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Cullen (CFR) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Quarterly income statement trends provide context on Cullen's margins, operating leverage, and earnings trajectory.
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Quarterly Report, GAAP in USD millions
ITEM 		(Sep 30 2026)
Q3 2026 		(Jun 30 2026) (Mar 31 2026) (Dec 31 2025) (Sep 30 2025)
Revenues
Interest and Fee Income, Loans and Leases367.67
Interest and Dividend Income, Securities, Operating209.23
Interest Income, Federal Funds Sold0.01
Interest Income, Deposits with Financial Institutions54.87
Other Income0.00
Total Interest Income631.78
Interest Expense, Deposits127.33
Interest Expense, Short-term Borrowing33.65
Interest Expense, Long-term Debt and Capital Securities2.92
Net Interest (-)Expense / Income0.00
Net Interest Income467.87
Provision for loan losses12.09
Total Net Interest Income455.78
Insurance Commissions and Fees15.84
Revenue From Contract With Customer Excluding Assessed Tax36.30
Noninterest Income, Other Operating Income21.11
Gain (Loss) on Disposition of Assets and Other Investments5.62
Loss / Gain on Investment-2.60
Other Non-Interest Income0.00
Total Non-interest Income135.96
Total Revenues603.83
Costs & Expenses
Salaries & employee benefits, SGA182.18
Other Operating Costs0.00
Depreciation & Amortization0.00
Occupancy, Net35.85
Federal Deposit Insurance Corporation Premium Expense6.94
Other Noninterest Expense72.43
Other loss /-income0.00
Total Operating Expenses377.20
Total Costs & Expenses389.29
Income & Taxes
Income /-loss before income taxes214.54
Income taxes expenses/-benefit34.33
Income after income taxes180.21
Net income/-loss of other equity0.00
Income /-loss after income taxes180.21
Net Income/-loss180.21
Preferred dividends1.67
Income/-loss to shareholder178.54
Earnings Per Share
Basic EPS (excl. extra items)2.84
Extraordinary items0.00
Basic Net EPS2.84
Basic shares outstanding (Mill. of Units)62.12
Diluted Net EPS2.84
Diluted average shares (Mill. of Units)62.12
Dividend per share1.03
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About Cullen Frost Bankers Inc Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: October 29, 2026
  • Original filing: cfr-20260930.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.

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