Banc Of California Inc.  (BANC)
Other Ticker:  
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
Price: $18.0900 $0.12 0.668%
Day's High: $18.09 Week Perf: 5.24 %
Day's Low: $ 17.91 30 Day Perf: 5.17 %
Volume (M): 187 52 Wk High: $ 22.09
Volume (M$): $ 3,390 52 Wk Avg: $19.03
Open: $18.04 52 Wk Low: $16.72

 Market Capitalization (Millions $) 1,124
 Shares Outstanding (Millions) 62
 Employees 1,679
 Revenues (TTM) (Millions $) 332
 Net Income (TTM) (Millions $) 126
 Cash Flow (TTM) (Millions $) -20
 Capital Exp. (TTM) (Millions $) 4

Banc Of California Inc.

Banc of California’ mission and vision guide its strategic plan. The Company is focused on California and core banking products and services designed to cater to the unique needs of California's diverse private businesses, entrepreneurs and communities.

As part of delivering on our value proposition to clients, we offer a variety of financial products and services designed around our target client in order to serve all of their banking and financial needs. This includes both deposit products offered through the Company's multiple channels that include retail banking, business banking and private banking, as well as lending products including residential mortgage lending, commercial lending, commercial real estate lending, multifamily lending, and specialty lending including Small Business Administration (SBA) lending, commercial specialty finance and construction lending.

The Bank’s deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, retirement accounts as well as online, telephone, and mobile banking, automated bill payment, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, trust services, card payment services, remote and mobile deposit capture, ACH origination, wire transfer, direct deposit, and safe deposit boxes. Bank customers also have the ability to access their accounts through a nationwide network of over 55,000 surcharge-free ATMs.

Our operations are managed based on the operating results of four reportable segments: Commercial Banking, Mortgage Banking, Financial Advisory, and Corporate/Other. Our chief operating decision-maker uses financial information from our four reportable segments to make operating and strategic decisions. For financial information about our reportable segments,

The Company offers a number of commercial and consumer loan products, including commercial and industrial loans, commercial real estate loans, multi-family loans, SBA guaranteed business loans, construction and renovation loans, lease financing, single family residential (SFR) mortgage loans, warehouse loans, asset-, insurance- or security-backed loans, home equity lines of credit (HELOCs), consumer and business lines of credit, and other consumer loans.

Legal lending limits are calculated in conformance with OCC regulations, which prohibit a national bank from lending to any one individual or entity or its related interests on any amount that exceeds 15 percent of the bank’s capital and surplus, plus an additional 10 percent of the bank’s capital and surplus, if the amount that exceeds the bank’s 15 percent general limit is fully secured by readily marketable collateral.

Commercial and industrial loans are made to finance operations, provide working capital, or to finance the purchase of assets, equipment or inventory. A borrower’s cash flow from operations is generally the primary source of repayment. Accordingly, our policies provide specific guidelines regarding debt coverage and other financial ratios. Commercial and industrial loans include lines of credit and commercial term loans. Lines of credit are extended to businesses or individuals based on the financial strength and integrity of the borrower and guarantor(s) and generally are collateralized by short-term assets such as accounts receivable, inventory, equipment or real estate and have a maturity of one year or less. Commercial term loans are typically made to finance the acquisition of fixed assets or refinance short-term debt originally used to purchase fixed assets. Commercial term loans generally have terms of one to five years. They may be collateralized by the asset being acquired or other available assets.

Commercial real estate and multi-family real estate loans are secured primarily by multi-family dwellings, industrial/warehouse buildings, anchored and non-anchored retail centers, office buildings and hospitality properties, on a limited basis, primarily located in the Company’s market area, and throughout the West Coast.
The Company’s loans secured by multi-family and commercial real estate are originated with either a fixed or adjustable interest rate. The interest rate on adjustable-rate loans is based on a variety of indices, generally determined through negotiation with the borrower. LTV ratios on these loans typically do not exceed 75 percent of the appraised value of the property securing the loan. These loans typically require monthly payments, may contain balloon payments and generally have maximum maturities of 30 years.

The Company provides numerous SBA loan products through the Bank. The Bank’s Preferred Lender Program (PLP) status generally gives it the authority to make the final credit decision and have most servicing and liquidation authority.

