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Upstart Holdings Inc (UPST) Annual Balance Sheets

Annual · GAAP · USD millions
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From Upstart Holdings Inc through Dec 31 2021, shifts in Dec 31 2025's assets and liabilities provide insight into the company's capital structure and financial stability.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Assets
Cash & Cash Equivalents652.39
Financing Receivable, Net, Total NO984.55
Other Current Assets0.00
Equipment / Property / Plant Net44.17
Goodwill net67.06
Intangible Assets0.00
Other Assets, Noncurrent822.01
Total Assets2,974.81
Operating Lease Right Of Use Asset16.41
Liabilities
Accounts Payable AC0.00
Accrued Liabilities And Other Liabilities171.50
OperatingLeaseLiability21.15
Payable To Investors107.66
Long-term debt1,829.15
Total Long-term Debt1,829.15
Combined Long+Short Total Debt (filer-reported)1,829.15
Other liabilities, Noncurrent346.85
Payable To Securitization Note Holders At Fair Value46.54
Total Liabilities2,175.99
Stockholders' Equity
Common Stock Value0.01
Additional Paid In Capital Common Stock1,156.36
Retained Earnings / Accumulated Deficit-357.56
Other Equity0.00
Common Stockholder's Equity798.82
Total Stockholder's Equity798.82
Liabilities & Stockholder's Equity2,974.81
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About Upstart Holdings Inc Annual Balance Sheet

What this statement shows

This page presents issuer-reported balance sheet data, detailing assets, liabilities, and stockholders equity as reported in SEC 10-K filings and standardized by CSIMarket. The balance sheet reflects the company's financial position at the end of each reporting period.

Source & verification

  • Form: 10-K (Period: 20251231)
  • Filed with the SEC: February 10, 2026
  • Source: upst-20251231.htm

Last updated

  • Page updated:
  • Data lineage: SEC filings - XBRL extraction - balance-sheet normalization in the CSIMarket.com financial database.
  • Accession: 0001647639-26-000027

Balance sheet figures represent financial position at specific reporting dates and may be revised in subsequent filings.

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