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First Bancorp (FBNC) Annual Income Statement

Annual · GAAP · USD millions
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This page allows investors to track First Bancorp's income statement performance across multiple reporting periods.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases Held-in-portfolio462.31
Interest and Dividend Income, Securities, Operating4.46
Interest Income, Federal Funds Sold and Securities Purchased under Agreements to Resell22.41
Other Income68.06
Total Interest Income557.24
Interest Expense, NOW Accounts, Money Market Accounts, and Savings Deposits152.52
Interest Expense, Borrowings6.47
Net Interest (-)Expense / Income-158.99
Net Interest Income398.25
Provision for loan losses11.50
Total Net Interest Income386.75
Insurance Commissions and Fees6.27
Bank Owned Life Insurance Income5.11
Loss / Gain on Investment0.00
Other Non-Interest Income-19.32
Total Non-interest Income-7.94
Total Revenues378.81
Costs & Expenses
Salaries & employee benefits, SGA119.48
Restructuring, Accretion & impairment charges0.00
Depreciation & Amortization5.67
Occupancy, Net20.44
Other Noninterest Expense69.02
Other loss /-income0.00
Total Operating Expenses239.31
Total Costs & Expenses398.30
Income & Taxes
Income /-loss before income taxes139.50
Income taxes expenses/-benefit28.45
Income after income taxes111.05
Net income/-loss of other equity0.00
Income /-loss after income taxes111.05
Net Income/-loss111.05
Income/-loss to shareholder110.43
Earnings Per Share
Basic EPS (excl. extra items)2.68
Basic Net EPS2.68
Basic shares outstanding (Mill. of Units)41.20
Diluted Net EPS2.68
Diluted average shares (Mill. of Units)41.45
Dividend per share0.91
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About First Bancorp nc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 25, 2026
  • Original filing: fbnc-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.