Chain Bridge Bancorp Inc's Business Segments

Chain Bridge Bancorp, Inc. is a Delaware-chartered bank holding company operating primarily through its wholly-owned subsidiary, Chain Bridge Bank, N.A., a nationally chartered commercial bank with fiduciary powers granted by the Office of the Comptroller of the Currency. Founded in 2006, with the bank commencing operations in 2007, the company provides commercial and personal banking services including deposits, treasury management, payments, loans, commercial lending, residential mortgage financing, consumer loans, trusts and estate administration, wealth management, and asset custody. The bank maintains a conservative balance sheet focused on liquidity, asset quality, and financial strength, holding significant interest-bearing reserves at the Federal Reserve and investment-grade securities, particularly U.S. Treasury securities. As of December 31, 2025, the bank reported total assets of $1.8 billion and deposits of $1.6 billion, primarily in transaction accounts. Serving clients across 49 states, the District of Columbia, and Puerto Rico, the bank targets commercial clients with high transaction volumes, utilizing advanced technology solutions such as digital onboarding, treasury management systems with multi-user access, and integration with accounting software. The bank operates without a traditional branch network, offering in-person services only at its headquarters and promoting electronic banking through its digital platform. This technology-driven, relationship-based model facilitates efficient service delivery and client interaction nationwide.