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United Security Bancshares (UBFO) Annual Income Statement

Annual · GAAP · USD millions
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This page allows investors to track United Security Bancshares's income statement performance across multiple reporting periods.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases55.43
Interest Income, Securities, Operating, Taxable4.38
Interest Income, Deposits with Financial Institutions1.01
Total Interest Income60.81
Interest Expense, Deposits11.31
Net Interest (-)Expense / Income0.00
Net Interest Income48.77
Provision for loan losses4.90
Total Net Interest Income43.20
Revenue From Contract With Customer Including Assessed Tax2.95
Other Non-interest Income1.74
Extinguishment of Debt0.48
Gain (Loss) on Disposition of Assets and Other Investments0.38
Loss / Gain on Investment0.00
Other Non-Interest Income0.00
Total Non-interest Income5.09
Total Revenues2.95
Costs & Expenses
Salaries & employee benefits, SGA15.56
Restructuring, Accretion & impairment charges0.07
Depreciation & Amortization1.46
Occupancy, Net3.86
Professional Fees and Commission2.77
Other Noninterest Expense3.64
Other loss /-income0.00
Total Operating Expenses31.59
Total Costs & Expenses0.00
Income & Taxes
Income /-loss before income taxes16.70
Income taxes expenses/-benefit4.41
Income after income taxes12.29
Income /-loss after income taxes12.11
Net Income/-loss12.11
Income/-loss to shareholder12.11
Earnings Per Share
Basic EPS (excl. extra items)0.70
Basic Net EPS0.70
Basic shares outstanding (Mill. of Units)17.24
Diluted Net EPS0.70
Diluted average shares (Mill. of Units)17.50
Dividend per share0.36
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About United Security Bancshares Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 26, 2026
  • Original filing: ubfo-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.