United Security Bancshares (UBFO) Growth Rates Comparisons to Commercial Banks Industry, Sector, Market. Sales, Income, EPS
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United Security Bancshares  (NASDAQ: UBFO)
    Sector  Financial    Industry Commercial Banks
   Industry Commercial Banks
   Sector  Financial
 

United Security Bancshares Growth Comparisons

Select each growth Category to receive further Information





UBFO Revenue Growth Rate Comparisons Company Industry Sector S&P 500
Y / Y Revenue Growth (Q4 MRQ) -4.13 % 12.96 % 11.51 % 7.86 %
Q / Q Revenue Growth (Q4 MRQ) -94.32 % 11.16 % 6.74 % 4.58 %
Y / Y Revenue Growth (for 12 months ending Q4 TTM) -7.02 % 6.82 % 8.8 % %
Sequential Revenue Growth (for 12 months ending Q4 TTM) -0.09 % 3.19 % 2.81 % 1.97 %
Revenue 5 Year Average Growth -38.86 % 5.01 % 9.61 % 7.73 %


UBFO's Growth Comparisons in IV. Quarter 2025




Although the Commercial Banks industry saw advancing Revenue by 12.96%, United Security Bancshares announced -4.13% year on year revenue decline in the fourth quarter 2025, to $ 1 millions, and underperformed the 11.51% Revenue improvement in the Financial sector. Although both Commercial Banks industry and Financial sector posted higher gains than 7.86% overall market increase, United Security Bancshares was trailing overall market in the fourth quarter.

Top-line fell by -94.32% from the third quarter results. Comparing the annual growth, revenue of -38.86% on average in last five years, to the S & P 500's, including only Businesses with the fourth quarter 2025 financial results, average yearly revenue growth is 7.73%. United Security Bancshares grew less than the market.

UBFO Growth Rates by Company's Segments

Segment Name
Y / Y
Sequential
Total
6.61 %
21.61 %


Growth Rates of UBFO's Income in the fourth quarter 2025


UBFO Operating Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Operating Income Change (Q4 MRQ) - 20 % 10.67 % 14.52 %
Sequential Operating Income Change (Q4 MRQ) - 25.28 % 4.68 % 7.3 %
Y / Y Operating Income Growth (Q4 TTM) -27.04 % -6.71 % -1.03 % 6.44 %
Sequential Operating Income Growth (Q4 TTM) 0 % 5.83 % 3.64 % 3.54 %
Operating Income 5 Year Avg. Change - 5.06 % 7.14 % 9 %


Income from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Income from Cont. Ops. Change (Q4 MRQ) 35.44 % 27.21 % 21.83 % 18.96 %
Sequential Income from Cont. Ops. Change (Q4 MRQ) -19.54 % 23.7 % 17.08 % 3.03 %
Y / Y Income from Cont. Ops. Change (Q4 TTM) -17.48 % 40.46 % 12.92 % 14.26 %
Sequential Income from Cont. Ops. Change (Q4 TTM) 7.52 % 12.41 % 8.93 % 4.45 %
Income from Cont. Ops. 5 Year Avg. Change 6.21 % 4.45 % 7.7 % 8.34 %

UBFO Net Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Net Income Growth (Q4 MRQ) 35.44 % 22.23 % 21.81 % 18.25 %
Q / Q Net Income Growth (Q4 MRQ) -19.54 % 23.73 % 15.68 % 3.11 %
Y / Y Net Income Change (Q4 TTM) -17.48 % 25.37 % 10.33 % 15.08 %
Sequential Net Income Change (Q4 TTM) 7.52 % 5.45 % 7.95 % 4.28 %
Net Income 5 Year Avg. Growth 6.21 % 5.04 % 7.36 % 9.47 %

UBFO's EPS Growth Rates


EPS from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS from Cont. Ops. Change (Q4 MRQ) 35.71 % 27.2 % 21.83 % 18.96 %
Sequential EPS from Cont. Ops. Change (Q4 MRQ) -17.39 % 23.39 % 17.08 % 3.03 %
Y / Y EPS from Cont. Ops. Change (Q4 TTM) -16.47 % 24.63 % - -
Sequential EPS from Cont. Ops. Change (Q4 TTM) 7.58 % 6.41 % 35.41 % -47.94 %
EPS from Cont. Ops. 5 Year Avg. Growth 5.72 % 15.97 % 7.7 % 8.34 %



UBFO EPS Net Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS Net Growth (Q4 MRQ) 28.57 % 22.22 % 21.81 % 8.34 %
Q / Q EPS Net Growth (Q4 MRQ) -21.74 % 23.42 % 15.68 % 3.11 %
Y / Y EPS Net Change (for 12 months ending Q4 TTM) - 22.06 % - -66.9 %
Sequential EPS Net Change (for 12 months ending Q4 TTM) 6.06 % 6.34 % 35.4 % -47.94 %
EPS Net 5 Year Avg. Change 5.72 % 5.04 % 7.36 % 9.47 %



With 28.57% year on year EPS increase in the fourth quarter, United Security Bancshares outperformed the 22.22% improvement in the Commercial Banks industry, and 21.81% increase in the Financial sector. Above average income per share gains in theCommercial Banks industry and in the Financial sector, helped to elevate overall market growth to 18.25%.

Comparing the company's EPS to the third quarter results, income per share were lower by -21.74% . On the annual basis, average annual income per share growth for United Security Bancshares is 5.72%, while S & P 500's including only Businesses with the fourth quarter 2025 financial reports, average yearly income per share growth is 9.47% over the past five years.

UBFO Cash Flow Growth Rates


Free Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Free Cash Flow Change (Q4 MRQ) -41.77 % - - 73.68 %
Sequential Free Cash Flow Change (Q4 MRQ) -57.14 % - 41.1 % 27.4 %
Y / Y Free Cash Flow Change (Q4 TTM) 5.87 % - 18.83 % 19.32 %
Sequential Free Cash Flow Change (Q4 TTM) -8.65 % - 73.31 % 12.94 %
Free Cash Flow 5 Year Avg. Change 9.33 % - 10.76 % 10.76 %

Net Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Net Cash Flow Change (Q4 MRQ) - - - -
Sequential Net Cash Flow Change (Q4 MRQ) 206.56 % - - -
Y / Y Net Cash Flow Change (Q4 TTM) 807.92 % - 11.62 % -
Sequential Net Cash Flow Change (Q4 TTM) - - -38.21 % -
Net Cash Flow 5 Year Avg. Change -2.92 % - -34.88 % -32.35 %

Capital Expenditures Company Industry Sector S&P 500
Y / Y Capital Expenditures Change (Q4 MRQ) 278.06 % -7.29 % 21.66 % 22.12 %
Sequential Capital Expenditures Change (Q4 MRQ) -11.36 % -14.97 % 8.45 % 8.66 %
Y / Y Capital Expenditures Change (Q4 TTM) 119.54 % -17.66 % 42.59 % 22.98 %
Sequential Capital Expenditures Change (Q4 TTM) 31.39 % -1.29 % 4.49 % 5.32 %
Capital Expenditures 5 Year Avg. Change - -3.21 % 3.09 % 10.74 %

Note
To view Detail Information & Trends click on Individual Category.
To see Industry, Sector or S&P 500 Performance, click on each Category respectivly, on the top of the Table.

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