What are Oak Valley Bancorp's Business Segments?
Retail Banking. We offer a range of checking and savings accounts, including NOW
accounts, money market accounts, overdraft protection, health savings accounts,
certificates of deposit, and Individual Retirement Accounts (“IRA”).
To satisfy the lending needs of individuals in its service area, we offer real
estate and home equity financing, as well as consumer, automobile, and home improvement
loans.
Commercial Banking. We offer a range of deposit and lending services to business
customers. More specifically, we offer a variety of commercial loans for virtually
any business, professional, or agricultural need. These include loans for short-term
working capital, operating lines of credit, equipment purchases, leasehold improvements,
construction, commercial real estate acquisitions or refinancing. Currently, virtually
all of our business relationships are with customers located in the San Joaquin,
Stanislaus, Tuolumne, Inyo and Mono Counties, of California.
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