Description of Firstcash Holdings Inc's Business Segments

FirstCash Holdings Inc is a publicly traded company that operates as a leading international operator of pawn stores. The company offers a wide range of products and services to its customers. These products and services can be divided into several segments, which are described below.

Pawn Services:
FirstCash offers a wide range of pawn services, including pawn loans, which are short-term collateral loans. Customers can bring in items of value, such as jewelry, watches, and electronics, and receive cash in exchange for them. If they don't repay the loan, FirstCash keeps the item.

Buy/Sell Services:
FirstCash also buys and sells a wide range of merchandise. Customers can sell items of value to the company, such as jewelry, diamonds, electronics, and more. FirstCash then inspects the item and offers a fair price based on its value. Conversely, customers can also buy items from FirstCash's inventory of previously owned goods.

Check Cashing:
FirstCash offers check-cashing services. Customers can cash government, payroll, or personal checks at the company's stores, often with low fees.

Money Transfer:
FirstCash also offers money transfer services. Customers can send money to their loved ones or business associates in other parts of the world. FirstCash has partnerships with various money transfer providers, enabling it to offer this service at a lower cost than traditional banks.

Prepaid Cards:
FirstCash offers prepaid cards to customers who wish to use them as an alternative to cash or credit cards. Prepaid cards can be reloaded with funds and used to make purchases or withdraw cash from ATMs.

Jewelry and Gold:
FirstCash buys and sells jewelry and gold, whether it is broken, tarnished or otherwise. FirstCash inspects the jewelry and gold to determine its value, and offers a fair price to sellers.

In conclusion, FirstCash offers a wide range of products and services, including pawn services, buy/sell services, check cashing, money transfer, prepaid cards, and the buying and selling of jewelry and gold. Its offerings cater to customers who are looking for alternative financial services or who are seeking quick cash solutions.

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Composition of Firstcash Holdings Inc Revenues by Segments


Segment Reporting, Reconciling Item, Corporate Nonsegment		-0.08 %	of total Revenue

Q2 three months ended (Jun 30 2026)
Revenues by Business Segments	Revenues (in millions $)	% (of total Revenues)
Segment Reporting, Reconciling Item, Corporate Nonsegment	-0.88	-0.08 %
Total	1,074.69	100 %

Q2 three months ended (Jun 30 2026)
Revenue Growth rates by Segment	Y/Y Revenue %	Q/Q Revenue %
Segment Reporting, Reconciling Item, Corporate Nonsegment	-	-
Total	29.38 %	2.19 %

Q2 three months ended (Jun 30 2026)
Income by Business Segments	Income (in millions $)	% (Profit Margin)
Total	93.47	8.7 %

Q2 three months ended (Jun 30 2026)
Income Growth rates by Segment	Y/Y Income %	Q/Q Income %
Total	56.29 %	-13.22 %

Annual Report on Firstcash Holdings Inc Divisions, Sales by Country


Corporate InterEliminations	0 %	of total Revenue
U S Pawn	71.59 %	of total Revenue
U S Pawn U S Pawn	47.89 %	of total Revenue
U S Pawn Retail POS Payment Solutions	23.77 %	of total Revenue
Latin America Pawn Latin America Pawn	24.3 %	of total Revenue
Latin America Pawn U K Pawn Segment	4.12 %	of total Revenue
U S	71.59 %	of total Revenue
Mexico	22.84 %	of total Revenue
Other Latin America	1.46 %	of total Revenue
U K	4.12 %	of total Revenue

Twelve months ended 2025
FCFS s Annual Revenue by Geography and Business Segments	Sales (in millions $)	% (of total Sales)
Total	3,661.04	100 %
Corporate InterEliminations	0.04	0 %
U S Pawn	2,620.86	71.59 %
U S Pawn U S Pawn	1,753.38	47.89 %
U S Pawn Retail POS Payment Solutions	870.22	23.77 %
Latin America Pawn Latin America Pawn	889.52	24.3 %
Latin America Pawn U K Pawn Segment	150.66	4.12 %
U S	2,620.86	71.59 %
Mexico	836.24	22.84 %
Other Latin America	53.29	1.46 %
U K	150.66	4.12 %

Twelve months ended 2025
FCFS s Annual Income by Country and Business Segments	Income (in millions $)	% (Profit Margin)
Total	330.38	9.02 %

Twelve months ended 2025
Annual Revenue and Income Growth by Country and Business Segments	% Y/Y Sales Growth	% Y/Y Income Growth
Total	8.04 %	27.65 %
Corporate InterEliminations	-86.43 %	-
Corporate Eliminations	-	-
U S Pawn	1.72 %	-
U S Pawn U S Pawn	11.78 %	-
U S Pawn Retail POS Payment Solutions	-14.02 %	-
Latin America Pawn Latin America Pawn	9.56 %	-
U S	1.72 %	-
Mexico	9.39 %	-
Other Latin America	12.28 %	-
United States	-	-

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