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Prog Holdings Inc's Business Segments
Prog Holdings Inc's reported revenue by business segment and by geographic region, quarterly and annual, normalized against the consolidated income statement. Free below: the top 3 rows per table, this quarter and this fiscal year. Subscriber access adds the full segment history and operating income by segment.
Segment Data As of Q1 FY2026
Reportable Segments
3
Largest Segment
Progressive Leasing
Total Revenue
$ 743
Regions Reported
-
Revenue Share by Reportable Segment - Q1 FY2026
- Progressive Leasing80.4%
- Purchasing Power14.4%
- Four4.7%
Revenue by Reportable Segment - Q1 FY2026
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Progressive Leasing | $ 597 | 80.4% |
| Purchasing Power | $ 107 | 14.4% |
| Four | $ 35 | 4.7% |
Revenue by Product & Service Category - Q1 FY2026
- Lease Revenues and Fees80.4%
- Product and service revenues14.3%
- Product13.5%
- Product and Service, Other4.7%
- Service0.8%
Revenue by Product & Service Category - Q1 FY2026
| Category | Revenue (Millions) | % of Total |
|---|---|---|
| Lease Revenues and Fees | $ 597 | 80.4% |
| Product and service revenues | $ 106 | 14.3% |
| Product | $ 101 | 13.5% |
Product and service categories are a supplemental disclosure and are not required to sum to consolidated revenue or to the reportable segments above.
2 more categories available
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Description of Prog Holdings Inc
Prog Holdings Inc. is a technology-enabled, diversified service provider that offers intelligent end-to-end solutions for business process outsourcing, digital transformation, and application development. The company was formerly known as Progrexion Holdings, Inc. and changed its name to Prog Holdings, Inc. in June 2021.
Based in Salt Lake City, Utah, Prog Holdings operates through its various subsidiaries, including CreditRepair.com, Credit.com, and eFolks. They cater to a wide array of industries such as financial services, healthcare, insurance, telecommunications, and retail.
CreditRepair.com offers credit repair, credit monitoring, and identity theft protection services. The company adheres to strict regulatory standards and offers personalized solutions tailored to each of its customer's credit needs.
Credit.com offers various financial products and services, including loans, credit reports, and credit cards. The company's Credit Concierge Service provides personalized credit solutions that help individuals and businesses make informed financial decisions.
eFolks is an online lead generation company that serves as a connection hub between lenders and borrowers. It offers lead generation services to lenders who are looking to expand their customer base and offers personalized loan options to consumers.
Prog Holdings has a mission to build intelligent end-to-end solutions that improve people's lives. The company is committed to delivering innovative technology-driven solutions that provide value to its customers while adhering to strict regulatory compliance standards.
In summary, Prog Holdings Inc. is a service provider that offers business process outsourcing, digital transformation, and application development services through its subsidiary companies, CreditRepair.com, Credit.com, and eFolks. The company operates in various industries and is committed to delivering innovative solutions that improve people's lives while adhering to regulatory compliance standards.
Based in Salt Lake City, Utah, Prog Holdings operates through its various subsidiaries, including CreditRepair.com, Credit.com, and eFolks. They cater to a wide array of industries such as financial services, healthcare, insurance, telecommunications, and retail.
CreditRepair.com offers credit repair, credit monitoring, and identity theft protection services. The company adheres to strict regulatory standards and offers personalized solutions tailored to each of its customer's credit needs.
Credit.com offers various financial products and services, including loans, credit reports, and credit cards. The company's Credit Concierge Service provides personalized credit solutions that help individuals and businesses make informed financial decisions.
eFolks is an online lead generation company that serves as a connection hub between lenders and borrowers. It offers lead generation services to lenders who are looking to expand their customer base and offers personalized loan options to consumers.
Prog Holdings has a mission to build intelligent end-to-end solutions that improve people's lives. The company is committed to delivering innovative technology-driven solutions that provide value to its customers while adhering to strict regulatory compliance standards.
In summary, Prog Holdings Inc. is a service provider that offers business process outsourcing, digital transformation, and application development services through its subsidiary companies, CreditRepair.com, Credit.com, and eFolks. The company operates in various industries and is committed to delivering innovative solutions that improve people's lives while adhering to regulatory compliance standards.
Prog Holdings Inc. is a prominent player in the financial services industry, primarily focusing on facilitating access to goods and services through flexible financing options. Its operations are structured into two primary segments: Progressive Leasing and Vive Financial, each offering a diverse array of products and services tailored to meet the finance management needs of its customers.
Progressive Leasing (PL)
Progressive Leasing specializes in providing lease-to-own financing solutions across a broad spectrum of consumer products. This segment enables customers to acquire essential goods without the immediate burden of full payment, spreading the cost over a predetermined lease period. The versatility in retail distribution channels enhances accessibility, as Progressive Leasing services can be availed through e-commerce, omni-channel platforms, in-store locations, and mobile applications. The product categories under this segment include:
1. Furniture:
- Progressive Leasing provides financing options for a wide variety of household furniture items. This includes essential pieces such as beds, sofas, recliners, dining tables, and chairs, catering to diverse interior design preferences. The program allows customers to furnish their homes without the substantial upfront costs typically associated with purchasing.
2. Electronics:
- The segment extends its financing capabilities to consumer electronics, including but not limited to laptops, desktop computers, televisions, audio systems, gaming consoles, and smart home devices. This enables customers to stay updated with the latest technology while paying in manageable installments.
