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Marqeta Inc's Business Segments
Marqeta Inc's reported revenue by business segment and by geographic region, quarterly and annual, normalized against the consolidated income statement. Free below: the top 3 rows per table, this quarter and this fiscal year. Subscriber access adds the full segment history and operating income by segment.
Segment Data As of Q2 FY2026
Reportable Segments
1
Largest Segment
Reportable
Total Revenue
$ 176
Regions Reported
-
Revenue Share by Reportable Segment - Q2 FY2026
- Reportable100%
Revenue by Reportable Segment - Q2 FY2026
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Reportable | $ 176 | 100% |
Revenue by Product & Service Category - Q2 FY2026
- Platform Service Revenue, Net93%
- Other services revenue7%
Revenue by Product & Service Category - Q2 FY2026
| Category | Revenue (Millions) | % of Total |
|---|---|---|
| Platform Service Revenue, Net | $ 164 | 93% |
| Other services revenue | $ 12 | 7% |
Product and service categories are a supplemental disclosure and are not required to sum to consolidated revenue or to the reportable segments above.
Description of Marqeta Inc
Marqeta created modern card issuing, and we believe modern card issuing is at the heart of today's digital economy.
When you order food using DoorDash or groceries using Instacart, modern card issuing works in the background as money moves from the app to the delivery driver or shopper's payment card, allowing the driver or shopper to pay for exactly what you ordered, and nothing else.
When you buy a big screen TV and pay for it in installments using Affirm or Klarna, modern card issuing helps move money to the payment card that Affirm or Klarna uses to seamlessly pay the merchant.
When you receive money from your friend through Block's Cash App, modern card issuing helps move the funds to your debit card, making it instantly available to you to make purchases.
Marqeta's modern card issuing platform empowers our Customers - which include businesses like Affirm, Block (formerly known as Square), DoorDash, Instacart, and Klarna - to create customized payment cards that provide innovative payment experiences for their customers, shoppers, and end users. Before the rise of modern card issuing, creating cards was slow, complex, and subject to mistakes. Marqeta helps solve these problems. Our Platform, powered by open APIs, enables businesses to develop modern, frictionless payment card experiences for consumer and commercial use cases that are either the core of, or in support of, their core business.
When you order food using DoorDash or groceries using Instacart, modern card issuing works in the background as money moves from the app to the delivery driver or shopper's payment card, allowing the driver or shopper to pay for exactly what you ordered, and nothing else.
When you buy a big screen TV and pay for it in installments using Affirm or Klarna, modern card issuing helps move money to the payment card that Affirm or Klarna uses to seamlessly pay the merchant.
When you receive money from your friend through Block's Cash App, modern card issuing helps move the funds to your debit card, making it instantly available to you to make purchases.
Marqeta's modern card issuing platform empowers our Customers - which include businesses like Affirm, Block (formerly known as Square), DoorDash, Instacart, and Klarna - to create customized payment cards that provide innovative payment experiences for their customers, shoppers, and end users. Before the rise of modern card issuing, creating cards was slow, complex, and subject to mistakes. Marqeta helps solve these problems. Our Platform, powered by open APIs, enables businesses to develop modern, frictionless payment card experiences for consumer and commercial use cases that are either the core of, or in support of, their core business.
Marqeta Inc. offers an extensive array of products and services designed to streamline card issuing and transaction processing in a modern, tech-focused environment. Their core proposition revolves around a unified, global cloud-based open API platform that integrates seamlessly with various digital ecosystems, catering particularly to tech-driven organizations such as fintech companies, digital banks, and large financial institutions.
Platform Overview
At the heart of Marqetas offerings is its robust cloud-based platform designed for modern card issuing and transaction processing. The platform was created with a strong emphasis on developer needs, ensuring that it is not only powerful but also user-friendly. This focus on developer experience allows clients to swiftly navigate through the complexities of card issuance and payment processing, thereby launching and scaling their card programs efficiently.
Key Capabilities
Marqeta’s platform is built on three principal capabilities:
1. Marqeta Issuing: This functionality allows businesses to design, customize, and deploy their own virtual and physical card programs. The issuing capability supports a variety of card types, including but not limited to prepaid and debit cards. Customers can leverage rich APIs to create tailored experiences that align with their specific user needs, whether that involves customization of card designs, spending controls, or dynamic tokenization for enhanced security.
2. Marqeta Processing: This core aspect provides seamless transaction processing, enabling businesses to accept payments with minimal friction. The processing capabilities ensure secure, real-time transaction authorizations and facilitate a broad range of transaction types, accommodating different customer use cases. The systems architecture supports high volumes of transactions, making it suitable for enterprises that experience significant transaction activity.
3. Marqeta Applications: Through a suite of applications, Marqeta provides tools for companies to effectively manage and optimize their card programs. These applications offer insights and analytics, allowing businesses to monitor performance, manage risk, and enhance customer engagement. The insights derived from data analytics enable customers to refine their offerings and respond swiftly to market changes.
