Community bankers trust corp (ESXB) |
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Market Capitalization (Millions $) |
- |
Shares
Outstanding (Millions) |
23 |
Employees |
236 |
Revenues (TTM) (Millions $) |
10 |
Net Income (TTM) (Millions $) |
22 |
Cash Flow (TTM) (Millions $) |
-71 |
Capital Exp. (TTM) (Millions $) |
0 |
Community Bankers Trust Corp
The Company is headquartered in Richmond, Virginia and is the holding company
for Essex Bank, a Virginia state bank with 21 full-service offices in Virginia
and Maryland. The Bank also operates two loan production offices in Virginia.
The Bank was established in 1926. The Bank engages in a general commercial banking
business and provides a wide range of financial services primarily to individuals
and small businesses, including individual and commercial demand and time deposit
accounts, commercial and industrial loans, consumer and small business loans,
real estate and mortgage loans, investment services, on-line and mobile banking
products, and safe deposit box facilities. Fourteen full-service offices are
located in Virginia, from the Chesapeake Bay to just west of Richmond, and seven
are located in Maryland along the Baltimore-Washington corridor.
Essex Services, Inc. is a wholly-owned subsidiary of the Bank. Essex Services
and its financial consultants offer a broad range of investment products and
alternatives through an affiliation with Infinex Investments, Inc., an independent
broker-dealer. It also offers insurance products through an ownership interest
in Bankers Insurance, LLC, an independent insurance agency. Essex Services was
formed to sell title insurance to the Bank’s mortgage loan customers.
The Company’s strategy is to be recognized as the premier provider of
financial services by exceeding the service expectations of all of its customers
and shareholders while creating a rewarding environment for its employees. The
Company will accomplish this goal while operating in a safe and sound manner
to provide a competitive return to its investors.
The Company has adopted and implemented a formal strategic plan that centers
on the following key issues:
Ensuring profitable controlled growth in earnings
Improving the overall risk profile of the Company through enterprise risk management
Solidifying strong management practices with a focus on value added
The Company also terminated its shared loss agreement with the Federal Deposit
Insurance Corporation (the “FDIC”), which has a significant positive
impact on earnings going forward.
The Company expects to continue this growth through a combination of de novo
branching, expansion of loan production offices and possible acquisitions that
are immediately accretive in value.
Other specific priorities, as outlined in the Company’s strategic plan,
include the following matters:
Organically growing the size of the loan portfolio
Changing the deposit mix to more transaction-based accounts by increasing demand
deposits
Utilizing technology to attract new customers and lower costs
Continuing to reduce non-performing assets and other real estate owned
Enhancing the delivery system of its fee-based products
Expanding market share throughout Virginia and Maryland
The Company believes that it has the ability and capacity to successful execute
its strategies, which will enhance the major profit drivers of the Company.
The implementation of these strategies will lead to an increase in profitability
for shareholders.
Company Address: 9954 Mayland Drive, Suite 2100 Richmond 23233 VA
Company Phone Number: 934-9999 Stock Exchange / Ticker: NASDAQ ESXB
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Customers Net Income grew by |
ESXB's Customers Net Profit Margin grew to |
80.34 % |
16.55 %
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Stock Performances by Major Competitors |
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Horizon Bancorp Inc
Horizon Bancorp Inc, a regional bank company, has recently seen an increase in its share price over the last month and the last five trading days, despite facing some challenges in its financial performance. The company's shares have seen a 3.35% increase over the course of the last 30 days and a 4.34% increase over the last five trading days. This positive movement in the stock price is a good sign for investors, but it is important to also consider the company's financial results and operational performance in order to fully understand the reasons behind this increase. For the period ending December 31, 2023, Horizon Bancorp Inc reported a shortfall of $-0.57 per share, compared to a profit of $0.48 per share in the previous year. This decrease in earnings per share is concerning and indicates that the company may be facing challenges in generating profits. The revenue also fell sharply by -63.126% to $20.53 million from $55.69 million in the same period a year before. This drop in revenue could be attributed to various factors such as slowing demand or changes in the market environment.
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Ohio Valley Banc Corp
In the face of a challenging landscape for regional banks, Ohio Valley Banc Corp (OVBC) managed to achieve expanding sales in its most recent fiscal period. However, the company experienced a shrinking earnings per share (EPS), raising questions about its future prospects. Let's delve into the financial results to better understand how these developments may impact the company going forward. Expanding Sales, Decreasing EPS: OVBC reported a 9.944% increase in revenue, reaching $14.21 million compared to $12.92 million on a year-over-year basis. While this indicates positive growth, the bottom-line paints a different picture, with EPS decreasing by 7.99% to $0.68 per share from $0.74 in the prior year's reporting season. This discrepancy suggests that OVBC's profitability is not keeping pace with its revenue growth.
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South Plains Financial Inc
South Plains Financial Inc (NASDAQ: SPFI) recently reported its financial results for the fourth quarter of 2023 earnings season, and it was not a pretty picture. Both revenue and earnings took a significant hit, with income falling by -14.8% to $0.62 per share and revenue by -10.343% year on year. Revenue in the fourth quarter of 2023 stood at $43.71 million, compared to $48.75 million in the same period of the previous year. Furthermore, the decline in performance was not just limited to the year-on-year comparison. Compared to the prior quarter, income saw a staggering drop of -20.06% from $0.78 per share, and revenue deteriorated by -10.188% from $48.67 million. Net profits for the financial fourth quarter of 2023 also fell by -18.2% to $10.324 million, down from $12.621 million in the corresponding period a year before.
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First Western Financial Inc
First Western Financial Inc (NASDAQ: MYFW) has recorded a disappointing fiscal span ending December 31, 2023, reflecting significant declines in both revenue and earnings. The company reported a drastic decline of -48.776% in revenue, which plummeted to $13.92 million compared to the previous year. Additionally, MYFW recorded a substantial shortfall per share, falling to $-0.33 from $0.49 in the fourth quarter of 2022. The decline in revenue is evident when comparing it to the preceding quarter, where income per share dropped from $0.32 per share and revenue tumbled by -38.237% from $22.54 million. These figures indicate a concerning trend of decreasing revenue for First Western Financial Inc.
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Coastal Financial Corporation
Coastal Financial Corporation, a Regional Banks company, recently reported its financial results for the quarter ending December 31, 2023. While the company saw a slight increase in revenue of 1.461%, it also experienced a significant decrease in income of -26.98% compared to the same quarter a year prior. Despite the revenue gain, earnings per share (EPS) also fell to $0.65. The behavior of Coastal Financial Corporation, as a Regional Banks company, has come as a surprise to many industry analysts. While other companies in the Regional Banks sector saw an average reduction in business of -8.12%, Coastal Financial Corporation managed to achieve a revenue increase. However, this was not enough to offset the significant decline in income.
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Per Share |
Current |
Earnings (TTM) |
0.28 $ |
Revenues (TTM) |
0.44 $
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Cash Flow (TTM) |
- |
Cash |
17.52 $
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Book Value |
8.01 $
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Dividend (TTM) |
0.19 $ |
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Per Share |
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Earnings (TTM) |
0.28 $
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Revenues (TTM) |
0.44 $ |
Cash Flow (TTM) |
- |
Cash |
17.52 $
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Book Value |
8.01 $ |
Dividend (TTM) |
0.19 $ |
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