Segment & Geographic Data
Quant-Grade Normalized (live API)
API & CSV Delivery
Lendingtree Inc's Business Segments
Lendingtree Inc's reported revenue by business segment and by geographic region, quarterly and annual, normalized against the consolidated income statement. Free below: the top 3 rows per table, this quarter and this fiscal year. Subscriber access adds the full segment history and operating income by segment.
Segment Data As of Q2 FY2026
Reportable Segments
4
Largest Segment
Insurance
Total Revenue
$ 313
Regions Reported
-
Revenue Share by Reportable Segment - Q2 FY2026
- Insurance66.8%
- Consumer19.2%
- Home14%
- Other Operating0%
Revenue by Reportable Segment - Q2 FY2026
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Insurance | $ 209 | 66.8% |
| Consumer | $ 60 | 19.2% |
| Home | $ 44 | 14% |
1 more segments available
Sign in to unlock the full Lendingtree Inc dataset.
Description of Lendingtree Inc
LendingTree, Inc. operates what we believe to be the leading online loan marketplace
for consumers seeking loans and other credit-based offerings. Our online marketplace
provides consumers with access to product offerings from over 400 active lenders
(which we refer to as "Network Lenders"), including mortgage loans,
home equity, reverse mortgage, auto loans, credit cards, personal loans, student
loans and small business loans and other related offerings. In addition, we offer
tools and resources, including free credit scores, that facilitate comparison
shopping for these loans and other credit-based offerings. We seek to match consumers
with multiple lenders, who can provide them with competing quotes for the product
they are seeking. By providing consumers access to a broad array of credit-based
offerings directly from multiple lenders, rather than just multiple quotes from
the same lender or indirectly through intermediaries, we believe our marketplace
is differentiated from other providers operating loan comparison-shopping marketplaces.
LendingTree Inc. operates an extensive online marketplace that connects consumers with a variety of financial products and services. The company categorizes its revenue into two main segments: mortgage products and non-mortgage products. This comprehensive approach allows LendingTree to serve a diverse customer base and provide tailored loan solutions.
1. Mortgage Products
LendingTrees mortgage products focus primarily on helping consumers secure home financing through its platform. This category encompasses both purchase and refinance loans, allowing homeowners or homebuyers to navigate the mortgage market easily. Key elements of LendingTrees mortgage offerings include:
- Marketplace for Lenders: LendingTree collaborates with a wide array of lenders across the United States, ensuring extensive geographical coverage. The company establishes contracts with these lenders, which may be terminated at convenience by either party. Lenders undergo rigorous vetting, including checks against national anti-fraud databases, to ensure they meet eligibility criteria.
- Consumer Matching Process: Consumers seeking a mortgage can initiate the process by completing a single loan request form. This includes providing details on the type of loan sought, preferences, and consent to a soft credit inquiry. The proprietary technology then matches this information with the specific criteria of participating lenders.
- Conditional Offers: Once the matching is complete, the system transmits the loan request to up to five lenders, which evaluate the request and respond with conditional loan offers. Consumers can review these offers via their LendingTree account or the email linked to their request.
- Loan Processing and Support: After receiving offers, consumers can engage with selected lenders for further discussions and documentation. LendingTree ensures ongoing support for both consumers and lenders through phone and email channels, fostering an effective communication loop aimed at customer satisfaction.
Non-Mortgage Products
The non-mortgage sector of LendingTree includes a variety of financial products that cater to consumers looking for different types of loans and financial solutions. This segment expands the companys reach and revenue opportunities and includes the following products:
- Auto Loans: Offering both purchase and refinancing options, LendingTree helps consumers obtain loans secured by vehicles. This service enables customers to finance new or used cars or adjust the terms of an existing auto loan.
- Credit Cards: LendingTree provides access to a multitude of credit card options from major issuers, allowing consumers to compare various offers based on interest rates, rewards, and fees.
- Home Equity Loans and Lines of Credit (HELOCs): These products allow homeowners to leverage their home equity. Home equity loans provide a lump sum while HELOCs offer a revolving line of credit, giving borrowers flexibility.
- Personal Loans: As unsecured loans, personal loans offered through LendingTree typically have shorter terms and smaller amounts than mortgages. This service was enhanced in 2013 to better meet consumer needs.
- Reverse Mortgages: Specifically for homeowners aged 62 and older, reverse mortgages allow qualified individuals to convert home equity into cash. This offering began operations in 2013 and addresses the financial needs of senior citizens.
- Small Business Loans: LendingTree’s marketplace includes a broad spectrum of financing options for small to medium-sized businesses. These loans can cover working capital, equipment purchases, and real estate financing, generally up to $1 million or more.
- Student Loans: LendingTree offers new loans for educational expenses and refinancing options for existing student loans, aiming to assist both prospective students and graduates in managing their educational financing.
Additional Services
Beyond traditional lending products, LendingTree also provides a suite of other essential financial tools and services:
- Credit Repair: Through partnerships, consumers can access services aimed at improving their credit profiles, enhancing their financial opportunities.
- Debt Relief: This service assists consumers in negotiating existing debts and managing their repayment obligations effectively.
- Home Improvement Services: LendingTree connects homeowners with professionals in the home improvement sector, allowing them to find reliable contractors for renovations and repairs.
- Personal Credit Data: Consumers can access insights about their credit profiles, informing them of how potential lenders view their creditworthiness.
