Segment & Geographic Data
Quant-Grade Normalized (live API)
API & CSV Delivery
Total System Services Inc's Business Segments
Total System Services Inc's reported revenue by business segment and by geographic region, quarterly and annual, normalized against the consolidated income statement. Free below: the top 3 rows per table, this quarter and this fiscal year. Subscriber access adds the full segment history and operating income by segment.
Segment Data As of Q2 FY2019
Reportable Segments
3
Largest Segment
Issuer Solutions Segment
Total Revenue
$ 1,035
Regions Reported
2
Revenue Share by Reportable Segment - Q2 FY2019
- Issuer Solutions Segment45.7%
- Merchant Solutions Segment35.4%
- Consumer Solutions18.9%
Revenue by Reportable Segment - Q2 FY2019
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Issuer Solutions Segment | $ 473 | 45.7% |
| Merchant Solutions Segment | $ 367 | 35.4% |
| Consumer Solutions | $ 196 | 18.9% |
Revenue Share by Region - Q2 FY2019
- Europe9.6%
- Other Countries2.3%
Revenue by Geographic Region - Q2 FY2019
| Region | Revenue (Millions) | % of Total |
|---|---|---|
| Europe | $ 99 | 9.6% |
| Other Countries | $ 24 | 2.3% |
Revenue by Product & Service Category - Q2 FY2019
- Issuer Solutions45.7%
- Merchant Solutions35.4%
- Consumer Solutions18.9%
Revenue by Product & Service Category - Q2 FY2019
| Category | Revenue (Millions) | % of Total |
|---|---|---|
| Issuer Solutions | $ 473 | 45.7% |
| Merchant Solutions | $ 367 | 35.4% |
| Consumer Solutions | $ 196 | 18.9% |
Product and service categories are a supplemental disclosure and are not required to sum to consolidated revenue or to the reportable segments above.
Description of Total System Services Inc
Total System Services Inc, also known as TSYS, is a multinational payment processing company that provides a broad range of payment processing services and solutions to financial institutions and businesses worldwide. The company was founded in 1983 in Columbus, Georgia, United States, and has grown to become one of the largest payment processing companies globally.
The company's services are divided into four main categories: issuer solutions, acquiring solutions, prepaid solutions, and merchant solutions. The issuer solutions division provides payment processing and related services to financial institutions that issue credit, debit, prepaid, and commercial cards. These services include account management, card issuance, fraud detection and prevention, risk management, and data analytics.
The acquiring solutions division provides payment processing services to merchants, including point-of-sale terminals, payment gateways, e-commerce solutions, and other payment acceptance technologies. The prepaid solutions division offers customized and flexible prepaid card programs, such as gift cards, loyalty cards, payroll cards, and general-purpose reloadable cards.
The merchant solutions division provides merchants with a range of payment acceptance options, including traditional credit and debit card processing, check services, and electronic funds transfer. This division also offers value-added services such as gift and loyalty card programs, NFC payments, and mobile payments.
One of the main strengths of TSYS lies in its technology portfolio. The company has invested heavily in developing advanced payment processing technologies and platforms that enable it to offer its services globally. The company's platforms are scalable, secure, and flexible, making it easy for its clients to integrate and customize payment processing solutions to meet their specific needs.
TSYS operates in more than 80 countries worldwide, with offices in North America, Europe, Asia-Pacific, and Latin America. The company has over 12,000 employees globally and serves more than 800 financial institutions and over5 million merchants worldwide.
In 2019, TSYS was acquired by Global Payments, Inc., a leading provider of technology-based payment solutions, in a merger that created one of the most comprehensive payment solutions providers globally. The merger has enabled the company to expand its global reach, enhance its technology capabilities, and provide an even wider range of payment solutions to its clients.
Overall, TSYS is a leading payment processing company that provides comprehensive payment processing solutions and services to financial institutions and businesses worldwide. The company has a strong global presence, advanced payment processing technologies, and a broad range of payment solutions, making it a trusted partner for financial institutions and merchants seeking high-quality payment processing services.
The company's services are divided into four main categories: issuer solutions, acquiring solutions, prepaid solutions, and merchant solutions. The issuer solutions division provides payment processing and related services to financial institutions that issue credit, debit, prepaid, and commercial cards. These services include account management, card issuance, fraud detection and prevention, risk management, and data analytics.
The acquiring solutions division provides payment processing services to merchants, including point-of-sale terminals, payment gateways, e-commerce solutions, and other payment acceptance technologies. The prepaid solutions division offers customized and flexible prepaid card programs, such as gift cards, loyalty cards, payroll cards, and general-purpose reloadable cards.
