Umb Financial (UMBF) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Umb Financial generates earnings and manages operating expenses.
Quarterly Report, GAAP in USD millions
ITEM
(Jun 30 2026)
Q2 2026
(Mar 31 2026) (Dec 31 2025) (Sep 30 2025) (Jun 30 2025)
Revenues
Interest and Fee Income, Loans and Leases644.00
Interest and Dividend Income, Securities, Operating181.77
Interest Income, Federal Funds Sold and Securities Purchased under Agreements to Resell11.26
Interest Income, Deposits with Financial Institutions33.95
Other Income0.00
Total Interest Income871.37
Interest Expense, Deposits298.93
Interest Expense, Federal Funds Purchased and Securities Sold under Agreements to Repurchase28.95
Net Interest (-)Expense / Income0.00
Net Interest Income532.53
Provision for loan losses28.00
Total Net Interest Income504.53
Service Fees, Investment Banking, Brokerage and Other Transactions5.31
Noninterest Income, Other Operating Income29.66
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment27.09
Other Non-Interest Income0.00
Total Non-interest Income245.51
Total Revenues750.03
Costs & Expenses
Salaries & employee benefits, SGA241.08
Unusual Expense /-Income14.42
Depreciation & Amortization23.46
Occupancy, Net19.28
Noninterest Expense Transfer Agent and Custodian Fees43.07
Supplies Expense5.50
Other Noninterest Expense17.91
Other loss /-income0.00
Total Operating Expenses399.63
Total Costs & Expenses399.63
Income & Taxes
Income /-loss before income taxes350.40
Income taxes expenses/-benefit72.83
Income after income taxes277.57
Net income/-loss of other equity0.00
Income /-loss after income taxes277.57
Net Income/-loss277.57
Preferred dividends5.81
Income/-loss to shareholder271.76
Earnings Per Share
Basic EPS (excl. extra items)3.58
Basic Net EPS3.58
Basic shares outstanding (Mill. of Units)75.97
Diluted Net EPS3.56
Diluted average shares (Mill. of Units)76.39
Dividend per share0.43
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About Umb Financial Corp Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: July 30, 2026
  • Original filing: umbf-20260630.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.