F&m Bank Corp
F & M Bank Corp., incorporated in Virginia in 1983, is a one bank holding
company of the Bank Holding Company Act of 1956, and owns 100% of the outstanding
stock of its affiliate, Farmers & Merchants Bank (Bank). TEB Life Insurance
Company (TEB) and Farmers & Merchants Financial Services, Inc. (FMFS) are
wholly owned subsidiaries of Farmers & Merchants Bank. Farmers & Merchants
Bank also holds a majority ownership in VBS Mortgage LLC, (VBS).
Farmers & Merchants Bank was chartered on April 15, 1908, as a state chartered
bank under the laws of the Commonwealth of Virginia. TEB was incorporated on
January 27, 1988, as a captive life insurance company under the laws of the
State of Arizona. FMFS is a Virginia chartered corporation and was incorporated
on February 25, 1993. VBS (formerly Valley Broker Services, Inc.) was incorporated
on May 11, 1999. The Bank purchased a majority interest in VBS on November 3,
2008.