The merchant solutions division provides merchants with a range of payment acceptance options, including traditional credit and debit card processing, check services, and electronic funds transfer. This division also offers value-added services such as gift and loyalty card programs, NFC payments, and mobile payments.
One of the main strengths of TSYS lies in its technology portfolio. The company has invested heavily in developing advanced payment processing technologies and platforms that enable it to offer its services globally. The company's platforms are scalable, secure, and flexible, making it easy for its clients to integrate and customize payment processing solutions to meet their specific needs.
TSYS operates in more than 80 countries worldwide, with offices in North America, Europe, Asia-Pacific, and Latin America. The company has over 12,000 employees globally and serves more than 800 financial institutions and over5 million merchants worldwide.
In 2019, TSYS was acquired by Global Payments, Inc., a leading provider of technology-based payment solutions, in a merger that created one of the most comprehensive payment solutions providers globally. The merger has enabled the company to expand its global reach, enhance its technology capabilities, and provide an even wider range of payment solutions to its clients.
Overall, TSYS is a leading payment processing company that provides comprehensive payment processing solutions and services to financial institutions and businesses worldwide. The company has a strong global presence, advanced payment processing technologies, and a broad range of payment solutions, making it a trusted partner for financial institutions and merchants seeking high-quality payment processing services.
Total System Services Inc. (TSYS) is a prominent global payment solutions provider with a diverse suite of products and services that are geared toward enhancing the payment processing landscape for financial institutions, merchants, and consumers. TSYS operates in three distinct segments: Issuer Solutions, Merchant Solutions, and Consumer Solutions. Each segment encompasses several tailored products and services designed to meet various market needs. Below is an extensive overview of each segment and the related offerings.
1. Issuer Solutions:
TSYSs Issuer Solutions are aimed primarily at financial institutions, enabling them to issue and manage credit, debit, and prepaid cards efficiently and securely. Key services in this segment include:
a. Card Issuance and Management:
- End-to-End Card Issuance: TSYS provides comprehensive support for card issuance processes, which cover everything from card design and production to personalization. This includes solutions for high-volume issuers and smaller institutions looking for tailored options.
- Card Programs: Various card programs are offered, including standard credit and debit cards, as well as specialty programs for niche markets.
- Credit Limit Management: TSYS solutions facilitate the dynamic management of customer credit limits, enabling financial institutions to adjust limits based on real-time data and risk assessments.
b. Loyalty and Rewards:
- Customized Loyalty Programs: TSYS designs and implements loyalty programs that can be tailored to meet the unique requirements of banks and credit unions, effectively encouraging customer retention and engagement.
- Rewards Systems: These programs often include structured rewards systems that incentivize customer behavior, allowing for points accumulation based on purchasing activities, which can be redeemed for various benefits.
c. Fraud Prevention:
- Risk Monitoring Tools: TSYS offers a suite of fraud prevention tools that monitor transactions for suspicious activity, implementing alerts to both the issuer and the customer when anomalies are detected.
- Comprehensive Risk Management: Solutions include predictive analytics that assess transaction patterns to identify and mitigate potential fraud before it occurs.
Merchant Solutions:
The Merchant Solutions segment focuses on providing merchants with tools and support that enable them to accept card payments seamlessly. Core offerings in this segment include:
a. Card Processing:
- Multi-Brand Acceptance: TSYS enables merchants to accept a variety of card payments, streamlining the transaction process for both physical (brick-and-mortar) and online retailers.
- Transaction Management: This includes comprehensive transaction processing services that cover authorization, capture, and settlement of funds.
b. Payment Gateway:
- Integrated Payment Solutions: TSYSs payment gateway serves as a single point of integration for merchants, facilitating both online and mobile payments across various ecommerce platforms.
- Omni-channel Capabilities: The solution supports seamless payment processing at the point of sale, in-app, and through online transactions, ensuring a cohesive experience for consumers.
c. Fraud Prevention:
- Fraud Detection Systems: TSYS provides tools specifically designed to help merchants detect and prevent fraud effectively, including robust monitoring systems.
- Chargeback Management: Merchants are equipped with solutions that help to manage chargebacks efficiently, minimizing financial losses due to fraudulent or disputed transactions.
Consumer Solutions:
TSYS’s Consumer Solutions cater to the needs of end-users by offering innovative payment methods and seamless experiences. The services encompassed in this segment include:
a. Payment Cards:
- Prepaid and Gift Cards: TSYS offers custom-branded prepaid and gift cards that are designed in partnership with retail clients and financial institutions. These cards can serve multiple purposes, enhancing customer gift-giving and spending flexibility.
