Federal Home Loan Bank Of Dallas (FHLBDA) |
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Federal Home Loan Bank Of Dallas's Customers Performance
FHLBDA
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FHLBDA's Source of Revenues |
In the Q3, Federal Home Loan Bank Of Dallas's corporate clients experienced a drop by -91.54 % in their costs of revenue, compared to a year ago, sequentially costs of revenue grew by 2.78 %. During the corresponding time, Federal Home Loan Bank Of Dallas recorded revenue increase by 134.64 % year on year, sequentially revenue grew by 1.94 %. While revenue at the Federal Home Loan Bank Of Dallas's corporate clients recorded rose by 5.77 % year on year, sequentially revenue fell by -1.22 %.
• List of FHLBDA Customers
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Customers of Federal Home Loan Bank Of Dallas saw their costs of revenue drop by -91.54 % in Q3 compare to a year ago, sequentially costs of revenue grew by 2.78 %, for the same period Federal Home Loan Bank Of Dallas recorded revenue increase by 134.64 % year on year, sequentially revenue grew by 1.94 %.
• List of FHLBDA Customers
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Customers Net Income grew in Q3 by |
Customers Net margin fell to % |
4.42 % |
28.59 % |
Federal Home Loan Bank Of Dallas's Comment on Sales, Marketing and Customers
We are subject to credit risk from advances and other extensions of credit to
members, non-member borrowers and housing associates (collectively, our customers).
Other extensions of credit include letters of credit issued or confirmed on behalf
of customers, customers’ credit enhancement obligations associated with
MPF loans held in portfolio, and interest rate exchange agreements we enter into
with our customers.
We require that all outstanding advances and other extensions of credit to our
customers be fully collateralized. We evaluate the types of collateral pledged
by our customers and assign a borrowing capacity to the collateral, generally
based on either a percentage of its book value or estimated market value. The
vast majority of the collateral is assigned a borrowing capacity based on its
estimated market value. During economic downturns, the number of our member institutions
exhibiting significant financial stress generally increases. If member institutions
fail, and if the FDIC (or other receiver, conservator or acquiror) does not promptly
repay all of the failed institution’s obligations to us or assume the outstanding
extensions of credit, we might be required to liquidate the collateral pledged
by the failed institution in order to satisfy its obligations to us. A devaluation
of or our inability to liquidate collateral in a timely manner in the event of
a default by the obligor could cause us to incur a credit loss and adversely affect
our financial condition or results of operations.
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Federal Home Loan Bank Of Dallas's Comment on Sales, Marketing and Customers
We are subject to credit risk from advances and other extensions of credit to
members, non-member borrowers and housing associates (collectively, our customers).
Other extensions of credit include letters of credit issued or confirmed on behalf
of customers, customers’ credit enhancement obligations associated with
MPF loans held in portfolio, and interest rate exchange agreements we enter into
with our customers.
We require that all outstanding advances and other extensions of credit to our
customers be fully collateralized. We evaluate the types of collateral pledged
by our customers and assign a borrowing capacity to the collateral, generally
based on either a percentage of its book value or estimated market value. The
vast majority of the collateral is assigned a borrowing capacity based on its
estimated market value. During economic downturns, the number of our member institutions
exhibiting significant financial stress generally increases. If member institutions
fail, and if the FDIC (or other receiver, conservator or acquiror) does not promptly
repay all of the failed institution’s obligations to us or assume the outstanding
extensions of credit, we might be required to liquidate the collateral pledged
by the failed institution in order to satisfy its obligations to us. A devaluation
of or our inability to liquidate collateral in a timely manner in the event of
a default by the obligor could cause us to incur a credit loss and adversely affect
our financial condition or results of operations.
FHLBDA's vs. Customers, Data
(Revenue and Income for Trailing 12 Months, in Millions of $, except Employees)
COMPANY NAME |
MARKET CAP |
REVENUES |
INCOME |
EMPLOYEES |
Federal Home Loan Bank Of Dallas |
0.00 |
318.23 |
195.15 |
207 |
Wafd Inc |
1,753.79 |
673.02 |
236.37 |
1,838 |
Nicholas Financial Inc |
49.95 |
33.37 |
-38.10 |
333 |
Encore Capital Group Inc |
1,062.53 |
1,222.68 |
-206.49 |
6,700 |
Waterstone Financial Inc |
227.45 |
130.74 |
9.38 |
770 |
First Guaranty Bancshares Inc |
120.02 |
91.57 |
9.22 |
267 |
Mufg Americas Holdings Corporation |
0.00 |
6,260.00 |
1,126.00 |
12,400 |
Prosperity Bancshares Inc |
5,640.32 |
1,111.47 |
461.72 |
3,037 |
National Bank Holdings Corp |
1,291.03 |
417.57 |
142.05 |
956 |
Cullen |
6,874.00 |
1,941.04 |
597.97 |
4,211 |
Allegiance Bancshares Inc. |
855.34 |
236.52 |
75.71 |
305 |
Trustmark Corp |
1,558.65 |
735.04 |
95.30 |
2,941 |
Texas Capital Bancshares Inc |
0.00 |
-637.40 |
386.24 |
1,329 |
Santander Holdings Usa Inc |
0.00 |
7,508.72 |
1,085.79 |
15,150 |
Simmons First National Corp |
2,299.84 |
763.66 |
375.66 |
1,946 |
International Bancshares Corporation |
3,267.40 |
798.87 |
411.77 |
2,822 |
Hilltop Holdings Inc |
1,921.72 |
1,177.43 |
117.98 |
5,300 |
First Financial Bankshares Inc |
4,244.83 |
490.18 |
211.67 |
1,270 |
First Citizens Bancshares Inc |
22,529.30 |
18,787.00 |
11,466.00 |
5,734 |
East West Bancorp inc |
10,606.60 |
2,482.52 |
1,161.16 |
2,833 |
Bok Financial Corp |
5,697.25 |
2,016.13 |
531.13 |
4,789 |
Veritex Holdings Inc |
1,020.28 |
377.75 |
108.26 |
145 |
Triumph Financial Inc |
1,763.66 |
406.05 |
41.08 |
0 |
Southside Bancshares Inc |
821.69 |
241.71 |
86.69 |
683 |
Independent Bank Group Inc |
1,747.98 |
503.86 |
43.20 |
587 |
Heartland Financial Usa Inc |
1,411.73 |
558.60 |
79.92 |
1,799 |
Hanmi Financial Corporation |
453.79 |
260.38 |
89.89 |
609 |
C and F Financial Corporation |
166.29 |
119.05 |
23.75 |
598 |
Cathay General Bancorp |
2,718.59 |
791.16 |
352.69 |
1,122 |
Bbva Usa Bancshares Inc |
0.00 |
3,258.47 |
761.08 |
10,553 |
Bank Of America Corporation |
290,722.29 |
98,581.00 |
26,515.00 |
208,000 |
Us Bancorp De |
65,601.21 |
25,738.00 |
5,458.00 |
68,796 |
New York Mortgage Trust Inc |
652.94 |
153.86 |
-19.06 |
7 |
America First Multifamily Investors L p |
0.00 |
73.27 |
111.66 |
0 |
Ocwen Financial Corporation |
179.41 |
1,066.70 |
-63.70 |
11,400 |
Pennymac Financial Services inc |
4,490.67 |
1,933.04 |
144.66 |
2,509 |
Wintrust Financial Corp |
5,992.55 |
2,157.58 |
622.63 |
0 |
SUBTOTAL |
447,743.11 |
182,460.60 |
52,612.27 |
381,739 |
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