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Hci Group Inc (NYSE: HCI) |
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Price: $185.7300
$-0.56 
-0.301%
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| Day's High:
| $186.1999053955078
| Week Perf:
| 0.02 %
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| Day's Low: |
$ 184.69 |
30 Day Perf: |
6.13 % |
| Volume (M): |
73,601 |
52 Wk High: |
$ 208.93 |
| Volume (M$): |
$ 0 |
52 Wk Avg: |
$172.12 |
| Open: |
$186.61 |
52 Wk Low: |
$144.38 |
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| Market Capitalization (Millions $) |
2,395 |
| Shares
Outstanding (Millions) |
13 |
| Employees |
606 |
| Revenues (TTM) (Millions $) |
927 |
| Net Income (TTM) (Millions $) |
331 |
| Cash Flow (TTM) (Millions $) |
260 |
| Capital Exp. (TTM) (Millions $) |
2 |
Business Description
Over the years, we have broadened and diversified our business portfolio through
acquisitions to include information technologies and investment real estate.
Based on our organizational structure, revenue sources, and evaluation of financial
and operating performances by management, we manage our operations under one
business segment, which includes the following operations:
Property and casualty insurance
Reinsurance
Real estate
Information technology
Our principal operating subsidiary, Homeowners Choice Property & Casualty
Insurance Company, Inc. (“HCPCI”), was incorporated and began operations
in 2007. Through HCPCI, we currently provide property and casualty insurance
to homeowners, condominium owners and tenants residing in Florida.
We face various challenges to implementing our operating and growth strategies.
Since we currently write policies that cover Florida homeowners, condominium
owners, and tenants, we cover losses that may arise from, among other things,
catastrophes, which could have a significant adverse effect on our business,
results of operations, and financial condition. To mitigate our risk of such
catastrophic losses, we cede a portion of our exposure to reinsurers under contracts
called catastrophe excess of loss reinsurance treaties and one quota share arrangement.
Even without catastrophic events, we may incur losses and loss adjustment expenses
that deviate substantially from our estimates and that may exceed our reserves,
in which case our net income and capital would decrease. Our operating and growth
strategies may also be impacted by regulation of our business by the State of
Florida, which must approve our policy forms and premium rates as well as monitor
HCPCI’s compliance with financial and regulatory requirements.
We have a Bermuda domiciled wholly owned reinsurance subsidiary, Claddaugh
Casualty Insurance Company Ltd. We selectively retain risk in Claddaugh, displacing
the need for HCPCI to pay premiums to third party reinsurers. Claddaugh fully
collateralizes its exposure to HCPCI by depositing funds into a trust account.
Claddaugh also mitigates a portion of its risk through one retrocession contract.
Our real estate operations consist of real properties we own, operations located
at those owned properties and investments in three commercial development projects,
two of which are at our own properties and managed through joint ventures.
Our information technology operations include a team of experienced software
developers with extensive knowledge in developing web-based products and applications
for mobile devices. The operations, which are in Noida, India and in Tampa,
Florida, are focused on developing cloud-based, innovative products or services
that can be marketed to the public in addition to providing affiliates with
back-office technology support services designed to facilitate and improve our
ongoing operations. Some of the technologies originally developed in-house for
our own insurance operations have been launched for use by third parties.
Company Address: 3802 Coconut Palm Drive Tampa 33619 FL
Company Phone Number: 849-9500 Stock Exchange / Ticker: NYSE HCI
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Customers Net Income grew by |
HCI's Customers Net Profit Margin grew to |
41.17 % |
9.18 %
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| Stock Performances by Major Competitors |
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| Product Service News
Published Mon, Jun 2 2025 9:05 PM UTC
In a move signaling confidence in its operational stability and preparedness for unforeseen events, HCI Group, Inc. (NYSE: HCI) has successfully concluded its catastrophe reinsurance programs for the treaty year 2025-2026, which is effective from June 1, 2025, to May 31, 2026. This announcement, made on June 2, 2025, marks the company s continued commitment to fortifying its...
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| Product Service News
Published Mon, Feb 24 2025 9:55 PM UTC
In a strategic move this February, Tailrow Reciprocal Exchange, under the sponsorship of HCI Group, Inc. (NYSE: HCI), successfully assumed nearly 14,000 policies from Citizens Property Insurance Corporation, Florida s state-backed insurer. This transaction, representing approximately $35 million in premiums, marks a significant step for Tailrow as it seeks to expand its foot...
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| Dividend
Published Tue, Feb 4 2025 9:30 PM UTC
HCI Group Declares Quarterly Cash Dividend: Steady Growth and Strategic Financial Moves Highlight Company’s MomentumTampa, Fla. February 4, 2025 In a continued demonstration of its robust financial health and commitment to shareholder returns, HCI Group, Inc. (NYSE: HCI) has declared a regular quarterly cash dividend of 40 cents per common share. The board of directors a...
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| Management Announcement
Published Wed, Oct 16 2024 8:15 PM UTC
HCI Group Reports on Hurricane Season Impact, Reinforces Resilience Amidst Financial GrowthTAMPA, Fla. – In a recent announcement, HCI Group, Inc. (NYSE: HCI), a diversified holding company with interests spanning homeowners insurance, information technology services, real estate, and reinsurance, provided a detailed update on its financial standing as the hurricane season...
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| Dividend
Published Mon, Oct 28 2024 8:15 PM UTC
TAMPA, Fla. In a recent move reflecting its strong financial health and commitment to returning value to shareholders, HCI Group, Inc. (NYSE: HCI) has announced a regular quarterly cash dividend of 40 cents per common share. This announcement, made on October 28, 2024, marks a significant marker in HCI Group s fiscal strategy as the board of directors confirmed the dividen...
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Fundamental Analysis
| Per Share |
Current |
| Earnings (TTM) |
25.01 $ |
| Revenues (TTM) |
71.91 $
|
| Cash Flow (TTM) |
20.13 $ |
| Cash |
149.57 $
|
| Book Value |
91 $
|
| Dividend (TTM) |
1.61 $ |
| Efficiency
|
Current |
| Revenue per Employee
(TTM) |
1,530,355 |
| Net
Income per Employee (TTM) |
546,548 |
| Receivable Turnover Ratio (TTM) |
- |
| Inventory Turnover Ratio (TTM) |
- |
| Asset Turnover Ratio (TTM) |
0.38 |
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| Per Share |
|
| Earnings (TTM) |
25.01 $
|
| Revenues (TTM) |
71.91 $ |
| Cash Flow (TTM) |
20.13 $ |
| Cash |
149.57 $
|
| Book Value |
91 $ |
| Dividend (TTM) |
1.61 $ |
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| Insurance Operation |
|
 176.45 % |
of total Revenue |
| Exzeo Group Inc |
|
48.91 % |
of total Revenue |
| Reciprocal Exchange Operation |
|
12.32 % |
of total Revenue |
| Real Estate Operations |
|
1.73 % |
of total Revenue |
| Corporate and Other |
|
5.85 % |
of total Revenue |
| InterEliminations |
|
-27.34 % |
of total Revenue |
| Member |
|
3.61 % |
of total Revenue |
| Intersegment Elimination |
|
-55.45 % |
of total Revenue |
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0.13%