Price: $27.9300
$0.04
0.143%
|
Day's High:
| $28.01
| Week Perf:
| 2.42 %
|
Day's Low: |
$ 26.75 |
30 Day Perf: |
-3.69 % |
Volume (M): |
1 |
52 Wk High: |
$ 37.90 |
Volume (M$): |
$ 28 |
52 Wk Avg: |
$28.25 |
Open: |
$26.75 |
52 Wk Low: |
$22.85 |
|
|
Market Capitalization (Millions $) |
93 |
Shares
Outstanding (Millions) |
3 |
Employees |
167 |
Revenues (TTM) (Millions $) |
42 |
Net Income (TTM) (Millions $) |
13 |
Cash Flow (TTM) (Millions $) |
-52 |
Capital Exp. (TTM) (Millions $) |
1 |
First Capital Inc
First Capital, Inc. was incorporated under Indiana law on September 11, 1998.
On December 31, 1998, the Company became the holding company for First Federal
Bank, A Federal Savings Bank (the “Bank”) upon the Bank’s
reorganization as a wholly owned subsidiary of the Company resulting from the
conversion of First Capital, Inc., M.H.C. (the “MHC”), from a federal
mutual holding company to a stock holding company. On January 12, 2000, the
Company completed a merger of equals with HCB Bancorp, the former holding company
for Harrison County Bank, and the Bank changed its name to First Harrison Bank.
On March 20, 2003, the Company acquired Hometown Bancshares, Inc. (“Hometown”),
a bank holding company located in New Albany, Indiana. On December 4, 2015,
the Company acquired Peoples Bancorp, Inc. of Bullitt County and its wholly-owned
bank subsidiary, Peoples Bank of Bullitt County (“Peoples”), headquartered
in Shepherdsville, Kentucky.
The Company’s primary business activity is the ownership of the outstanding
common stock of the Bank. Management of the Company and the Bank are substantially
similar and the Company neither owns nor leases any property, but instead uses
the premises, equipment and furniture of the Bank in accordance with applicable
regulations.
The Bank is regulated by the Office of the Comptroller of the Currency (the
“OCC”) and the Federal Deposit Insurance Corporation (the “FDIC”).
The Bank’s deposits are federally insured by the FDIC under the Deposit
Insurance Fund. The Bank is a member of the Federal Home Loan Bank (“FHLB”)
System.
Over the last few years, the Bank has continued to transform the composition
of its balance sheet from that of a traditional thrift institution to that of
a commercial bank. On the asset side, this is being accomplished in part by
selling in the secondary market the newly-originated qualified fixed-rate residential
mortgage loans while retaining variable rate residential mortgage loans in the
portfolio. This transformation is also enhanced by an expanded commercial lending
staff dedicated to growing commercial real estate and commercial business loans.
The Bank also continues to originate consumer loans and residential construction
loans for the loan portfolio. The Bank does not offer, and has not offered,
Alt-A, sub-prime or no-document mortgage loans.
Federally chartered savings institutions have authority to invest in various
types of liquid assets, including United States Treasury obligations, securities
of various federal agencies and of state and municipal governments, deposits
at the applicable FHLB, certificates of deposit of federally insured institutions,
certain bankers’ acceptances and federal funds. Subject to various restrictions,
such savings institutions may also invest a portion of their assets in commercial
paper, corporate debt securities and mutual funds, the assets of which conform
to the investments that federally chartered savings institutions are otherwise
authorized to make directly. Savings institutions are also required to maintain
minimum levels of liquid assets that vary from time to time. The Bank may decide
to increase its liquidity above the required levels depending upon the availability
of funds and comparative yields on investments in relation to return on loans.
The Bank is required under federal regulations to maintain a minimum amount
of liquid assets and is also permitted to make certain other securities investments.
