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Usio Inc's Business Segments
Usio Inc's reported revenue by business segment and by geographic region, quarterly and annual, normalized against the consolidated income statement. Free below: the top 3 rows per table, this quarter and this fiscal year. Subscriber access adds the full segment history and operating income by segment.
Segment Data As of Q1 FY2026
Reportable Segments
2
Largest Segment
Merchant Services
Total Revenue
$ 26
Regions Reported
-
Revenue Share by Reportable Segment - Q1 FY2026
- Merchant Services72.9%
- Output Solutions26.8%
Revenue by Reportable Segment - Q1 FY2026
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Merchant Services | $ 19 | 72.9% |
| Output Solutions | $ 7 | 26.8% |
Revenue by Product & Service Category - Q1 FY2026
- Credit Card Revenue38%
- Output Solutions26.7%
- ACH and Complementary Service Revenue24.6%
- Prepaid Card Services Revenue9.3%
- ACH and Complementary Service Interest Revenue0.5%
- Prepaid Card Services Interest Revenue0.5%
- Output Solutions Interest0.2%
Revenue by Product & Service Category - Q1 FY2026
| Category | Revenue (Millions) | % of Total |
|---|---|---|
| Credit Card Revenue | $ 10 | 38% |
| Output Solutions | $ 7 | 26.7% |
| ACH and Complementary Service Revenue | $ 6 | 24.6% |
Product and service categories are a supplemental disclosure and are not required to sum to consolidated revenue or to the reportable segments above.
Description of Usio Inc
Usio Inc, formerly known as Payment Data Systems Inc, is a leading integrated payment solutions provider that enables businesses of all sizes to accept electronic payments from a variety of payment sources. The company focuses on delivering innovative payment processing technologies and services that streamline the payment experience for merchants and consumers alike.
Founded in 1998 and headquartered in San Antonio, Texas, Usio operates within the broader fintech industry, with a specific emphasis on payment processing and merchant services. Since its inception, the company has been at the forefront of developing and implementing cutting-edge technologies to revolutionize the payment landscape.
Usio offers a comprehensive suite of solutions designed to cater to the diverse needs of its clients. Their flagship product, PayFacile, is a cloud-based, fully-integrated payment processing platform that seamlessly connects merchants with multiple payment gateways, enabling them to accept payments from credit cards, debit cards, ACH (Automated Clearing House) transfers, and electronic checks. This allows businesses to expand their customer base and increase revenue by accommodating consumers who prefer alternate payment options.
In addition to PayFacile, Usio provides a range of supplementary products and services. Their eCheck acceptance system enables merchants to accept electronic checks safely and securely, reducing the risk of fraud associated with paper checks. The company also offers risk management tools and customized reporting capabilities, empowering businesses to make informed decisions based on real-time payment data.
Usio further extends its capabilities through strategic partnerships and acquisitions. These collaborations enable the company to enhance its product offerings, expand its market reach, and remain at the forefront of industry trends. The company's commitment to innovation and constant improvement is reflected in its continuous investments in research and development, ensuring that its solutions remain cutting-edge and competitive.
With a customer-centric approach, Usio aims to deliver exceptional service and support to its clients. Their team of experienced professionals works closely with businesses to understand their unique requirements, providing tailored solutions that meet their specific payment processing needs. The company prides itself on its ability to foster long-term relationships with its clients, serving as a trusted partner in their payment processing journey.
Usio has established a strong presence in various industries, including e-commerce, retail, healthcare, hospitality, utilities, and more. Its solutions are trusted by a wide range of businesses, from small startups to large enterprises, providing them with the tools needed to thrive in an increasingly digital and cashless economy.
In conclusion, Usio Inc is an industry-leading payment solutions provider that empowers businesses to accept electronic payments seamlessly. With its innovative technologies, comprehensive suite of solutions, strategic partnerships, and customer-centric approach, Usio continues to shape the future of payment processing, driving growth and success for businesses worldwide.
Founded in 1998 and headquartered in San Antonio, Texas, Usio operates within the broader fintech industry, with a specific emphasis on payment processing and merchant services. Since its inception, the company has been at the forefront of developing and implementing cutting-edge technologies to revolutionize the payment landscape.
Usio offers a comprehensive suite of solutions designed to cater to the diverse needs of its clients. Their flagship product, PayFacile, is a cloud-based, fully-integrated payment processing platform that seamlessly connects merchants with multiple payment gateways, enabling them to accept payments from credit cards, debit cards, ACH (Automated Clearing House) transfers, and electronic checks. This allows businesses to expand their customer base and increase revenue by accommodating consumers who prefer alternate payment options.
