Pathfinder Bancorp Inc (PBHC) Profitability Comparisons, Net Margin, Gross Margin, Tax rate, Cash Flow Margin Comparisons - CSIMarket
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• Gross Margin
• EBITDA Margin
• Operating Margin
• Net Margin
• Pre-Tax Margin
• Effective Tax Rate
• Free Cash Flow Margin
• Cash Flow Margin
Pathfinder Bancorp Inc   (NASDAQ: PBHC)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial

Pathfinder Bancorp Inc Profitability Comparisons

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PBHC Profitability Ratio

 Company Industry Sector S&P 500
Gross Profit Margin (Q2 MRQ) 0 % 85.86 % 73.54 % 55.11 %
Gross Margin (Q2 TTM) 4.39 % 75.97 % 59.02 % 49.4 %
Gross Profit Margin 5 Yr. Avg. 51.28 % 83.06 % 58.78 % 47.82 %
EBITDA Margin (Q2 MRQ) 31.26 % 111.9 % 52.81 % 23.73 %
EBITDA Margin (Q2 TTM) 78.15 % 75.91 % 34.03 % 20.39 %
EBITDA Margin 5 Yr. Avg. 89.19 % 92.97 % 43.81 % 22.44 %
Operating Margin (Q2 MRQ) 0 % 30.35 % 28.88 % 20.92 %
Operating Margin (Q2 TTM) -11.65 % 31.87 % 26.48 % 17.7 %
Operating Margin 5 Yr. Avg. 20.05 % 39.22 % 26.85 % 17.24 %
Pre-Tax Profit Margin (Q2 MRQ) 27.3 % 37.98 % 16.98 % 12.27 %
Pre-Tax Profit Margin (Q2 TTM) 27.19 % 34.92 % 16.66 % 12.46 %
Pre-Tax Profit Margin 5 Yr. Avg. 20.05 % 37.52 % 19.39 % 12.42 %
Net Margin (Q2 MRQ) 22.39 % 33.81 % 13.55 % 10.15 %
Net Margin (Q2 TTM) 30.45 % 28.72 % 13.4 % 10.36 %
Net Margin 5 Yr. Avg. 17.35 % 30.58 % 15.83 % 9.9 %



Business Segment Profit Margin
 
Deposit Account
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Bank Servicing
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Debit Card
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Financial Service Other
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Insufficient Funds Fees Deposit Account
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Deposit Related Fees Deposit Account
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ATM Fees Deposit Account
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ATM Fees Surcharge
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Banking House Rents Collected
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Fee Income
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Credit Card Merchant Discount
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Credit and Debit Card
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Net Gains Losses on Sale of Loans and Foreclosed Real Estate
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Mortgage Banking
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Banking
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Company's Cashflow Profitability & Other



Profitability Ratios Company Industry Sector S&P 500
Free Cash Flow Margin (Q2 MRQ) 18.3 % 9.95 % 0.02 % 0.45 %
Free Cash Flow Margin (Q2 TTM) 65.92 % 25.76 % 7.56 % 10.6 %
Free Cash Flow Margin 5 Yr. Avg. - 43.25 % 24.39 % 14.29 %
Net Cash Flow Margin (Q2 MRQ) 0 % 9.99 % 0 % 0.2 %
Net Cash Flow Margin (Q2 TTM) 43.45 % 33.8 % 40.49 % 9.55 %
Net Cash Flow Margin 5 Yr. Avg. - 45.3 % 25.28 % 5.94 %
Effective Tax Rate (Q2 MRQ) 17.98 % 11.42 % 15.96 % 17.37 %
Effective Tax Rate (Q2 TTM) -12 % 17.35 % 17.63 % 19.86 %
Effective Tax Rate 5 Yr. Avg. - 18.22 % 16.17 % 19.82 %
Note
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