The balance of the Bank’s investments in short-term securities in excess
of regulatory requirements reflects management’s response to the significantly
increasing percentage of deposits with short maturities. Management intends
to hold securities with short maturities in the Bank’s investment portfolio
in order to enable the Bank to match more closely the interest-rate sensitivities
of its assets and liabilities.
Company Address: 220 Federal Drive NW Corydon 47112 IN
Company Phone Number: 738-2198 Stock Exchange / Ticker: NASDAQ FCAP
FCAP is expected to report next financial results on March 21, 2024. |
Next quarterly dividend pay out on March 29, 2024. |
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Customers Net Income grew by |
FCAP's Customers Net Profit Margin grew to |
16.38 % |
4.9 %
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Stock Performances by Major Competitors |
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Dividend
Published Wed, Feb 21 2024 10:00 PM UTC
First Capital, Inc. (NASDAQ: FCAP) recently announced the declaration of a quarterly cash dividend of $0.27 per share of common stock, a move that is sure to please shareholders. With the dividend set to be paid on March 29, 2024, to shareholders of record as of March 15, 2024, this news signifies a commitment to providing value to investors. This announcement comes...
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Dividend
Published Fri, Nov 24 2023 10:00 PM UTC
CORYDON, Ind., Nov. 24, 2023 - First Capital, Inc. (NASDAQ: FCAP), a leading financial institution known for its exceptional performance and commitment to its shareholders, has recently announced a quarterly cash dividend of $0.27 per share of common stock. The declaration of this dividend, confirmed by Michael C. Frederick, President and Chief Executive Officer, d...
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First Capital Inc
First Capital Inc, the holding company for First Harrison Bank, recently released its financial results for the period ending September 30, 2023. While revenue saw a slight decline, the company managed to increase its earnings per share. Despite the challenges faced, the company remains optimistic about its future prospects. This article will analyze the facts and implications of the financial results. 1. Revenue and Income: In the financial period ending September 30, 2023, First Capital Inc experienced a decrease in revenue by -1.564% to $10.19 million, compared to $9.83 million in the previous year. However, the company successfully increased its income modestly by 1.08% to $0.94 per share from $0.82 per share. This suggests that the company effectively managed its resources to maximize profits.
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First Capital Inc
First Capital Inc Reports Revenue Improvement in Challenging S&Ls Savings Banks Sector First Capital Inc, a prominent player in the S&Ls Savings Banks industry, recently announced its second-quarter earnings for the year 2023. Despite facing headwinds in the sector, the company managed to record a revenue growth of 4.566%, reaching $9.83 million, compared to $9.40 million during the same reporting period last year. This positive revenue performance sets First Capital Inc apart from its peers in the industry. Additionally, the company increased its earnings per share (EPS) by 1.23%, reporting an EPS of $0.82 compared to $0.81 in the previous year. This incremental growth in EPS demonstrates First Capital Inc's ability to optimize profitability and create value for its shareholders.
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First Capital Inc
S&Ls Savings Banks Reports Impressive Financial Results S&Ls Savings Banks, a leading financial institution, had an outstanding January to March 31, 2023, period, showcasing robust growth in financial performance backed by a strong operating performance. The company reported a surge of 39.02% in its profit per share to $1.14 per share, followed by a rise of 16.954% in revenue to $10.99 million, compared to the prior year period. Income per share grew by 17.74% from $0.97 per share reported in the preceding quarter, with revenue also surging by 1.534% from $10.82 million.
|
Per Share |
Current |
Earnings (TTM) |
3.95 $ |
Revenues (TTM) |
12.48 $
|
Cash Flow (TTM) |
- |
Cash |
131.83 $
|
Book Value |
26.74 $
|
Dividend (TTM) |
1.07 $ |
|
Per Share |
|
Earnings (TTM) |
3.95 $
|
Revenues (TTM) |
12.48 $ |
Cash Flow (TTM) |
- |
Cash |
131.83 $
|
Book Value |
26.74 $ |
Dividend (TTM) |
1.07 $ |
|
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