Community bankers trust corp
Business Description
The Company is headquartered in Richmond, Virginia and is the holding company
for Essex Bank, a Virginia state bank with 21 full-service offices in Virginia
and Maryland. The Bank also operates two loan production offices in Virginia.
The Bank was established in 1926. The Bank engages in a general commercial banking
business and provides a wide range of financial services primarily to individuals
and small businesses, including individual and commercial demand and time deposit
accounts, commercial and industrial loans, consumer and small business loans,
real estate and mortgage loans, investment services, on-line and mobile banking
products, and safe deposit box facilities. Fourteen full-service offices are
located in Virginia, from the Chesapeake Bay to just west of Richmond, and seven
are located in Maryland along the Baltimore-Washington corridor.
Essex Services, Inc. is a wholly-owned subsidiary of the Bank. Essex Services
and its financial consultants offer a broad range of investment products and
alternatives through an affiliation with Infinex Investments, Inc., an independent
broker-dealer. It also offers insurance products through an ownership interest
in Bankers Insurance, LLC, an independent insurance agency. Essex Services was
formed to sell title insurance to the Bank’s mortgage loan customers.
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