Segment & Geographic Data
Quant-Grade Normalized (live API)
API & CSV Delivery
Midland States Bancorp Inc's Business Segments
Midland States Bancorp Inc's reported revenue by business segment and by geographic region, quarterly and annual, normalized against the consolidated income statement. Free below: the top 3 rows per table, this quarter and this fiscal year. Subscriber access adds the full segment history and operating income by segment.
Segment Data As of Q1 FY2026
Reportable Segments
6
Largest Segment
Banking
Total Revenue
$ 75
Regions Reported
-
Revenue Share by Reportable Segment - Q1 FY2026
- Banking112.4%
- Trust management administration fees9.4%
- Interchange revenues4.6%
- Nonsufficient fund fees2.7%
- Other0.8%
- Merchant services revenue0.4%
Revenue by Reportable Segment - Q1 FY2026
| Segment | Revenue (Millions) | % of Total |
|---|---|---|
| Banking | $ 86 | 112.4% |
| Trust management administration fees | $ 7 | 9.4% |
| Interchange revenues | $ 4 | 4.6% |
3 more segments available
Sign in to unlock the full Midland States Bancorp Inc dataset.
Description of Midland States Bancorp Inc
Midland States Bancorp Inc is a financial holding company that provides a wide range of banking and financial services to its customers in the United States. The company operates through multiple subsidiaries, including Midland States Bank, which offers commercial and consumer banking services, and Wealth Management, which provides investment management, trust, and estate planning services.
Founded in 1881, Midland States Bancorp Inc is headquartered in Effingham, Illinois, and currently operates approximately 60 branches across the United States. The company has a market capitalization of approximately $1 billion and its shares are traded on the NASDAQ stock exchange under the ticker symbol MSBI.
Midland States Bancorp Inc offers a wide range of financial products and services to its customers, including commercial and industrial loans, commercial real estate loans, consumer loans, residential mortgage loans, wealth management services, and online banking services. The company also offers treasury management services to its commercial customers, helping them manage their cash flow and improve their overall financial efficiency.
The company's revenue is derived primarily from interest income from its lending activities and fees from its wealth management services. However, Midland States Bancorp Inc also generates a significant portion of its revenue from non-interest income, which includes fees from its treasury management services, ATM services, and other customer-related services.
Midland States Bancorp Inc has a strong reputation for providing efficient and reliable banking services to its customers. The company has been recognized by various industry organizations for its financial performance and customer service excellence. Additionally, Midland States Bancorp Inc is committed to giving back to the communities it serves by supporting various charitable and community programs.
Founded in 1881, Midland States Bancorp Inc is headquartered in Effingham, Illinois, and currently operates approximately 60 branches across the United States. The company has a market capitalization of approximately $1 billion and its shares are traded on the NASDAQ stock exchange under the ticker symbol MSBI.
Midland States Bancorp Inc offers a wide range of financial products and services to its customers, including commercial and industrial loans, commercial real estate loans, consumer loans, residential mortgage loans, wealth management services, and online banking services. The company also offers treasury management services to its commercial customers, helping them manage their cash flow and improve their overall financial efficiency.
The company's revenue is derived primarily from interest income from its lending activities and fees from its wealth management services. However, Midland States Bancorp Inc also generates a significant portion of its revenue from non-interest income, which includes fees from its treasury management services, ATM services, and other customer-related services.
Midland States Bancorp Inc has a strong reputation for providing efficient and reliable banking services to its customers. The company has been recognized by various industry organizations for its financial performance and customer service excellence. Additionally, Midland States Bancorp Inc is committed to giving back to the communities it serves by supporting various charitable and community programs.
Midland States Bancorp Inc. is a diversified financial holding company offering an extensive suite of banking and financial services designed to cater to both individual consumers and commercial enterprises, particularly small to mid-sized businesses across the Midwest. The companys operations are organized into five primary segments, each focusing on different aspects of financial services.
Segments
1. Commercial Banking:
- This segment is dedicated to providing a comprehensive array of financial services tailored for commercial clients. Services include:
- Lending Solutions: Offering various types of loans such as working capital loans, equipment financing, and lines of credit.
- Treasury Management: Providing businesses with tools to manage liquidity and cash flow, including services like daily cash position reporting, wire transfers, and fraud protection.
- Deposit Services: Commercial checking accounts, business savings accounts, and money market accounts designed to meet the needs of business clients.
