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Hagerty Inc's Business Segments
Hagerty Inc's reported revenue by business segment and by geographic region, quarterly and annual, normalized against the consolidated income statement. Free below: the top 3 rows per table, this quarter and this fiscal year. Subscriber access adds the full segment history and operating income by segment.
Segment Data As of Q1 FY2026
Reportable Segments
2
Largest Segment
Insurance
Total Revenue
$ 312
Regions Reported
1
Revenue Share by Reportable Segment - Q1 FY2026
- Insurance91.7%
- Marketplace8.3%
Revenue by Reportable Segment - Q1 FY2026
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Insurance | $ 286 | 91.7% |
| Marketplace | $ 26 | 8.3% |
Revenue Share by Region - Q1 FY2026
- Non-US4.2%
Revenue by Geographic Region - Q1 FY2026
| Region | Revenue (Millions) | % of Total |
|---|---|---|
| Non-US | $ 13 | 4.2% |
Revenue by Product & Service Category - Q1 FY2026
- Membership and other revenue7.1%
- Commission Revenue and Fee Revenue5.3%
- Commission and fee revenue3.1%
- Contingent commission0.5%
Revenue by Product & Service Category - Q1 FY2026
| Category | Revenue (Millions) | % of Total |
|---|---|---|
| Membership and other revenue | $ 22 | 7.1% |
| Commission Revenue and Fee Revenue | $ 16 | 5.3% |
| Commission and fee revenue | $ 10 | 3.1% |
Product and service categories are a supplemental disclosure and are not required to sum to consolidated revenue or to the reportable segments above.
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Description of Hagerty Inc
Hagerty Inc. is a car insurance company that specializes in classic vehicles. The company was founded in 1984 by Frank Hagerty and his wife Louise, who were classic car enthusiasts themselves. Today, Hagerty is one of the largest and most respected classic car insurers in the world, with over5 million insured vehicles and more than 1,200 employees globally.
Hagerty's headquarters are in Traverse City, Michigan, but they have offices in Canada, the UK, and Germany, as well as affiliates in Australia, New Zealand, and Italy. The company offers a wide range of insurance products for classic cars, boats, motorcycles, and other classic and collector vehicles. They also provide a variety of related services to help classic car owners preserve and enjoy their vehicles, including valuation tools, car-buying advice, and event sponsorships.
One of Hagerty's unique features is their “insured agreed value” coverage, which means that they will pay out the full value of a customer's insured vehicle in the event of a total loss, without any depreciation. This is particularly important for classic cars, which often appreciate in value over time. Hagerty also offers specialized coverage for car clubs, auctions, and museums, as well as coverage for vehicles that are being restored or under construction.
In addition to their insurance and support services, Hagerty is also an active participant in the classic car community. They sponsor a number of classic car events and rallies around the world, including the prestigious Pebble Beach Concours d'Elegance. They also publish a classic car magazine, Hagerty Drivers Club, which features stories, news, and insights from the classic car world.
Overall, Hagerty Inc. is a company that embodies the passion and enthusiasm of classic car enthusiasts. They provide comprehensive insurance coverage and a range of related services to help classic car owners protect and enjoy their vehicles, while also supporting the wider classic car community.
Hagerty's headquarters are in Traverse City, Michigan, but they have offices in Canada, the UK, and Germany, as well as affiliates in Australia, New Zealand, and Italy. The company offers a wide range of insurance products for classic cars, boats, motorcycles, and other classic and collector vehicles. They also provide a variety of related services to help classic car owners preserve and enjoy their vehicles, including valuation tools, car-buying advice, and event sponsorships.
One of Hagerty's unique features is their “insured agreed value” coverage, which means that they will pay out the full value of a customer's insured vehicle in the event of a total loss, without any depreciation. This is particularly important for classic cars, which often appreciate in value over time. Hagerty also offers specialized coverage for car clubs, auctions, and museums, as well as coverage for vehicles that are being restored or under construction.
In addition to their insurance and support services, Hagerty is also an active participant in the classic car community. They sponsor a number of classic car events and rallies around the world, including the prestigious Pebble Beach Concours d'Elegance. They also publish a classic car magazine, Hagerty Drivers Club, which features stories, news, and insights from the classic car world.
