CSIMarket
 
Old Second Bancorp Inc  (NASDAQ: OSBC)
Other Ticker:  
 
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $18.8000 $-0.06 -0.318%
Day's High: $19.06 Week Perf: -0.79 %
Day's Low: $ 18.69 30 Day Perf: 3.47 %
Volume (M): 103 52 Wk High: $ 19.46
Volume (M$): $ 1,933 52 Wk Avg: $15.87
Open: $18.95 52 Wk Low: $13.00



 Market Capitalization (Millions $) 863
 Shares Outstanding (Millions) 46
 Employees 600
 Revenues (TTM) (Millions $) 275
 Net Income (TTM) (Millions $) 93
 Cash Flow (TTM) (Millions $) 13
 Capital Exp. (TTM) (Millions $) 19

Old Second Bancorp Inc

Old Second Bancorp, Inc. was organized under the laws of Delaware on September 8, 1981. It is a registered bank holding company under the Bank Holding Company Act of 1956 (the "BHCA"). The Companys office is located at 37 South River Street, Aurora, Illinois 60507.

The Company conducts a full service community banking and trust business through the following wholly owned subsidiaries, which together with the Registrant are referred to as the “Company”:

Old Second National Bank (the “Bank”).
Old Second Capital Trust I, which was formed for the exclusive purpose of issuing trust preferred securities in an offering that was completed in July 2003.
Old Second Capital Trust II, which was formed for the exclusive purpose of issuing trust preferred securities in an offering that was completed in April 2007.
Old Second Affordable Housing Fund, L.L.C., which was formed for the purpose of providing down payment assistance for home ownership to qualified individuals.
A series of limited liability companies wholly owned by the Bank and formed between 2008 and 2012 to hold property acquired by the Bank through foreclosure or in the ordinary course of collecting a debt previously contracted with borrowers.
River Street Advisors, LLC, a wholly owned subsidiary of the Bank, which was formed in May 2010 to provide investment advisory/management services.

Inter-company transactions and balances are eliminated in consolidation.

The Bank’s full service banking businesses include the customary consumer and commercial products and services that banking institutions provide including demand, NOW, money market, savings, time deposit, individual retirement and Keogh deposit accounts; commercial, industrial, consumer and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking; safe deposit operations; trust services; wealth management services; and an extensive variety of additional services tailored to the needs of individual customers, such as the acquisition of U.S. Treasury notes and bonds, the sale of travelers checks, money orders, cashiers’ checks and foreign currency, direct deposit, discount brokerage, debit cards, credit cards, and other special services. The Bank also offers a full complement of electronic banking services such as online and mobile banking and corporate cash management products including remote deposit capture, mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, wire transfers, vault services for currency and coin, and checking accounts. Commercial and consumer loans are made to corporations, partnerships and individuals, primarily on a secured basis. Commercial lending focuses on business, capital, construction, inventory and real estate lending. Installment lending includes direct and indirect loans to consumers and commercial customers. Additionally, the Bank provides a wide range of wealth management, investment, agency, and custodial services for individual, corporate, and not-for-profit clients. These services include the administration of estates and personal trusts, as well as the management of investment accounts for individuals, employee benefit plans, and charitable foundations. The Bank also originates residential mortgages, offering a wide range of mortgage products including conventional, government, and jumbo loans. Secondary marketing of those mortgages is also handled at the Bank.

Operating segments are components of a business about which separate financial information is available and that are evaluated regularly by the Company’s management in deciding how to allocate resources and assess performance. Public companies are required to report certain financial information about operating segments. The Company’s management evaluates the operations of the Company as one operating segment, i.e. community banking.

The Bank provides a broad range of commercial and retail lending services to corporations, partnerships, individuals and government agencies. The Bank actively markets its services to qualified borrowers. Lending officers actively solicit the business of new borrowers entering our market areas as well as long-standing members of the local business community. The Bank has established lending policies that include a number of underwriting factors to be considered in making a loan, including location, amortization, loan to value ratio, cash flow, pricing, documentation and the credit history of the borrower.



   Company Address: 37 South River Street Aurora 60507 IL
   Company Phone Number: 892-0202   Stock Exchange / Ticker: NASDAQ OSBC


Customers Net Income fell by OSBC's Customers Net Profit Margin fell to

-25 %

13.37 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


   

Stock Performances by Major Competitors

5 Days Decrease / Increase
     
BK        3.3% 
BPOP        2.89% 
CFG   -2.13%    
FITB        1.68% 
MTB        0.65% 
NTRS   -0.21%    
• View Complete Report
   



Hilltop Holdings Inc

The company declared a modest rise, all along the fourth quarter of 2024

Revenue for the fiscal span ending December 31 2024 increased by 6.225 % to $306.93 million relative to $288.94 million in the prior year reporting season, earnings were up by 24.98 % to $0.55, as comparison at $0.44 in the prior year reporting season.

Citizens Financial Group Inc

addition in profit margins in the financial interval closing December 31 2024

The company delivered bewildering profits growth on slow Revenue improvement in the fiscal period closing Dec 31 2024, where earnings per share truly advanced by 144.08 % at $0.83 per share, revenue rose slight by 0.385 % to $1.82 billion from the similar financial reporting period a year prior. CFGs' results is for many surprisingly, while the Regional Banks company's exhibits top-line gain while remainder of Regional Banks industries has -3.36% reduction in revenue.

Associated Banc Corp

The Deficit has enlarged more at the company in most recent fiscal period

Associated Banc Corp announced disastrous most recent fiscal period, where Revenue faded by -54.103 % to $46.53 million and net loss per share has extended to $-1.03, from the corresponding reporting period a year ago.

Texas Capital Bancshares Inc

the Regional Banks company in the financial time-frame ending December 31 2024

Directing the attention to the financial time-frame ending December 31 2024 Texas Capital Bancshares Inc EPS remained unaltered at $1.44 per share, relative to the results of $0.00 per share a year prior reporting period, In the preceding reporting period the Regional Banks company realized $-1.41 per share.

Southern Missouri Bancorp Inc

Formidable revenue elevation by 12.364%, at SMBC all along the most recent fiscal period

The Regional Banks company disclosed double digit Revenue and earnings elevation in the most recent fiscal period. revenue were at $44.08 million up by 12.364 % year on year and grew by 5.759 % quarter on quarter, while earnings were up by 21.5 % to $1.30, sequentially net profit per share grew by 18.18 %. SMBCs' revenue went up more in contrast to the the top-line at most of the Regional Banks sector peers, in the second quarter of 2025 the two third corporations in Regional Banks sectors had the revenue elevation of 0.06% compared to the corresponding period a year before.







Old Second Bancorp Inc's Segments





Help

About us

Advertise

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research. 
   Copyright © 2025 CSIMarket, Inc. All rights reserved.

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com