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Old Second Bancorp Inc (OSBC) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Old Second Bancorp Inc generates earnings and manages operating expenses.
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Quarterly Report, GAAP in USD millions
ITEM 		(Mar 31 2026)
Q1 2026 		(Dec 31 2025) (Sep 30 2025) (Jun 30 2025) (Mar 31 2025)
Revenues
Interest and Fee Income, Loans and Leases0.04
Interest and Dividend Income, Securities, Operating10.10
Interest Income, Deposits with Financial Institutions0.55
Other Income87.65
Total Interest Income98.35
Interest Expense, Deposits7.22
Interest Expense, Short-term Borrowing0.05
Interest Expense, Long-term Debt and Capital Securities0.55
Total Interest Expense17.20
Net Interest Income81.14
Provision for loan losses9.50
Total Net Interest Income71.64
Revenue From Contract With Customer Including Assessed Tax3.38
Other Non-interest Income1.66
Gain (Loss) on Disposition of Assets and Other Investments1.50
Loss / Gain on Investment0.56
Other Non-Interest Income4.03
Total Non-interest Income12.63
Total Revenues84.27
Costs & Expenses
Salaries & employee benefits, SGA30.22
Unusual Expense /-Income0.00
Depreciation & Amortization1.18
Communications and Information Technology3.38
Professional Fees1.30
Other Noninterest Expense4.08
Other loss /-income8.72
Total Operating Expenses50.21
Total Costs & Expenses58.02
Income & Taxes
Income /-loss before income taxes34.06
Income taxes expenses/-benefit8.48
Income after income taxes25.59
Net income/-loss of other equity0.00
Income /-loss after income taxes25.59
Net Income/-loss25.59
Income/-loss to shareholder25.59
Earnings Per Share
Basic EPS (excl. extra items)0.49
Basic Net EPS0.49
Basic shares outstanding (Mill. of Units)52.45
Diluted Net EPS0.48
Diluted average shares (Mill. of Units)53.30
Dividend per share0.07
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About Old Second Bancorp Inc Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.