In addition to PayFacile, Usio provides a range of supplementary products and services. Their eCheck acceptance system enables merchants to accept electronic checks safely and securely, reducing the risk of fraud associated with paper checks. The company also offers risk management tools and customized reporting capabilities, empowering businesses to make informed decisions based on real-time payment data.
Usio further extends its capabilities through strategic partnerships and acquisitions. These collaborations enable the company to enhance its product offerings, expand its market reach, and remain at the forefront of industry trends. The company's commitment to innovation and constant improvement is reflected in its continuous investments in research and development, ensuring that its solutions remain cutting-edge and competitive.
With a customer-centric approach, Usio aims to deliver exceptional service and support to its clients. Their team of experienced professionals works closely with businesses to understand their unique requirements, providing tailored solutions that meet their specific payment processing needs. The company prides itself on its ability to foster long-term relationships with its clients, serving as a trusted partner in their payment processing journey.
Usio has established a strong presence in various industries, including e-commerce, retail, healthcare, hospitality, utilities, and more. Its solutions are trusted by a wide range of businesses, from small startups to large enterprises, providing them with the tools needed to thrive in an increasingly digital and cashless economy.
In conclusion, Usio Inc is an industry-leading payment solutions provider that empowers businesses to accept electronic payments seamlessly. With its innovative technologies, comprehensive suite of solutions, strategic partnerships, and customer-centric approach, Usio continues to shape the future of payment processing, driving growth and success for businesses worldwide.
Usio Inc. is a prominent provider of integrated electronic payment solutions, serving a diverse range of industries with its comprehensive offerings. Below is an extensive overview of its segments, products, and services, as of the latest available information.
Segments:
1. Payment Processing:
- Usio’s payment processing solutions cater to various sectors, including retail, healthcare, insurance, utilities, and e-commerce. They facilitate a wide array of transaction types, such as credit card payments, electronic checks (ACH), and mobile payments. The companys advanced technology allows businesses to process transactions safely and quickly, enhancing customer experiences and operational efficiency.
2. Prepaid Services:
- Offering prepaid debit card programs, Usio provides services tailored for both businesses and consumers. Their solutions include payroll cards for employee wages, gift cards for promotional opportunities, rewards cards as incentives, and general-purpose reloadable cards. This suite of prepaid services not only provides a secure method of payment but also promotes cashless transactions while eliminating the risks associated with handling physical cash and checks.
3. Bill Payment:
- Usio’s bill payment solutions are designed to streamline the billing process for both individuals and businesses. Their offerings include white-labeled portals for bill payment, integrated payment platforms, and custom solutions tailored for billers, financial institutions, and service providers. These solutions help reduce reliance on physical checks and manual processing, making it easier for consumers to manage and pay their bills through electronic means.
4. Healthcare Payments:
- Specializing in the healthcare industry, Usio provides targeted payment processing solutions. These services include patient payment portals that allow patients to view and pay their medical bills online, insurance claim payments that streamline the reimbursement process, automated recurring payments for ongoing medical services, and electronic remittance advice (ERA) delivery to enhance communication between providers and payers. This specialization helps healthcare providers optimize cash flow and minimize administrative burdens.
Products:
1. PayFac:
- Usio’s proprietary PayFac platform enables businesses to accept payments seamlessly through multiple channels, including online, mobile, and in-person transactions. The platform is equipped with advanced features such as comprehensive fraud prevention measures, detailed reporting and analytics, integration capabilities with ERP systems, and options for customizable payment forms to align with specific business needs.
2. Digital Wallet:
- The Usio digital wallet allows consumers to securely store various payment methods, facilitating quick online purchases. It supports multiple payment options, including credit cards, debit cards, ACH transfers, and cryptocurrencies, making it a versatile solution for modern consumers looking for convenient and secure payment methods.
3. EMV Solutions:
- To ensure secure card-present transactions, Usio provides EMV-compliant payment solutions. Their offerings include EMV terminals, PIN pads, and point-of-sale (POS) systems that incorporate encryption and tokenization technologies to safeguard sensitive cardholder information against potential fraud.
Services:
1. Payment Gateway:
- Usio operates a robust payment gateway designed to connect merchants with payment processors, facilitating secure and seamless transactions across various platforms. The gateway supports multiple payment types and provides merchants with real-time transaction data, detailed reporting capabilities, and tools for fraud prevention, enhancing overall transaction security and efficiency.