3. Appliances:
- Progressive Leasing also covers major home appliances, thus allowing consumers to obtain necessary items such as refrigerators, washing machines, dishwashers, dryers, and HVAC units. This sector is particularly important as these products are vital for daily living and often require significant investments.
4. Other Goods:
- In addition to the aforementioned categories, the financing solutions extend to a variety of other consumer goods, including musical instruments, bicycles, exercise equipment, and seasonal items. This diverse range ensures that more customers can find leasing options that meet their specific needs and lifestyles.
Vive Financial (VF)
Vive Financial serves as the other cornerstone of Prog Holdings Inc. focusing primarily on financing solutions related to vehicle purchases. The products and services within this segment are designed to enable customers to readily acquire motorized vehicles with ease:
1. Indirect Auto Financing:
- Vive Financial offers indirect financing for a multitude of vehicle types, including motorcycles, all-terrain vehicles (ATVs), boats, and trailers. This financing is facilitated through partnerships with dealerships across the United States, streamlining the vehicle purchasing process for consumers. By providing tailored financing solutions, Vive Financial makes it feasible for customers to opt for recreational vehicles and other motorized access with flexible payment structures.
2. Personal Loans:
- In addition to vehicle financing, Vive Financial also offers personal loans which can be used for a variety of purposes, including buying items that may not fall under the conventional categories offered by Progressive Leasing. These loans can assist customers in financing larger purchases, consolidating existing debts, or even tackling unforeseen expenses. The personal loan products are designed to be user-friendly, allowing for quicker applications and flexible repayment terms.
3. Leisure and Powersports Financing:
- A unique aspect of Vive Financial’s portfolio is its focus on leisure products, including financing options for powersports vehicles. This caters to a niche market of enthusiasts looking for recreational and lifestyle enhancements.
Conclusion
Through its two primary segments, Prog Holdings Inc. strategically positions itself as a facilitator of consumer access to a wide array of products and services through innovative financing solutions. By enabling customers to manage their purchases effectively, Prog Holdings Inc. showcases its commitment to enhancing financial accessibility and empowering individuals in their purchasing decisions across furniture, electronics, appliances, and vehicles. The combination of lease-to-own options and tailored financing products reflects the company’s understanding of consumer needs and the evolving landscape of financial services.
Progressive Leasing (PL)
Progressive Leasing specializes in providing lease-to-own financing solutions across a broad spectrum of consumer products. This segment enables customers to acquire essential goods without the immediate burden of full payment, spreading the cost over a predetermined lease period. The versatility in retail distribution channels enhances accessibility, as Progressive Leasing services can be availed through e-commerce, omni-channel platforms, in-store locations, and mobile applications. The product categories under this segment include:
1. Furniture:
- Progressive Leasing provides financing options for a wide variety of household furniture items. This includes essential pieces such as beds, sofas, recliners, dining tables, and chairs, catering to diverse interior design preferences. The program allows customers to furnish their homes without the substantial upfront costs typically associated with purchasing.
2. Electronics:
- The segment extends its financing capabilities to consumer electronics, including but not limited to laptops, desktop computers, televisions, audio systems, gaming consoles, and smart home devices. This enables customers to stay updated with the latest technology while paying in manageable installments.
3. Appliances:
- Progressive Leasing also covers major home appliances, thus allowing consumers to obtain necessary items such as refrigerators, washing machines, dishwashers, dryers, and HVAC units. This sector is particularly important as these products are vital for daily living and often require significant investments.
4. Other Goods:
- In addition to the aforementioned categories, the financing solutions extend to a variety of other consumer goods, including musical instruments, bicycles, exercise equipment, and seasonal items. This diverse range ensures that more customers can find leasing options that meet their specific needs and lifestyles.
Vive Financial (VF)
Vive Financial serves as the other cornerstone of Prog Holdings Inc. focusing primarily on financing solutions related to vehicle purchases. The products and services within this segment are designed to enable customers to readily acquire motorized vehicles with ease:
1. Indirect Auto Financing:
- Vive Financial offers indirect financing for a multitude of vehicle types, including motorcycles, all-terrain vehicles (ATVs), boats, and trailers. This financing is facilitated through partnerships with dealerships across the United States, streamlining the vehicle purchasing process for consumers. By providing tailored financing solutions, Vive Financial makes it feasible for customers to opt for recreational vehicles and other motorized access with flexible payment structures.
2. Personal Loans:
- In addition to vehicle financing, Vive Financial also offers personal loans which can be used for a variety of purposes, including buying items that may not fall under the conventional categories offered by Progressive Leasing. These loans can assist customers in financing larger purchases, consolidating existing debts, or even tackling unforeseen expenses. The personal loan products are designed to be user-friendly, allowing for quicker applications and flexible repayment terms.
3. Leisure and Powersports Financing:
- A unique aspect of Vive Financial’s portfolio is its focus on leisure products, including financing options for powersports vehicles. This caters to a niche market of enthusiasts looking for recreational and lifestyle enhancements.
Conclusion
Through its two primary segments, Prog Holdings Inc. strategically positions itself as a facilitator of consumer access to a wide array of products and services through innovative financing solutions. By enabling customers to manage their purchases effectively, Prog Holdings Inc. showcases its commitment to enhancing financial accessibility and empowering individuals in their purchasing decisions across furniture, electronics, appliances, and vehicles. The combination of lease-to-own options and tailored financing products reflects the company’s understanding of consumer needs and the evolving landscape of financial services.