Twfg Inc's Business Segments

Founded in 2001 by CEO Richard F. (“Gordy”) Bunch III, the company operates an independent distribution platform for personal and commercial insurance in the U.S. It offers a flexible agency model featuring a range of insurance lines, multiple distribution contract options, merger and acquisition services, proprietary technology including virtual assistants and premium financing, continuing education, marketing support, and cost efficiencies. The platform supports over 3,000 TWFG Agencies, comprising more than 550 Branches and over 2,750 MGA Agencies across multiple states, providing resources, technology, training, and carrier access. The company maintains relationships with over 300 insurance carriers and utilizes a single integrated agency management system. Its primary focus is on distributing personal and commercial property and casualty insurance, with total written premiums exceeding $1.7 billion in 2025. The company ranks as the eighth largest personal lines agency and the 26th largest across all lines in the U.S. by revenue. In 2025, it generated $248.5 million in revenue, driven by agent recruitment, new business, renewals, and acquisitions. Approximately 89% of its revenue derives from a commission-based model, with average commission rates around 12.8%. The company provides agencies with training, technology, and carrier access, distinguishing itself from captive and traditional independent agency channels.