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Live Oak Bancshares Inc (LOB) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Quarterly income statement trends provide context on Live Oak Bancshares Inc's margins, operating leverage, and earnings trajectory.
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Quarterly Report, GAAP in USD millions
ITEM 		(Jun 30 2026)
Q2 2026 		(Mar 31 2026) (Dec 31 2025) (Sep 30 2025) (Jun 30 2025)
Revenues
Interest and Fee Income, Loans and Leases221.71
Interest Income, Securities, Operating, Taxable13.41
Other Interest and Dividend Income6.60
Total Interest Income241.72
Interest Expense, Deposits114.78
Interest Expense, Borrowings1.60
Total Interest Expense0.00
Net Interest Income125.34
Provision for loan losses25.80
Total Net Interest Income99.54
Service Revenue0.00
Noninterest Income, Other5.73
Loss / Gain on Investment17.63
Other Non-Interest Income0.00
Total Non-interest Income30.81
Total Revenues130.35
Costs & Expenses
Salaries & employee benefits, SGA51.51
Restructuring, Accretion & impairment charges0.03
Depreciation & Amortization0.00
Communications, Occupancy and Information Technology13.91
Professional Fees2.94
Federal Deposit Insurance Corporation Premium Expense4.79
Other Noninterest Expense2.83
Other loss /-income0.00
Total Operating Expenses84.53
Total Costs & Expenses84.53
Income & Taxes
Income /-loss before income taxes45.82
Income taxes expenses/-benefit9.12
Income after income taxes36.70
Net income/-loss of other equity0.00
Income /-loss after income taxes36.70
Stockholders Equity Attributable to Noncontrolling Interest-0.09
Net Income/-loss36.70
Non-controlling interests-0.09
Preferred dividends2.09
Income/-loss to shareholder34.70
Earnings Per Share
Basic EPS (excl. extra items)0.75
Basic Net EPS0.75
Basic shares outstanding (Mill. of Units)46.27
Diluted Net EPS0.74
Diluted average shares (Mill. of Units)46.59
Dividend per share0.03
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About Live Oak Bancshares Inc Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: August 4, 2026
  • Original filing: lob-20260630.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.