CSIMarket
 
Poage Bankshares, Inc.  (PBSK)
Other Ticker:  
 
    Sector  Financial    Industry S&Ls Savings Banks
   Industry S&Ls Savings Banks
   Sector  Financial
 

Poage Bankshares's Customers Performance

PBSK

 
PBSK's Source of Revenues Poage Bankshares's Corporate Customers have recorded a growth in their cost of revenue by 48.38 % in the 3 quarter 2018 year on year, sequentially costs of revenue were trimmed by -30.17 %. During the corresponding time, Poage Bankshares, Inc. recorded revenue increase by 17.97 % year on year, sequentially revenue fell by -5.13 %. While revenue at the Poage Bankshares, Inc.'s corporate clients recorded rose by 14.96 % year on year, sequentially revenue fell by -29.74 %.

List of PBSK Customers




Poage Bankshares's Customers have recorded a growth in their cost of revenue by 48.38 % in the 3 quarter 2018 year on year, sequentially costs of revenue were trimmed by -30.17 %, for the same period Poage Bankshares, Inc. recorded revenue increase by 17.97 % year on year, sequentially revnue fell by -5.13 %.

List of PBSK Customers


   
Customers Net Income grew in Q3 by Customers Net margin grew to
206.95 % 6.95 %



Poage Bankshares's Customers, Q3 2018 Revenue Growth By Industry
Customers in Iron & Steel Industry      3.17 %
Customers in Construction Services Industry      18.13 %
Customers in Oil & Gas Integrated Operations Industry      21.49 %
Customers in Life Insurance Industry -3.25 %   
Customers in Property & Casualty Insurance Industry -1.23 %   
Customers in Miscellaneous Financial Services Industry      17652.51 %
Customers in Medical Equipment & Supplies Industry  
Customers in Wholesale Industry      6.05 %
     
• Customers Valuation • Customers Mgmt. Effect.


Poage Bankshares's Comment on Sales, Marketing and Customers



Our primary lending markets are in Boyd, Greenup, Lawrence, Jessamine, Montgomery and Campbell Counties in Kentucky, and Lawrence, Scioto, Hamilton, Butler, Warren and Clermont Counties in Ohio. Our retail deposit market includes the areas surrounding our nine offices in northeastern Kentucky, including our main office in Ashland and our branch offices in Flatwoods, Greenup, Louisa, South Shore, Catlettsburg, Cannonsburg, Nicholasville and Mt. Sterling. We also operate an automated teller machine at each of our offices and have a loan production office in the Cincinnati, Ohio area.

Our market area includes both rural and urban communities. The total population base in the five counties where we operate full service offices was estimated to be 179,000 in 2014 and 2013. The economic base in our lending market was in the past primarily industrial and reliant upon a small number of large employers, particularly in the steel and petroleum industries. A decline in these segments of the local economy has resulted in slow economic growth and population loss over the last several decades. However, during recent years, a diversification of our employment base into services including healthcare has offset to some extent the adverse impact of the decline of our industrial base. We have further diversified our employment base with opening of our Cincinnati, Ohio area loan production office.