|
Price: $20.9300
$-0.05 
-0.238%
|
| Day's High:
| $20.95
| Week Perf:
| 0.38 %
|
| Day's Low: |
$ 20.50 |
30 Day Perf: |
2.1 % |
| Volume (M): |
4 |
52 Wk High: |
$ 25.05 |
| Volume (M$): |
$ 73 |
52 Wk Avg: |
$20.29 |
| Open: |
$20.52 |
52 Wk Low: |
$15.51 |
|
|
| Market Capitalization (Millions $) |
73,898 |
| Shares
Outstanding (Millions) |
3,531 |
| Employees |
169 |
| Revenues (TTM) (Millions $) |
45 |
| Net Income (TTM) (Millions $) |
9 |
| Cash Flow (TTM) (Millions $) |
37 |
| Capital Exp. (TTM) (Millions $) |
0 |
F And M Bank Corp
F & M Bank Corp., incorporated in Virginia in 1983, is a one bank holding
company of the Bank Holding Company Act of 1956, and owns 100% of the outstanding
stock of its affiliate, Farmers & Merchants Bank (Bank). TEB Life Insurance
Company (TEB) and Farmers & Merchants Financial Services, Inc. (FMFS) are
wholly owned subsidiaries of Farmers & Merchants Bank. Farmers & Merchants
Bank also holds a majority ownership in VBS Mortgage LLC, (VBS).
Farmers & Merchants Bank was chartered on April 15, 1908, as a state chartered
bank under the laws of the Commonwealth of Virginia. TEB was incorporated on
January 27, 1988, as a captive life insurance company under the laws of the
State of Arizona. FMFS is a Virginia chartered corporation and was incorporated
on February 25, 1993. VBS (formerly Valley Broker Services, Inc.) was incorporated
on May 11, 1999. The Bank purchased a majority interest in VBS on November 3,
2008.
As a commercial bank, the Bank offers a wide range of banking services including
commercial and individual demand and time deposit accounts, repurchase agreements
for commercial customers, commercial and individual loans, internet and mobile
banking, drive-in banking services, ATMs at all branch locations and several
off-site locations, as well as a courier service for its commercial banking
customers. TEB was organized to re-insure credit life and accident and health
insurance currently being sold by the Bank in connection with its lending activities.
FMFS was organized to write title insurance but now provides brokerage services,
commercial and personal lines of insurance to customers of the Bank. VBS originates
conventional and government sponsored mortgages through their offices in Harrisonburg,
Woodstock and Fishersville.
The Bank makes various types of commercial and consumer loans and has a large
portfolio of residential mortgages and a concentration in development lending.
The local economy is relatively diverse with strong employment in the agricultural,
manufacturing, service and governmental sectors.
The Company’s and the Bank’s principal executive office is at 205
South Main Street, Timberville, VA 22853, and its phone number is (540) 896-8941.
Company Address: P. O. Box 1111 Timberville 22853 VA
Company Phone Number: 896-8941 Stock Exchange / Ticker: FMBM
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Customers Net Income fell by |
FMBM's Customers Net Profit Margin fell to |
-14.63 % |
6.69 %
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| Stock Performances by Major Competitors |
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| F And M Bank Corp
The Regional Banks company, F And M Bank Corp, recently released its financial results for the January to March 31 2024 time-frame, and they were disappointing. The company's earnings per share (EPS) deteriorated by -13.33% to $0.26 from $0.30, and its revenue sunk by -0.752% to $9.64 million compared to the same period last year. These figures indicate a decline in performance when compared to the previous financial reporting period, where EPS was $0.00 per share and revenue deteriorated by -13.938% from $11.20 million.
However, it's not all bad news for F And M Bank Corp. The bottom-line for the January to March 31 2024 time-frame increased by 15.36% to $1.217 million from net earnings of $1.055 million reported in the same period a year ago. Additionally, the company highlighted its improving profit margins, with the net margin rising to 12.63% and the operating margin edging up to 12.62% in the January to March 31 2024 time-frame. Operating earnings also experienced a positive growth of 21.12% to $1.216 million.
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| F And M Bank Corp
The latest financial results of F And M Bank Corp paint a bleak picture for investors. With zero gain per share in the fourth quarter of 2023 compared to $1.21 a year ago, it is clear that the company is struggling to maintain profitability. The drastic decrease in revenue by -48.809% to $11.20 million from $21.88 million in the corresponding quarter a year ago is a cause for concern. Additionally, the net profits plummeted by -89.18% to $0.457 million from $4.222 million in the same period last year.
Furthermore, the operating margin of F And M Bank Corp has fallen to a mere 2.12%, indicating that the company is facing significant challenges in managing its expenses. The net margin has also shrunk to 4.08%, further highlighting the struggles the company is facing in maintaining profitability. The significant drop in operating earnings to $0.237 million, down -94.53% from the fourth quarter of 2022, is a clear signal that F And M Bank Corp is facing a downturn in its business operations.
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| F And M Bank Corp
F and M Bank Corp, a regional banking company, experienced a significant decline in its financial performance for the fiscal period ending September 30, 2023. The company's earnings per share (EPS) dropped by 61.19% to $0.26 compared to the previous year's $0.67. Additionally, the company's revenue decreased by 11.199% to $9.90 million, indicating a challenging operating environment. This article aims to analyze the financial results and provide a detailed overview of F and M Bank Corp's performance in comparison to the industry.
EPS Decline:
F and M Bank Corp's EPS decreased by 61.19% to $0.26 per share in the fiscal year ending September 30, 2023, compared to $0.67 in the previous year. This decline in EPS signals a significant drop in profitability, which raises concerns about the company's financial health.
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| F And M Bank Corp
The stock market can often be unpredictable, but it is important to keep a positive outlook and look for opportunities even in challenging times. One such opportunity could lie with F And M Bank Corp, despite their recent financial performance.
For the April to June 30, 2023 span, FMBM EPS experienced a significant drop of -49.02% to $0.26 per share compared to $0.51 per share the previous year. Additionally, profits fell by -13.33% from $0.30 per share in the prior quarter. These figures are undoubtedly concerning, but it is essential to dig deeper and analyze the situation from various angles.
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| F And M Bank Corp
FMBMs, or F And M Bank Corp, has experienced notable revenue growth in the most recent fiscal period, with a year-on-year increase of 88271.247% to $9.71 million. However, the earnings per share (EPS) have plummeted to $0.30. When compared to the prior reporting period, the EPS has dropped by -75.18% from $1.21 per share. The revenue has also tumbled by -55.61% from $21.88 million. Despite this apparent setback, the net income of $1.055 million in the financial first quarter of 2023 has increased by 41632.59% from zero gain in the corresponding reporting period a year ago.
F And M Bank Corp has shifted its focus on improving sales in the financial first quarter of 2023. The company's net margin has eased to 10.86%, but operating earnings have improved by 41047.54% to $1.004 million. This change in focus is expected to have a positive effect on the company's future revenue growth.
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| Per Share |
Current |
| Earnings (TTM) |
1.22 $ |
| Revenues (TTM) |
0.01 $
|
| Cash Flow (TTM) |
0.01 $ |
| Cash |
0.1 $
|
| Book Value |
0.03 $
|
| Dividend (TTM) |
1.04 $ |
|
|
| Per Share |
|
| Earnings (TTM) |
1.22 $
|
| Revenues (TTM) |
0.01 $ |
| Cash Flow (TTM) |
0.01 $ |
| Cash |
0.1 $
|
| Book Value |
0.03 $ |
| Dividend (TTM) |
1.04 $ |
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2.11% 