Overall, Hagerty Inc. is a company that embodies the passion and enthusiasm of classic car enthusiasts. They provide comprehensive insurance coverage and a range of related services to help classic car owners protect and enjoy their vehicles, while also supporting the wider classic car community.
Hagerty Inc is a leading insurance company specializing in products and services tailored to enthusiasts of classic cars, recreational vehicles (RVs), and boats. The company has carved out a niche in the insurance market, focusing on the unique needs of collectors and owners of these vehicles. The various segments, products, and services Hagerty Inc offers are extensively outlined as follows:
1. Classic Cars Insurance Segment:
Hagerty Inc’s expertise in classic car insurance distinguishes it from other insurers. This segment is divided into several key categories to accommodate different types of vehicles:
- Classic Cars Insurance: Offers comprehensive coverage for classic, vintage, and antique vehicles. This includes protection against theft, fire, vandalism, and accidental damage, with flexible policy options tailored to the cars unique value and usage.
- Collectible Cars Insurance: Designed for cars that are rarely used for everyday transportation, this insurance covers muscle cars, hot rods, and other collectible vehicles. It reflects the vehicles true market value and provides specialized coverage options relevant to collectible ownership.
- Usage-Based Insurance: Hagerty offers a usage-based insurance model for classic car owners who may not drive their vehicles frequently. This allows policyholders to adjust their coverage based on how often they take their cars out, potentially lowering premiums.
Recreational Vehicles (RVs) Insurance Segment:
This segment caters to the diverse needs of RV owners, ensuring comprehensive protection for a variety of recreational vehicles:
- RV Insurance: Comprehensive coverage designed to protect motorhomes, camper trailers, and camper vans. This insurance includes liability, collision, and comprehensive coverage options tailored to the unique risks associated with RV ownership.
- Camper Van Insurance: Specifically structured for camper vans, this insurance provides similar protections to RV insurance, ensuring adequate coverage for both the vehicle and its contents.
- Trailer Insurance: Covers various types of trailers, including utility and horse trailers. The policy includes protections against theft, damage, and liability, ensuring that owners are fully protected while on the road or parked.
Boats Insurance Segment:
Hagerty Inc offers extensive coverage options for boat owners, ensuring their enjoyment on the water is safeguarded:
- Boats Insurance: This insurance applies to a variety of boats, including sailboats, fishing boats, pontoon boats, and more. Coverage encompasses physical damage, liability, and even coverage for certain boating-related activities.
- Personal Watercraft Insurance: Specifically tailored for personal watercraft like jet skis and wave runners, this coverage provides boating liability and physical damage protection, as well as accessories coverage.
- Charter Insurance: For those renting out their boats, Hagerty provides charter insurance to protect against various liabilities incurred during rental periods.
Valuation Segment:
Understanding the value of classic vehicles is critical for both insurance and market purposes; Hagerty provides valuable resources in this area:
- Classic Car Valuation: A proprietary tool that enables classic car owners to ascertain the value of their vehicles, utilizing Hagertys extensive market data.
- RV Valuation: This service allows RV owners to have a clear assessment of the worth of their vehicles, which is essential for sales or insurance purposes.
- Boat Valuation: Similar to the car and RV valuation, this service helps boat owners determine the fair market value of their watercraft, facilitating better investment decisions.
Membership Programs Segment:
Hagerty Inc enhances the ownership experience through its membership programs, providing value beyond traditional insurance:
- Roadside Assistance: Members gain access to roadside assistance services that cater specifically to classic cars, RVs, and boats, ensuring support is available in case of breakdowns or emergencies.
- Events and Tours: Hagerty organizes exclusive gatherings and tours for members, fostering camaraderie among enthusiasts and allowing them to connect over their shared passion for classic automobiles, RVs, and boats.
- Classic Car Club Membership: Members can enjoy benefits from partnerships with various classic car clubs across the nation, which often include newsletters, events, and access to exclusive resources.
- Online Community and Resources: Membership also grants access to an online community where enthusiasts can engage, share stories, and find resources related to restoration and preservation of classic vehicles.