- Incentive Cards: Businesses can design incentive programs that utilize TSYS’s incentive cards to reward customers for specific actions, driving engagement and loyalty.
b. Loyalty and Rewards:
- Tailored Rewards Programs: TSYS helps businesses create customized loyalty and rewards initiatives that encourage repeat business and enhance customer satisfaction. These programs may incorporate both point-based systems and tiered incentives.
c. Digital Wallet:
- Mobile Payment Solutions: TSYS provides digital wallet solutions that allow consumers to store their card information securely on mobile devices for easy access and payments. The digital wallet is equipped to handle loyalty and rewards data as well.
- Cross-Platform Compatibility: These mobile solutions support payments across in-store, online, and within mobile applications, streamlining the consumer’s shopping experience.
In summary, Total System Services Inc. offers a wide range of services across its Issuer, Merchant, and Consumer Solutions segments. These services are designed to enhance the overall payment processing experience, ensuring security, efficiency, and user engagement across the various applications of financial technology.
1. Issuer Solutions:
TSYSs Issuer Solutions are aimed primarily at financial institutions, enabling them to issue and manage credit, debit, and prepaid cards efficiently and securely. Key services in this segment include:
a. Card Issuance and Management:
- End-to-End Card Issuance: TSYS provides comprehensive support for card issuance processes, which cover everything from card design and production to personalization. This includes solutions for high-volume issuers and smaller institutions looking for tailored options.
- Card Programs: Various card programs are offered, including standard credit and debit cards, as well as specialty programs for niche markets.
- Credit Limit Management: TSYS solutions facilitate the dynamic management of customer credit limits, enabling financial institutions to adjust limits based on real-time data and risk assessments.
b. Loyalty and Rewards:
- Customized Loyalty Programs: TSYS designs and implements loyalty programs that can be tailored to meet the unique requirements of banks and credit unions, effectively encouraging customer retention and engagement.
- Rewards Systems: These programs often include structured rewards systems that incentivize customer behavior, allowing for points accumulation based on purchasing activities, which can be redeemed for various benefits.
c. Fraud Prevention:
- Risk Monitoring Tools: TSYS offers a suite of fraud prevention tools that monitor transactions for suspicious activity, implementing alerts to both the issuer and the customer when anomalies are detected.
- Comprehensive Risk Management: Solutions include predictive analytics that assess transaction patterns to identify and mitigate potential fraud before it occurs.
Merchant Solutions:
The Merchant Solutions segment focuses on providing merchants with tools and support that enable them to accept card payments seamlessly. Core offerings in this segment include:
a. Card Processing:
- Multi-Brand Acceptance: TSYS enables merchants to accept a variety of card payments, streamlining the transaction process for both physical (brick-and-mortar) and online retailers.
- Transaction Management: This includes comprehensive transaction processing services that cover authorization, capture, and settlement of funds.
b. Payment Gateway:
- Integrated Payment Solutions: TSYSs payment gateway serves as a single point of integration for merchants, facilitating both online and mobile payments across various ecommerce platforms.
- Omni-channel Capabilities: The solution supports seamless payment processing at the point of sale, in-app, and through online transactions, ensuring a cohesive experience for consumers.
c. Fraud Prevention:
- Fraud Detection Systems: TSYS provides tools specifically designed to help merchants detect and prevent fraud effectively, including robust monitoring systems.
- Chargeback Management: Merchants are equipped with solutions that help to manage chargebacks efficiently, minimizing financial losses due to fraudulent or disputed transactions.
Consumer Solutions:
TSYS’s Consumer Solutions cater to the needs of end-users by offering innovative payment methods and seamless experiences. The services encompassed in this segment include:
a. Payment Cards:
- Prepaid and Gift Cards: TSYS offers custom-branded prepaid and gift cards that are designed in partnership with retail clients and financial institutions. These cards can serve multiple purposes, enhancing customer gift-giving and spending flexibility.
- Incentive Cards: Businesses can design incentive programs that utilize TSYS’s incentive cards to reward customers for specific actions, driving engagement and loyalty.
b. Loyalty and Rewards:
- Tailored Rewards Programs: TSYS helps businesses create customized loyalty and rewards initiatives that encourage repeat business and enhance customer satisfaction. These programs may incorporate both point-based systems and tiered incentives.
c. Digital Wallet:
- Mobile Payment Solutions: TSYS provides digital wallet solutions that allow consumers to store their card information securely on mobile devices for easy access and payments. The digital wallet is equipped to handle loyalty and rewards data as well.
- Cross-Platform Compatibility: These mobile solutions support payments across in-store, online, and within mobile applications, streamlining the consumer’s shopping experience.
In summary, Total System Services Inc. offers a wide range of services across its Issuer, Merchant, and Consumer Solutions segments. These services are designed to enhance the overall payment processing experience, ensuring security, efficiency, and user engagement across the various applications of financial technology.