Pathfinder Bancorp Inc (NASDAQ: PBHC) |
|
Price: $17.2650
$0.47
2.768%
|
Day's High:
| $17.265
| Week Perf:
| 1.56 %
|
Day's Low: |
$ 16.85 |
30 Day Perf: |
-1.34 % |
Volume (M): |
68 |
52 Wk High: |
$ 19.86 |
Volume (M$): |
$ 1,169 |
52 Wk Avg: |
$14.78 |
Open: |
$17.10 |
52 Wk Low: |
$11.41 |
|
|
Market Capitalization (Millions $) |
107 |
Shares
Outstanding (Millions) |
6 |
Employees |
174 |
Revenues (TTM) (Millions $) |
35 |
Net Income (TTM) (Millions $) |
2 |
Cash Flow (TTM) (Millions $) |
11 |
Capital Exp. (TTM) (Millions $) |
8 |
Pathfinder Bancorp Inc
The Bank is a New York-chartered stock savings bank and its deposit accounts
are insured up to applicable limits by the FDIC through the Deposit Insurance
Fund ("DIF"). The Bank is subject to extensive regulation by the Department,
as its chartering agency, and by the FDIC, as its deposit insurer and primary
federal regulator. The Bank is a member of the Federal Home Loan Bank of New
York ("FHLBNY") and is subject to certain regulations by the Federal
Home Loan Bank System.
The Bank is primarily engaged in the business of attracting deposits from the
general public in the Banks market area, and investing such deposits, together
with other sources of funds, in loans secured by residential real estate, commercial
real estate, small business loans, and consumer loans. The Bank invests a portion
of its assets in securities issued by the United States Government and its agencies
and sponsored enterprises, state and municipal obligations, corporate debt securities,
mutual funds, and equity securities. The Bank also invests in mortgage-backed
securities primarily issued or guaranteed by United States Government sponsored
enterprises and collateralized mortgage obligations. The Banks principal sources
of funds are deposits, principal and interest payments on loans and investments,
as well as borrowings from correspondent financial institutions. The principal
source of income is interest on loans and investment securities. The Banks
principal expenses are interest paid on deposits, employee compensation and
benefits, data processing and facilities.
Pathfinder Bank also owns and operates a limited purpose commercial bank subsidiary,
Pathfinder Commercial Bank, which serves the depository needs of municipalities
and public entities in its market area. On May 8, 2015, the Company announced
that the Bank filed an application with the Department and the to merge with
the Banks wholly-owned subsidiary, Pathfinder Commercial Bank, a New York State-chartered
limited purpose commercial bank. Prior to or simultaneously with the merger,
Pathfinder Commercial Banks charter will be amended such that Pathfinder Commercial
Bank will become a full-service commercial bank, rather than a limited purpose
commercial bank, and its name will be changed to "Pathfinder Bank".
The transaction is expected to be completed in the first half of 2016 and will
not impact the current activities or investments of the Bank and Pathfinder
Commercial Bank, although the Bank expects some annual cost savings as a result
of the conversion.
The Bank has Pathfinder REIT, Inc., a New York corporation, as its wholly-owned
real estate investment trust subsidiary.
Our primary lending activity is originating one-to-four family residential real
estate loans, the majority of which have fixed rates of interest. Our loan portfolio
also includes commercial real estate loans, commercial and municipal loans, home
equity loans and junior liens and consumer loans. In order to diversify our loan
portfolio, increase our income sources and make our loan portfolio less interest
rate sensitive, in recent years, we have sought to significantly increase our
commercial real estate and commercial business lending, consistent with safe and
sound underwriting practices. Accordingly, we offer adjustable-rate commercial
mortgage loans, short-and medium-term mortgage loans, and floating rate commercial
loans. In addition, we offer shorter-term consumer loans, home equity loans and
lines of credit with adjustable interest rates and municipal loans with fixed
interest rates.
Company Address: 214 West First Street Oswego 13126 NY
Company Phone Number: 343-0057 Stock Exchange / Ticker: NASDAQ PBHC
|
|
Customers Net Income fell by |
PBHC's Customers Net Profit Margin fell to |
-25 % |
13.37 %
|
|
|
|
|
|
Stock Performances by Major Competitors |
|
|
Dividend
Published Mon, Dec 23 2024 9:15 PM UTC
OSWEGO, N.Y. In a move signaling confidence in its ongoing growth trajectory, Pathfinder Bancorp, Inc. has declared a cash dividend of $0.10 per share on its voting and non-voting common stock, along with a $0.10 cash dividend per notional share for the issued warrant. This announcement, made by President and CEO James A. Dowd on December 23, 2024, reflects the company?s r...
|
Dividend
Published Mon, Sep 30 2024 8:05 PM UTC
Oswego, N.Y. In a move signaling confidence in its ongoing operational success, Pathfinder Bancorp, Inc., the bank holding company for Pathfinder Bank (NASDAQ: PBHC), has declared a cash dividend of $0.10 per share on both its voting common and non-voting common stock. Additionally, a dividend of $0.10 per notional share will be issued for the warrants for the fiscal quart...
|
Dividend
Published Mon, Jul 29 2024 8:05 PM UTC
In a promising report released this week, Pathfinder Bancorp, Inc. announced a net income of $2.0 million for the second quarter of 2024, highlighting the bank s sustained momentum and strategic positioning in a competitive financial landscape. This marks a significant continuation of the company?s growth trajectory, following net interest margin expansion for the secon...
|
Stocks on the Move
Published Tue, Jul 23 2024 12:33 PM UTC
Pathfinder Bancorp Inc Shares Struggle as Acquisition Confirms Market Performance LagIn the world of finance, the performance of a company s stock is often a reflection of its overall health and success. For Pathfinder Bancorp Inc, the past week has been a challenging one as its shares trailed behind the performance of the entire market. This disappointing trend has also bee...
|
Merger and Acquisition
Published Mon, Jul 22 2024 1:31 PM UTC
Pathfinder Bancorp, Inc. (NASDAQ: PBHC), the parent company of Pathfinder Bank, marked a significant milestone as it announced the successful completion of the acquisition of the East Syracuse branch of Berkshire Bank, the banking subsidiary of Berkshire Hills Bancorp, Inc. This strategic move is set to have a positive impact on Pathfinder s operations and financia...
|
Per Share |
Current |
Earnings (TTM) |
0.31 $ |
Revenues (TTM) |
5.73 $
|
Cash Flow (TTM) |
1.75 $ |
Cash |
3.68 $
|
Book Value |
19.56 $
|
Dividend (TTM) |
0.39 $ |
|
Per Share |
|
Earnings (TTM) |
0.31 $
|
Revenues (TTM) |
5.73 $ |
Cash Flow (TTM) |
1.75 $ |
Cash |
3.68 $
|
Book Value |
19.56 $ |
Dividend (TTM) |
0.39 $ |
|
|
|
|