2. Community Banking:
- Focusing on personal banking and small business services, this segment caters to individual consumers and small entrepreneurs. Services offered include:
- Traditional Banking Services: Checking accounts, savings accounts, and certificates of deposit (CDs).
- Lending Solutions: Personal loans, auto loans, home equity lines of credit, and small business loans to support local enterprise and personal financial needs.
- Wealth Management Services: Basic investment and financial planning for individuals looking to manage their day-to-day finances and long-term savings.
3. Wealth Management:
- Targeting high net worth clients, this segment provides specialized financial services, which include:
- Investment Management: Custom portfolio management strategies tailored to the client’s individual risk tolerance and investment goals.
- Trust Administration: Services to help clients manage their trusts according to specified directives, including handling distributions, managing trust assets, and ensuring compliance with legal requirements.
- Estate Planning: Assisting clients in developing strategies to manage their estate and reduce tax liabilities while ensuring the smooth transfer of assets to heirs.
4. Commercial FHA Origination and Servicing:
- This segment focuses on providing financing solutions for multifamily housing and healthcare facilities backed by the Federal Housing Administration (FHA). Services include:
- Origination Services: Specialized underwriting and processing of loans that meet FHA standards.
- Servicing Solutions: Managing the ongoing administration of loans, including payment processing, managing escrow accounts, and providing customer support.
5. Other:
- This catch-all segment encompasses additional financial services that complement the primary segments. Key offerings include:
- Commercial Equipment Leasing: Financing options for businesses to acquire necessary equipment without an upfront purchase.
- Residential Mortgage Origination: Tailored mortgage solutions for homebuyers, including fixed-rate, adjustable-rate, and government-backed loans.
- Diverse Financial Services: Such as financial consulting, compliance assistance for businesses, and other ancillary financial products.
Products and Services
Midland States Bancorp Inc. provides a wide-ranging palette of banking and financial solutions, including the following:
1. Deposits:
- A variety of deposit accounts aimed at both individual and business customers, including checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs) with competitive interest rates and tailored features.
2. Loans:
- A comprehensive lineup of lending products that support both personal and business financing, including:
- Commercial Loans: Catering to business needs, from quick capital for inventory to larger loans for expansion.
- SBA Loans: Government-backed loans providing favorable terms for small businesses.
- Commercial Real Estate Loans: Financing options for the purchase, refinance, or construction of commercial properties.
- Residential Mortgages: Diverse mortgage products aimed at homebuyers.
- Home Equity Loans: Utilizing existing home equity for financing needs.
- Personal Loans: Unsecured loans for personal expenses which can be used flexibly.
3. Treasury Management:
- An array of services suited for managing business cash flow, including:
- Cash Management Services: Helping businesses optimize their liquidity.
- Payroll Processing: Streamlining employee payments.
- Remote Deposit Capture: Allowing businesses to deposit checks electronically without needing to visit a branch.
- Merchant Services: Facilitating credit card and electronic payment acceptance for businesses.
4. Wealth Management:
- Tailored wealth management services designed to address complex financial needs and include options for:
- Investment Management: Crafting individualized strategies based on specific investment goals.
- Trust Administration: Regular monitoring and management of trust assets.
- Financial Planning: Comprehensive planning for retirement and other financial objectives.
5. Insurance:
- Through its subsidiary, Midland Insurance Agency, the company offers a variety of insurance products including:
- Property and Casualty Insurance: Covering businesses and individual homeowners against loss.
- Life Insurance: Solutions for clients wishing to secure financial stability for their loved ones.
6. Investment Products:
- Access to a variety of investment solutions through Midland States Securities, including:
- Stocks, Bonds, and Mutual Funds: A range of investment options for diversification.
- Annuities: Retirement products providing a steady income stream.
Other Services:
- Additional financial services such as commercial equipment leasing and residential mortgage origination, providing comprehensive support for various financing needs.
Through these diverse segments and products, Midland States Bancorp Inc. demonstrates its commitment to delivering a holistic suite of financial services that cater to a wide range of client needs, from small business operators to affluent individuals seeking wealth management solutions.
Segments
1. Commercial Banking:
- This segment is dedicated to providing a comprehensive array of financial services tailored for commercial clients. Services include:
- Lending Solutions: Offering various types of loans such as working capital loans, equipment financing, and lines of credit.
