What are California First National Bancorp's Business Segments?
The Bank’s operations have been developed by outsourcing certain principal
functions to leading bank industry service providers and by sharing established
systems utilized by CalFirst Leasing or the Company. Outsourced systems include
the Bank’s core processing and electronic banking system, electronic bill
payment systems and depositary services, including item processing. The Bank believes
it benefits from the service provider's expertise and investments in developing
technology. A critical element to the Bank’s success is the ability to provide
secure transmission of confidential information over the Internet. The Bank’s
service providers utilize sophisticated technology to provide maximum security.
All banking transactions are encrypted and all transactions are routed from the
Internet server through a "firewall" that limits access to the Bank’s
and service provider’s systems. Systems are in place to detect attempts
by third parties to access other users' accounts and feature a high degree of
physical security, secure modem access, service continuity and transaction monitoring.
The Bank has implemented the two-factor authentication security to its Internet
banking procedures and platform.
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