What are Qiwi Plc's Business Segments?
Qiwi Plc is a publicly-traded company that provides a range of payment services to consumers and businesses in Russia and other countries in the Commonwealth of Independent States. The company operates in four segments namely Payment Services, Consumer Financial Services, Small and Medium Enterprises Services, and Rocketbank.
1. Payment Services: This segment comprises a comprehensive range of payment services such as virtual wallet, cash and card acceptance, and money transfers. Qiwi provides an extensive network of QIWI kiosks and terminals that enables customers to conduct their financial transactions efficiently and conveniently. The segment also includes e-commerce, telecom, and public utility payments, currency exchange, and gaming services.
2. Consumer Financial Services: This segment includes products such as credit loans, microfinance, and insurance services for individuals. Qiwi provides quick and easy access to credit products, allowing consumers to take advantage of opportunities that come their way. The segment also offers a loyalty program called "QIWI Bonus," which awards customers with bonuses for regular transactions.
3. Small and Medium Enterprises Services: This segment provides a range of financial services to small and medium-sized businesses, including electronic payment acceptance, business loans, and business-specific card programs. Qiwies services help SMBs streamline their financial operations, increase their revenue streams, and achieve their business objectives through optimized resource allocation.
4. Rocketbank: This segment offers mobile banking services and is Qiwi's digital banking platform that focuses on providing a seamless mobile banking experience to its customers. Rocketbank is a smart finance platform that enables customers to manage their financial transactions, investments, and savings in one place. The app offers a feature-rich experience with a simple and intuitive user interface.
In conclusion, Qiwi Plc has a diversified portfolio of products and services that cater to the diverse needs of its customers. The company's extensive network of kiosks, terminals, and partnerships has enabled it to build a robust and reliable payment ecosystem that meets the needs of millions of consumers and businesses across Russia and the Commonwealth of Independent States.
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