Product Features
Marqeta’s platform comes equipped with several advanced features designed to enhance the card issuing and transaction processing experience:
- Real-Time Data and Analytics: Users can gain actionable insights from transaction data, enhancing their ability to drive financial strategies and customer engagement efforts.
- Configurable Controls: Clients have the ability to implement customizable controls related to spending limits, transaction types, and geographic restrictions, making the platform highly adaptable to specific business requirements.
- Fraud Prevention: Marqeta’s platform incorporates state-of-the-art security measures to mitigate fraud risks. This includes features such as tokenization and dynamic card numbers to protect cardholder information at every transaction point.
- Developer-Friendly APIs: Marqeta offers a suite of APIs that allow developers to integrate the platform into their existing systems smoothly. The user documentation and sandbox environments facilitate rapid development and testing.
Target Market
Marqeta focuses on servicing a diverse clientele that includes:
- Fintech Startups: Offering the agility and customization that new entrants require to compete effectively in the financial sector.
- Digital Banks: Enabling these institutions to leverage modern card programs that meet the evolving expectations of tech-savvy consumers.
- Large Financial Institutions: Assisting traditional banks in modernizing their payment systems through advanced card issuing and processing solutions.
- Commerce Disruptors: Catering to businesses that are reshaping industries with innovative payment solutions, helping them to maintain a competitive edge.
Conclusion
In summary, Marqeta Inc. is at the forefront of revolutionizing card issuing and transaction processing through its modern, cloud-based platform. By providing a comprehensive suite of services that prioritize developer experience, security, and configurability, Marqeta empowers businesses to build, scale, and manage customized card programs efficiently. With a keen focus on the needs of its clients, Marqeta positions itself as a crucial partner in the global payments landscape, facilitating the transition towards innovative payment solutions for a diverse array of industries.
Platform Overview
At the heart of Marqetas offerings is its robust cloud-based platform designed for modern card issuing and transaction processing. The platform was created with a strong emphasis on developer needs, ensuring that it is not only powerful but also user-friendly. This focus on developer experience allows clients to swiftly navigate through the complexities of card issuance and payment processing, thereby launching and scaling their card programs efficiently.
Key Capabilities
Marqeta’s platform is built on three principal capabilities:
1. Marqeta Issuing: This functionality allows businesses to design, customize, and deploy their own virtual and physical card programs. The issuing capability supports a variety of card types, including but not limited to prepaid and debit cards. Customers can leverage rich APIs to create tailored experiences that align with their specific user needs, whether that involves customization of card designs, spending controls, or dynamic tokenization for enhanced security.
2. Marqeta Processing: This core aspect provides seamless transaction processing, enabling businesses to accept payments with minimal friction. The processing capabilities ensure secure, real-time transaction authorizations and facilitate a broad range of transaction types, accommodating different customer use cases. The systems architecture supports high volumes of transactions, making it suitable for enterprises that experience significant transaction activity.
3. Marqeta Applications: Through a suite of applications, Marqeta provides tools for companies to effectively manage and optimize their card programs. These applications offer insights and analytics, allowing businesses to monitor performance, manage risk, and enhance customer engagement. The insights derived from data analytics enable customers to refine their offerings and respond swiftly to market changes.
Product Features
Marqeta’s platform comes equipped with several advanced features designed to enhance the card issuing and transaction processing experience:
- Real-Time Data and Analytics: Users can gain actionable insights from transaction data, enhancing their ability to drive financial strategies and customer engagement efforts.
- Configurable Controls: Clients have the ability to implement customizable controls related to spending limits, transaction types, and geographic restrictions, making the platform highly adaptable to specific business requirements.
- Fraud Prevention: Marqeta’s platform incorporates state-of-the-art security measures to mitigate fraud risks. This includes features such as tokenization and dynamic card numbers to protect cardholder information at every transaction point.
- Developer-Friendly APIs: Marqeta offers a suite of APIs that allow developers to integrate the platform into their existing systems smoothly. The user documentation and sandbox environments facilitate rapid development and testing.
Target Market
Marqeta focuses on servicing a diverse clientele that includes:
- Fintech Startups: Offering the agility and customization that new entrants require to compete effectively in the financial sector.
- Digital Banks: Enabling these institutions to leverage modern card programs that meet the evolving expectations of tech-savvy consumers.
- Large Financial Institutions: Assisting traditional banks in modernizing their payment systems through advanced card issuing and processing solutions.
- Commerce Disruptors: Catering to businesses that are reshaping industries with innovative payment solutions, helping them to maintain a competitive edge.
Conclusion
In summary, Marqeta Inc. is at the forefront of revolutionizing card issuing and transaction processing through its modern, cloud-based platform. By providing a comprehensive suite of services that prioritize developer experience, security, and configurability, Marqeta empowers businesses to build, scale, and manage customized card programs efficiently. With a keen focus on the needs of its clients, Marqeta positions itself as a crucial partner in the global payments landscape, facilitating the transition towards innovative payment solutions for a diverse array of industries.