Commercial equipment leasing and financing was introduced as a product in the third quarter of 2012 to meet the needs of small and medium-sized businesses for growth through investments in commercial equipment. The Company provides full payout capital leases and equipment finance agreements for essential use equipment to small and medium sized business nationally. The terms are 1 to 7 years in length and generally provide more flexibility to meet the equipment obsolescence needs of small and medium sized businesses than traditional business loans.

Our construction loans primarily relates to single family residential properties. The Company may in the future originate or purchase loans or participations in construction, renovation and rehabilitation loans on residential, multi-family and/or commercial real estate properties.

   Company Address: 3 MacArthur Place Santa Ana 92707 CA
   Company Phone Number: 361-2262   Stock Exchange / Ticker: NYSE BANC
   BANC is expected to report next financial results on November 07, 2022.

Customers Net Income grew by BANC's Customers Net Profit Margin grew to

83.4 %

19.64 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


Stock Performances by Major Competitors

Year to Date Decrease / Increase
ASB   -7.61%    
KEY   -17.68%    
MTB        19.95% 
PNC   -16.13%    
WTFC   -4.05%    
ZION   -9.37%    
BAC   -21.39%    
C   -13.82%    
COF   -21.98%    
GE   -16.95%    
• View Complete Report

Dice Therapeutics Inc.

Logged a Loss by Dice Therapeutics Inc in the second quarter of 2022 statement

In the second quarter of 2022 Dice Therapeutics Inc lost money of $-0.58 per share compared to $-3.95 a year ago and increased losses from $-0.50 per share from the previous quarter.

Winc Inc.

Winc Inc reported fiscal second quarter of 2022 operating loss of $-4.135 millions

In the fiscal second quarter of 2022 Winc Inc lost money of $-0.32 per share compared to $-4.42 a year ago and from $-0.32 per share from the previous quarter.

Alj Regional Holdings Inc

EPS $2.81, Top-line Crumbles

In the financial time-frame ending Jun 30 2022 Alj Regional Holdings Inc eps of $2.81 per share compared to $0.00 a year ago and eps more than doubled by 3914.29 % from $0.07 per share from the previous quarter.

Monte Rosa Therapeutics Inc.

Monte Rosa Therapeutics Inc reported most recent fiscal period operating loss of $-27.231 millions

In the most recent fiscal period Monte Rosa Therapeutics Inc lost money of $-0.57 per share compared to $-3.63 a year ago and increased losses from $-0.51 per share from the previous quarter.

Savara Inc.

Savara Inc declared a same Sales like a year ago in the fiscal period ending Jun 30 2022

In the fiscal period ending Jun 30 2022 Savara Inc lost money of $-0.06 per share compared to $-0.07 a year ago and increased losses from $-0.05 per share from the previous quarter.


Banc Of California's Segments
• View Complete Report


Advance Monthly Sales

Consumer Price Index CPI

Producer Price Index PPI

Retail Inventories

Personal Income

Gross Domestic Product GDP

Money Supply

Industrial Production


Employment Situation

US International Trade

Factory Orders

Durable Goods

Construction Spending

Housing Starts

Vehicle Unit Sales


Event Calendar

PRCH's Profile

Stock Price

PRCH's Financials

Business Description


Charts & Quotes

PRCH's News


PRCH's Competitors

Customers & Markets

Economic Indicators

PRCH's Growth

Company Segments


Stock Performance

Growth Rates




Financial Strength


Largest Companies

Management Effectivness


At a Glance


Growth Rates



Financial Strength


At a Glance



Sectors & Industries






About us


Financial Terms

Technical Analysis

Fundamental Analysis

Energy Terms

Manufacturing Terms

Transportation Terms

Health Care

Insurance Terms

Economy Terms

Hotel & Leisure Terms

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research.    Copyright © 2022 CSIMarket, Inc. All rights reserved. This site uses cookies to make your browsing experince better. By using this site, you agree to the Terms of Service and Privacy Policy - UPDATED (Read about our Privacy Policy)

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com
CSIMarket.com 1500 N. University Drive, Coral Springs, FL 33071