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Coastal Financial (CCB) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Coastal Financial generates earnings and manages operating expenses.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases397.59
Interest Income, Deposits with Financial Institutions28.97
Other Income3.06
Total Interest Income429.62
Interest Expense, Deposits116.91
Interest Expense, Borrowings2.64
Total Interest Expense119.55
Net Interest Income310.07
Provision for loan losses192.63
Total Net Interest Income117.43
Revenue From Contract With Customer Including Assessed Tax29.49
Noninterest Income, Other3.31
Gain (Loss) on Disposition of Assets and Other Investments0.00
Loss / Gain on Investment2.53
Other Non-Interest Income-99.84
Total Non-interest Income231.61
Total Revenues349.04
Costs & Expenses
Salaries & employee benefits, SGA0.63
Communications, Occupancy and Information Technology3.99
Professional Fees20.25
Other Noninterest Expense7.49
Other loss /-income255.43
Total Operating Expenses287.80
Total Costs & Expenses558.05
Income & Taxes
Income /-loss before income taxes61.25
Income taxes expenses/-benefit14.25
Income after income taxes46.99
Net income/-loss of other equity0.00
Income /-loss after income taxes46.99
Net Income/-loss46.99
Income/-loss to shareholder46.99
Earnings Per Share
Basic EPS (excl. extra items)3.12
Basic Net EPS3.12
Basic shares outstanding (Mill. of Units)15.05
Diluted Net EPS3.06
Diluted average shares (Mill. of Units)15.35
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About Coastal Financial Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.