missouri Bancorp Inc

Southern Missouri Bancorp, Inc., which changed its state of incorporation to Missouri on April 1, 1999, was originally incorporated in Delaware on December 30, 1993 for the purpose of becoming the holding company for Southern Missouri Savings Bank upon completion of Southern Missouri Savings Banks conversion from a state chartered mutual savings and loan association to a state chartered stock savings bank. As part of the conversion in April 1994, the Company sold 1,803,201 shares of its common stock to the public. The Companys Common Stock is quoted on the NASDAQ Global Market under the symbol "SMBC".

Southern Missouri Savings Bank was originally chartered as a mutual Missouri savings and loan association in 1887. On June 20, 1995, it converted to a federally chartered stock savings bank and took the name Southern Missouri Savings Bank, FSB. On February 17, 1998, Southern Missouri Savings Bank converted from a federally chartered stock savings bank to a Missouri chartered stock savings bank and changed its name to Southern Missouri Bank & Trust Co. On June 4, 2004, Southern Missouri Bank & Trust Co. converted from a Missouri chartered stock savings bank to a Missouri state chartered trust company with banking powers ("Charter Conversion"). On June 1, 2009, the institution changed its name to Southern Bank ("Bank").


The primary regulator of the Bank is the Missouri Division of Finance. The Bank is a member of the Federal Reserve, and the Board of Governors of the Federal Reserve System ("Federal Reserve Board" or "FRB") is the Banks primary federal regulator. The Banks deposits continue to be insured up to applicable limits by the Deposit Insurance Fund ("DIF") of the Federal Deposit Insurance Corporation ("FDIC"). With the Banks conversion to a trust company with banking powers, the Company became a bank holding company regulated by the FRB.


The principal business of the Bank consists primarily of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines ("FHLB"), and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. These funds are also used to purchase mortgage-backed and related securities ("MBS"), U.S. Government Agency obligations, municipal bonds, and other permissible investments.

The Banks lending activities consist of origination of loans secured by mortgages on one- to four-family and multifamily residential real estate, commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans and consumer loans. The Bank has also occasionally purchased loan participation interests originated by other lenders and secured by properties generally located in the States of Missouri or Arkansas.

Supervision of the loan portfolio is the responsibility of our Chief Lending Officer. Loan officers have varying amounts of lending authority depending upon experience and types of loans. Loans beyond their authority are presented to the next level of authority, which may include the Commercial Loan Committee or the Agricultural Loan Committee. The Commercial Loan Committee consists of several senior lending officers of the Bank and is responsible for approving commercial lending relationships up to $2.0 million The Agricultural Loan Committee consists of several senior lending officers of the Bank and is responsible for approving agricultural lending relationships of up to $2.0 million. Loan requests above these approval authorities are presented to the Senior Loan Committee, comprised of our President/Chief Executive Officer, Chief Lending Officer, and Chief Credit Officer, along with various appointed loan officers. Loans to one borrower (or group of related borrowers), in the aggregate, in excess of $2.5 million require the approval of a majority of the Discount Committee, which consists of all Bank directors, prior to the closing of the loan. All loans are subject to ratification by the full Board of Directors.



   Company Address: 2991 Oak Grove Road Poplar Bluff 63901 MO
   Company Phone Number: 778-1800   Stock Exchange / Ticker: NASDAQ SMBC
   


Customers Net Income fell by SMBC's Customers Net Profit Margin fell to

-4.47 %

11.38 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


   

Stock Performances by Major Competitors

5 Days Decrease / Increase
     
BK        0.14% 
CFG        0.77% 
FCNCA        2.56% 
FITB        0.93% 
NTRS        0.05% 
WAL   -1.7%    
• View Complete Report
   



Southern Missouri Bancorp Inc

Southern Missouri Bancorp Inc. Leaves Competitors in Awe with Remarkable Performance in Challenging Fiscal Period

Southern Missouri Bancorp Inc. continues to show resilience and strength in the face of challenges in the Regional Banks industry. With earnings per share of $1.07 and Revenue of $40.35 million in the October to December 31 2023 period, the company has proven itself to be a leader in the market.
Despite a slight decrease in earnings per share compared to the previous quarter, Southern Missouri Bancorp Inc. has managed to increase its Revenue by an impressive 20.44%. This demonstrates the company's ability to adapt and thrive in a changing economic landscape.

Southern Missouri Bancorp Inc

Southern Missouri Bancorp Inc. Achieves Impressive 39.291% Top-Line Growth in Q1 2024

Southern Missouri Bancorp Inc. (SMBC), the parent corporation of Southern Bank, has announced its preliminary net income for the first quarter of fiscal year 2024. The company reported a net income of $13.2 million, representing an increase of $3.5 million or 36.9% compared to the same period in the previous fiscal year.
This substantial increase in net income can be attributed to growth in net interest income and noninterest income, along with a lower provision for credit loss expense. However, there was also an increase in noninterest expense, which partially offset the positive factors. The preliminary net income per fully diluted common share for the first quarter of fiscal year 2024 was $1.16, an increase of $0.12 compared to the same period the previous year.

Southern Missouri Bancorp Inc

Southern Missouri Bancorp Inc Delivers Impressive Performance During Q2 2023 Financial Period

Southern Missouri Bancorp Inc, a regional banking company, recently announced its financial results for the period ending June 30, 2023. Despite a decrease in income per share, the company experienced a significant increase in revenue. Additionally, the company reported an increase in net earnings compared to the same period last year.
During the fourth quarter of 2022, Southern Missouri Bancorp Inc earned $1.39 in earnings per share (EPS). However, this figure fell to $1.18 per share in the corresponding period this year. Despite the decrease in earnings, the company's revenue rose by an impressive 30.45% during this time. This positive growth in revenue outperformed other companies in the regional banks industry, which only experienced a 14.76% increase in business.

Southern Missouri Bancorp Inc

Southern Missouri Bancorp Inc Surpasses Expectations, Shines with Strong Performance in Fiscal Quarter Ending Mar 31, 2023

Southern Missouri Bancorp Inc: A Disappointing Third Quarter Performance
Southern Missouri Bancorp Inc (SMBC) saw a lackluster performance in the third quarter of 2023, with a return on asset (ROA) of only 1.01%. The ROA is below the average of the company, which stands at 1.35%. The decline in the net income contributed to the decrease in the ROA compared to the last period ending December 31, 2022.
The financial industry had a total of 403 other companies that had a better ROA than SMBC. Even though the overall ranking has advanced from the second quarter of 2023, the company still stands at a mediocre ranking of 1618.






 

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