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Oportun Financial (OPRT) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Oportun Financial's margins, operating leverage, and earnings trajectory.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans, Consumer893.22
Other Income-661.72
Total Interest Income231.50
Interest Expense, Borrowings231.50
Total Interest Expense231.50
Net Interest Income0.00
Total Net Interest Income0.00
Other Non-interest Income63.46
Other Non-Interest Income-63.46
Total Non-interest Income63.46
Total Revenues956.69
Costs & Expenses
Salaries & employee benefits, SGA33.98
Restructuring, Accretion & impairment charges0.00
Communications, Information Technology and Occupancy-142.44
Professional Fees-34.80
Other loss /-income0.00
Total Operating Expenses176.09
Total Costs & Expenses407.59
Income & Taxes
Income /-loss before income taxes44.08
Income taxes expenses/-benefit18.83
Income after income taxes25.25
Net income/-loss of other equity0.00
Income /-loss after income taxes25.25
Net Income/-loss25.25
Income/-loss to shareholder25.25
Earnings Per Share
Basic EPS (excl. extra items)0.54
Basic Net EPS0.54
Basic shares outstanding (Mill. of Units)46.42
Diluted Net EPS0.53
Diluted average shares (Mill. of Units)47.86
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About Oportun Financial Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 27, 2026
  • Original filing: oprt-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.