- Real Estate Brokerage Services: By matching consumers with local realtors, LendingTree facilitates home buying and selling processes, integrating real estate services into its financial offerings.
- Insurance Products: Offering an array of consumer insurance options such as home and auto coverage, LendingTree matches consumers with insurance lead aggregators to find suitable policies.
Revenue Generation
LendingTree generates revenue through various channels within these segments. For other products and services, revenue stems from:
- Match Fees: Earned from insurance and real estate service providers participating in the LendingTree marketplace, based on successful matches with consumers.
- Referrals: Revenue from credit repair and debt relief services is generated by referral fees or consumer enrollment fees with partner service providers.
- Lead Generation: Income from home services is primarily derived from matching leads to contractors and service providers, creating value for both consumers and service providers.
In summary, LendingTree Inc. offers a comprehensive and diverse lineup of products and services designed to assist consumers in managing their finances and achieving their borrowing goals across various sectors. Its innovative marketplace, consumer matching technology, and strong partnerships with lenders position the company as a significant player in the financial services industry.
1. Mortgage Products
LendingTrees mortgage products focus primarily on helping consumers secure home financing through its platform. This category encompasses both purchase and refinance loans, allowing homeowners or homebuyers to navigate the mortgage market easily. Key elements of LendingTrees mortgage offerings include:
- Marketplace for Lenders: LendingTree collaborates with a wide array of lenders across the United States, ensuring extensive geographical coverage. The company establishes contracts with these lenders, which may be terminated at convenience by either party. Lenders undergo rigorous vetting, including checks against national anti-fraud databases, to ensure they meet eligibility criteria.
- Consumer Matching Process: Consumers seeking a mortgage can initiate the process by completing a single loan request form. This includes providing details on the type of loan sought, preferences, and consent to a soft credit inquiry. The proprietary technology then matches this information with the specific criteria of participating lenders.
- Conditional Offers: Once the matching is complete, the system transmits the loan request to up to five lenders, which evaluate the request and respond with conditional loan offers. Consumers can review these offers via their LendingTree account or the email linked to their request.
- Loan Processing and Support: After receiving offers, consumers can engage with selected lenders for further discussions and documentation. LendingTree ensures ongoing support for both consumers and lenders through phone and email channels, fostering an effective communication loop aimed at customer satisfaction.
Non-Mortgage Products
The non-mortgage sector of LendingTree includes a variety of financial products that cater to consumers looking for different types of loans and financial solutions. This segment expands the companys reach and revenue opportunities and includes the following products:
- Auto Loans: Offering both purchase and refinancing options, LendingTree helps consumers obtain loans secured by vehicles. This service enables customers to finance new or used cars or adjust the terms of an existing auto loan.
- Credit Cards: LendingTree provides access to a multitude of credit card options from major issuers, allowing consumers to compare various offers based on interest rates, rewards, and fees.
- Home Equity Loans and Lines of Credit (HELOCs): These products allow homeowners to leverage their home equity. Home equity loans provide a lump sum while HELOCs offer a revolving line of credit, giving borrowers flexibility.
- Personal Loans: As unsecured loans, personal loans offered through LendingTree typically have shorter terms and smaller amounts than mortgages. This service was enhanced in 2013 to better meet consumer needs.
- Reverse Mortgages: Specifically for homeowners aged 62 and older, reverse mortgages allow qualified individuals to convert home equity into cash. This offering began operations in 2013 and addresses the financial needs of senior citizens.
- Small Business Loans: LendingTree’s marketplace includes a broad spectrum of financing options for small to medium-sized businesses. These loans can cover working capital, equipment purchases, and real estate financing, generally up to $1 million or more.
- Student Loans: LendingTree offers new loans for educational expenses and refinancing options for existing student loans, aiming to assist both prospective students and graduates in managing their educational financing.
Additional Services
Beyond traditional lending products, LendingTree also provides a suite of other essential financial tools and services:
- Credit Repair: Through partnerships, consumers can access services aimed at improving their credit profiles, enhancing their financial opportunities.
- Debt Relief: This service assists consumers in negotiating existing debts and managing their repayment obligations effectively.
- Home Improvement Services: LendingTree connects homeowners with professionals in the home improvement sector, allowing them to find reliable contractors for renovations and repairs.
- Personal Credit Data: Consumers can access insights about their credit profiles, informing them of how potential lenders view their creditworthiness.
- Real Estate Brokerage Services: By matching consumers with local realtors, LendingTree facilitates home buying and selling processes, integrating real estate services into its financial offerings.
- Insurance Products: Offering an array of consumer insurance options such as home and auto coverage, LendingTree matches consumers with insurance lead aggregators to find suitable policies.
Revenue Generation
LendingTree generates revenue through various channels within these segments. For other products and services, revenue stems from:
- Match Fees: Earned from insurance and real estate service providers participating in the LendingTree marketplace, based on successful matches with consumers.
- Referrals: Revenue from credit repair and debt relief services is generated by referral fees or consumer enrollment fees with partner service providers.
- Lead Generation: Income from home services is primarily derived from matching leads to contractors and service providers, creating value for both consumers and service providers.
In summary, LendingTree Inc. offers a comprehensive and diverse lineup of products and services designed to assist consumers in managing their finances and achieving their borrowing goals across various sectors. Its innovative marketplace, consumer matching technology, and strong partnerships with lenders position the company as a significant player in the financial services industry.