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Waterstone Financial Inc (WSBF) Quarterly Income Statement

Quarterly · GAAP · USD millions
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From Waterstone Financial Inc through Jun 30 2025, changes in Jun 30 2026's revenue and cost structure provide insight into profitability trends.
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Quarterly Report, GAAP in USD millions
ITEM 		(Jun 30 2026)
Q2 2026 		(Mar 31 2026) (Dec 31 2025) (Sep 30 2025) (Jun 30 2025)
Revenues
Interest and Fee Income, Loans and Leases26.61
Interest Income, Securities, Mortgage Backed1.48
Other Income0.00
Total Interest Income29.59
Interest Expense, Deposits10.04
Interest Expense, Borrowings3.54
Net Interest (-)Expense / Income0.00
Net Interest Income16.01
Provision for loan losses0.24
Total Net Interest Income15.77
Service Fees, Investment Banking, Brokerage and Other Transactions22.61
Other Non-interest Income1.63
Loss / Gain on Investment0.00
Other Non-Interest Income0.00
Total Non-interest Income24.24
Total Revenues40.01
Costs & Expenses
Salaries & employee benefits, SGA22.70
Communications, Occupancy and Information Technology3.08
Professional Fees and Commission1.12
Other Noninterest Expense2.46
Other loss /-income0.00
Total Operating Expenses29.38
Total Costs & Expenses29.38
Income & Taxes
Income /-loss before income taxes10.64
Income taxes expenses/-benefit2.17
Income after income taxes8.46
Net income/-loss of other equity0.00
Income /-loss after income taxes8.46
Net Income/-loss8.46
Income/-loss to shareholder8.46
Earnings Per Share
Basic EPS (excl. extra items)0.49
Basic Net EPS0.49
Basic shares outstanding (Mill. of Units)17.11
Diluted Net EPS0.49
Diluted average shares (Mill. of Units)17.18
Dividend per share0.17
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About Waterstone Financial Inc Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.