- Treasury Management: Providing businesses with tools to manage liquidity and cash flow, including services like daily cash position reporting, wire transfers, and fraud protection.
- Deposit Services: Commercial checking accounts, business savings accounts, and money market accounts designed to meet the needs of business clients.
2. Community Banking:
- Focusing on personal banking and small business services, this segment caters to individual consumers and small entrepreneurs. Services offered include:
- Traditional Banking Services: Checking accounts, savings accounts, and certificates of deposit (CDs).
- Lending Solutions: Personal loans, auto loans, home equity lines of credit, and small business loans to support local enterprise and personal financial needs.
- Wealth Management Services: Basic investment and financial planning for individuals looking to manage their day-to-day finances and long-term savings.
3. Wealth Management:
- Targeting high net worth clients, this segment provides specialized financial services, which include:
- Investment Management: Custom portfolio management strategies tailored to the client’s individual risk tolerance and investment goals.
- Trust Administration: Services to help clients manage their trusts according to specified directives, including handling distributions, managing trust assets, and ensuring compliance with legal requirements.
- Estate Planning: Assisting clients in developing strategies to manage their estate and reduce tax liabilities while ensuring the smooth transfer of assets to heirs.
4. Commercial FHA Origination and Servicing:
- This segment focuses on providing financing solutions for multifamily housing and healthcare facilities backed by the Federal Housing Administration (FHA). Services include:
- Origination Services: Specialized underwriting and processing of loans that meet FHA standards.
- Servicing Solutions: Managing the ongoing administration of loans, including payment processing, managing escrow accounts, and providing customer support.
5. Other:
- This catch-all segment encompasses additional financial services that complement the primary segments. Key offerings include:
- Commercial Equipment Leasing: Financing options for businesses to acquire necessary equipment without an upfront purchase.
- Residential Mortgage Origination: Tailored mortgage solutions for homebuyers, including fixed-rate, adjustable-rate, and government-backed loans.
- Diverse Financial Services: Such as financial consulting, compliance assistance for businesses, and other ancillary financial products.
Products and Services
Midland States Bancorp Inc. provides a wide-ranging palette of banking and financial solutions, including the following:
1. Deposits:
- A variety of deposit accounts aimed at both individual and business customers, including checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs) with competitive interest rates and tailored features.
2. Loans:
- A comprehensive lineup of lending products that support both personal and business financing, including:
- Commercial Loans: Catering to business needs, from quick capital for inventory to larger loans for expansion.
- SBA Loans: Government-backed loans providing favorable terms for small businesses.
- Commercial Real Estate Loans: Financing options for the purchase, refinance, or construction of commercial properties.
- Residential Mortgages: Diverse mortgage products aimed at homebuyers.
- Home Equity Loans: Utilizing existing home equity for financing needs.
- Personal Loans: Unsecured loans for personal expenses which can be used flexibly.
3. Treasury Management:
- An array of services suited for managing business cash flow, including:
- Cash Management Services: Helping businesses optimize their liquidity.
- Payroll Processing: Streamlining employee payments.
- Remote Deposit Capture: Allowing businesses to deposit checks electronically without needing to visit a branch.
- Merchant Services: Facilitating credit card and electronic payment acceptance for businesses.
4. Wealth Management:
- Tailored wealth management services designed to address complex financial needs and include options for:
- Investment Management: Crafting individualized strategies based on specific investment goals.
- Trust Administration: Regular monitoring and management of trust assets.
- Financial Planning: Comprehensive planning for retirement and other financial objectives.
5. Insurance:
- Through its subsidiary, Midland Insurance Agency, the company offers a variety of insurance products including:
- Property and Casualty Insurance: Covering businesses and individual homeowners against loss.
- Life Insurance: Solutions for clients wishing to secure financial stability for their loved ones.
6. Investment Products:
- Access to a variety of investment solutions through Midland States Securities, including:
- Stocks, Bonds, and Mutual Funds: A range of investment options for diversification.
- Annuities: Retirement products providing a steady income stream.
Other Services:
- Additional financial services such as commercial equipment leasing and residential mortgage origination, providing comprehensive support for various financing needs.
Through these diverse segments and products, Midland States Bancorp Inc. demonstrates its commitment to delivering a holistic suite of financial services that cater to a wide range of client needs, from small business operators to affluent individuals seeking wealth management solutions.