2. Integration and Custom Development:
- Usio offers services to integrate its payment solutions with existing business systems, ERP platforms, and e-commerce websites. In addition, they provide custom development services to modify and adapt their offerings according to specific customer requirements, ensuring that solutions align perfectly with operational needs.
3. Support and Security:
- Customer support is a key priority for Usio; they offer 24/7 technical assistance and dedicated account representatives to address client needs. The company also emphasizes security, implementing rigorous measures such as PCI DSS compliance, data encryption, fraud monitoring, and tokenization to protect sensitive payment information from breaches.
Conclusion:
Overall, Usio Inc. provides a comprehensive suite of electronic payment solutions tailored to meet the diverse needs of businesses and individuals across various sectors. Through their innovative technology and commitment to security, they enhance operational efficiency and drive financial growth while creating secure and user-friendly payment experiences.
Segments:
1. Payment Processing:
- Usio’s payment processing solutions cater to various sectors, including retail, healthcare, insurance, utilities, and e-commerce. They facilitate a wide array of transaction types, such as credit card payments, electronic checks (ACH), and mobile payments. The companys advanced technology allows businesses to process transactions safely and quickly, enhancing customer experiences and operational efficiency.
2. Prepaid Services:
- Offering prepaid debit card programs, Usio provides services tailored for both businesses and consumers. Their solutions include payroll cards for employee wages, gift cards for promotional opportunities, rewards cards as incentives, and general-purpose reloadable cards. This suite of prepaid services not only provides a secure method of payment but also promotes cashless transactions while eliminating the risks associated with handling physical cash and checks.
3. Bill Payment:
- Usio’s bill payment solutions are designed to streamline the billing process for both individuals and businesses. Their offerings include white-labeled portals for bill payment, integrated payment platforms, and custom solutions tailored for billers, financial institutions, and service providers. These solutions help reduce reliance on physical checks and manual processing, making it easier for consumers to manage and pay their bills through electronic means.
4. Healthcare Payments:
- Specializing in the healthcare industry, Usio provides targeted payment processing solutions. These services include patient payment portals that allow patients to view and pay their medical bills online, insurance claim payments that streamline the reimbursement process, automated recurring payments for ongoing medical services, and electronic remittance advice (ERA) delivery to enhance communication between providers and payers. This specialization helps healthcare providers optimize cash flow and minimize administrative burdens.
Products:
1. PayFac:
- Usio’s proprietary PayFac platform enables businesses to accept payments seamlessly through multiple channels, including online, mobile, and in-person transactions. The platform is equipped with advanced features such as comprehensive fraud prevention measures, detailed reporting and analytics, integration capabilities with ERP systems, and options for customizable payment forms to align with specific business needs.
2. Digital Wallet:
- The Usio digital wallet allows consumers to securely store various payment methods, facilitating quick online purchases. It supports multiple payment options, including credit cards, debit cards, ACH transfers, and cryptocurrencies, making it a versatile solution for modern consumers looking for convenient and secure payment methods.
3. EMV Solutions:
- To ensure secure card-present transactions, Usio provides EMV-compliant payment solutions. Their offerings include EMV terminals, PIN pads, and point-of-sale (POS) systems that incorporate encryption and tokenization technologies to safeguard sensitive cardholder information against potential fraud.
Services:
1. Payment Gateway:
- Usio operates a robust payment gateway designed to connect merchants with payment processors, facilitating secure and seamless transactions across various platforms. The gateway supports multiple payment types and provides merchants with real-time transaction data, detailed reporting capabilities, and tools for fraud prevention, enhancing overall transaction security and efficiency.
2. Integration and Custom Development:
- Usio offers services to integrate its payment solutions with existing business systems, ERP platforms, and e-commerce websites. In addition, they provide custom development services to modify and adapt their offerings according to specific customer requirements, ensuring that solutions align perfectly with operational needs.
3. Support and Security:
- Customer support is a key priority for Usio; they offer 24/7 technical assistance and dedicated account representatives to address client needs. The company also emphasizes security, implementing rigorous measures such as PCI DSS compliance, data encryption, fraud monitoring, and tokenization to protect sensitive payment information from breaches.
Conclusion:
Overall, Usio Inc. provides a comprehensive suite of electronic payment solutions tailored to meet the diverse needs of businesses and individuals across various sectors. Through their innovative technology and commitment to security, they enhance operational efficiency and drive financial growth while creating secure and user-friendly payment experiences.