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Wintrust Financial (WTFC) Annual Income Statement

Annual · GAAP · USD millions
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This income statement overview for Wintrust Financial spans from Dec 31 2021 to Dec 31 2025, showing how the company's revenues, expenses, and earnings have changed across reporting periods.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases19.48
Interest and Dividend Income, Securities, Operating, Other331.96
Interest Income, Federal Funds Sold and Securities Purchased under Agreements to Resell0.61
Interest Income, Deposits with Financial Institutions133.27
Other Income3,242.72
Total Interest Income3,728.03
Interest Expense, Deposits1,341.73
Interest Expense, Long-term Debt and Capital Securities58.67
Total Interest Expense3,728.03
Net Interest Income0.00
Provision for loan losses95.55
Total Net Interest Income2,128.50
Service Fees, Investment Banking, Brokerage and Other Transactions3.57
Operating LeaseLease Income62.28
Revenue From Contract With Customer Excluding Assessed Tax0.00
Other Non-interest Income93.37
Loss / Gain on Investment0.00
Other Non-Interest Income300.38
Total Non-interest Income501.94
Total Revenues2,630.44
Costs & Expenses
Salaries & employee benefits, SGA63.85
Depreciation & Amortization21.39
Communications, Occupancy and Information Technology81.92
Professional Fees34.03
Federal Deposit Insurance Corporation Premium Expense43.88
Other Noninterest Expense158.54
Other loss /-income1,065.75
Total Operating Expenses1,512.03
Total Costs & Expenses3,016.01
Income & Taxes
Income /-loss before income taxes1,118.41
Income taxes expenses/-benefit294.56
Income after income taxes788.20
Net income/-loss of other equity-35.64
Income /-loss after income taxes788.20
Net Income/-loss788.20
Preferred dividends14.05
Income/-loss to shareholder774.15
Earnings Per Share
Basic EPS (excl. extra items)11.57
Basic Net EPS11.57
Basic shares outstanding (Mill. of Units)66.90
Diluted Net EPS11.40
Diluted average shares (Mill. of Units)67.89
Dividend per share2.00
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About Wintrust Financial Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 26, 2026
  • Original filing: wtfc-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.