Summary
Hagerty Inc is a specialized insurer that provides a broad array of products and services specifically tailored to the classic car, RV, and boat markets. Its diverse offerings, grouped into segments such as classic cars, RVs, boats, valuation, and membership programs, reflect a deep understanding of the unique needs of enthusiasts, ensuring comprehensive protection and enriching the ownership experience for its customers. Through its specialized coverage and community-focused initiatives, Hagerty remains a top choice for collectors and enthusiasts.
1. Classic Cars Insurance Segment:
Hagerty Inc’s expertise in classic car insurance distinguishes it from other insurers. This segment is divided into several key categories to accommodate different types of vehicles:
- Classic Cars Insurance: Offers comprehensive coverage for classic, vintage, and antique vehicles. This includes protection against theft, fire, vandalism, and accidental damage, with flexible policy options tailored to the cars unique value and usage.
- Collectible Cars Insurance: Designed for cars that are rarely used for everyday transportation, this insurance covers muscle cars, hot rods, and other collectible vehicles. It reflects the vehicles true market value and provides specialized coverage options relevant to collectible ownership.
- Usage-Based Insurance: Hagerty offers a usage-based insurance model for classic car owners who may not drive their vehicles frequently. This allows policyholders to adjust their coverage based on how often they take their cars out, potentially lowering premiums.
Recreational Vehicles (RVs) Insurance Segment:
This segment caters to the diverse needs of RV owners, ensuring comprehensive protection for a variety of recreational vehicles:
- RV Insurance: Comprehensive coverage designed to protect motorhomes, camper trailers, and camper vans. This insurance includes liability, collision, and comprehensive coverage options tailored to the unique risks associated with RV ownership.
- Camper Van Insurance: Specifically structured for camper vans, this insurance provides similar protections to RV insurance, ensuring adequate coverage for both the vehicle and its contents.
- Trailer Insurance: Covers various types of trailers, including utility and horse trailers. The policy includes protections against theft, damage, and liability, ensuring that owners are fully protected while on the road or parked.
Boats Insurance Segment:
Hagerty Inc offers extensive coverage options for boat owners, ensuring their enjoyment on the water is safeguarded:
- Boats Insurance: This insurance applies to a variety of boats, including sailboats, fishing boats, pontoon boats, and more. Coverage encompasses physical damage, liability, and even coverage for certain boating-related activities.
- Personal Watercraft Insurance: Specifically tailored for personal watercraft like jet skis and wave runners, this coverage provides boating liability and physical damage protection, as well as accessories coverage.
- Charter Insurance: For those renting out their boats, Hagerty provides charter insurance to protect against various liabilities incurred during rental periods.
Valuation Segment:
Understanding the value of classic vehicles is critical for both insurance and market purposes; Hagerty provides valuable resources in this area:
- Classic Car Valuation: A proprietary tool that enables classic car owners to ascertain the value of their vehicles, utilizing Hagertys extensive market data.
- RV Valuation: This service allows RV owners to have a clear assessment of the worth of their vehicles, which is essential for sales or insurance purposes.
- Boat Valuation: Similar to the car and RV valuation, this service helps boat owners determine the fair market value of their watercraft, facilitating better investment decisions.
Membership Programs Segment:
Hagerty Inc enhances the ownership experience through its membership programs, providing value beyond traditional insurance:
- Roadside Assistance: Members gain access to roadside assistance services that cater specifically to classic cars, RVs, and boats, ensuring support is available in case of breakdowns or emergencies.
- Events and Tours: Hagerty organizes exclusive gatherings and tours for members, fostering camaraderie among enthusiasts and allowing them to connect over their shared passion for classic automobiles, RVs, and boats.
- Classic Car Club Membership: Members can enjoy benefits from partnerships with various classic car clubs across the nation, which often include newsletters, events, and access to exclusive resources.
- Online Community and Resources: Membership also grants access to an online community where enthusiasts can engage, share stories, and find resources related to restoration and preservation of classic vehicles.
Summary
Hagerty Inc is a specialized insurer that provides a broad array of products and services specifically tailored to the classic car, RV, and boat markets. Its diverse offerings, grouped into segments such as classic cars, RVs, boats, valuation, and membership programs, reflect a deep understanding of the unique needs of enthusiasts, ensuring comprehensive protection and enriching the ownership experience for its customers. Through its specialized coverage and community-focused initiatives, Hagerty remains a top choice for collectors and enthusiasts.