Citizens First (CZFC) Quarterly Income Statement

Quarterly · GAAP · USD millions
Access CZFC Annual Income Statement →
From Citizens First through Mar 31 2018, changes in Mar 31 2019's revenue and cost structure provide insight into profitability trends.
Quarterly Report, GAAP in USD millions
ITEM
(Mar 31 2019)
Q1 2019
(Dec 31 2018) (Sep 30 2018) (Jun 30 2018) (Mar 31 2018)
Revenues
Interest and Fee Income, Loans and Leases4.74
Interest and Dividend Income, Securities, Operating0.30
Interest Income, Federal Funds Sold0.12
Other Interest and Dividend Income0.00
Total Interest Income5.16
Interest Expense, Deposits1.08
Interest Expense, Long-term Debt and Capital Securities0.24
Total Interest Expense1.31
Net Interest Income3.84
Provision for loan losses0.00
Total Net Interest Income3.84
Service Revenue0.08
Sales of Products0.00
Operating Leases, Income Statement, Lease Revenue0.00
Bank Owned Life Insurance Income0.05
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment0.08
Other Non-Interest Income0.50
Total Non-interest Income0.85
Total Revenues4.69
Costs & Expenses
Salaries & employee benefits, SGA1.88
Depreciation & Amortization0.04
Communications, Occupancy and Information Technology0.66
Professional Fees0.25
Federal Deposit Insurance Corporation Premium Expense0.04
Other Noninterest Expense0.43
Other loss /-income0.12
Total Operating Expenses3.38
Total Costs & Expenses4.70
Income & Taxes
Income /-loss before income taxes1.31
Income taxes expenses/-benefit0.19
Income after income taxes1.12
Net income/-loss of other equity0.00
Income /-loss after income taxes1.12
Net Income/-loss1.12
Income/-loss to shareholder1.12
Earnings Per Share
Basic EPS (excl. extra items)0.44
Extraordinary items0.00
Basic Net EPS0.44
Basic shares outstanding (Mill. of Units)2.54
Diluted Net EPS0.44
Diluted average shares (Mill. of Units)2.54
Dividend per share0.07
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About CZFC Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: n/a

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.