CSI Market
Sign In | Register

Upstart Holdings Inc (UPST) Annual Income Statement

Annual · GAAP · USD millions
Access UPST quarterly income statements →
From Upstart Holdings Inc through Dec 31 2021, changes in Dec 31 2025's revenue and cost structure provide insight into profitability trends.
View historic periods: Download as CSV:
Download as CSV
Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.
Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest Income, Operating204.23
Other Income-130.26
Total Interest Income73.97
Total Interest Expense19.87
Net Interest Income93.85
Total Net Interest Income93.85
Revenue From Contract With Customer Excluding Assessed Tax0.00
Extinguishment of Debt7.25
Other Non-Interest Income-846.87
Total Non-interest Income950.01
Total Revenues1,043.86
Costs & Expenses
Salaries & employee benefits, SGA301.51
Other loss /-income445.32
Total Operating Expenses935.20
Total Costs & Expenses915.33
Income & Taxes
Income /-loss before income taxes108.66
Income taxes expenses/-benefit0.73
Income after income taxes107.93
Income /-loss after income taxes107.93
Income (Loss), Including Portion Attributable to Noncontrolling Interest0.00
Net Income/-loss107.93
Non-controlling interests0.00
Other54.33
Income/-loss to shareholder53.60
Earnings Per Share
Basic EPS (excl. extra items)0.56
Basic Net EPS0.56
Basic shares outstanding (Mill. of Units)96.03
Diluted Net EPS0.45
Diluted average shares (Mill. of Units)107.49
4 historic quarters locked

Sign in to unlock the full Upstart Holdings Inc income statement history.

Sign In Create Free Account

About Upstart Holdings Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 10, 2026
  • Original filing: upst-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.