Competition & Peer Data API & CSV Delivery

Stellar Bancorp Inc's Competitiveness

A competitive positioning analysis and financial ratio benchmarking of Stellar Bancorp Inc (STEL) against its publicly traded competitors: sales growth, net income, profitability, valuation and market share, plus each peer's market capitalization, revenue, income and employees. Free below: the top 5 peers. Subscriber access adds the full competitor list and CSV downloads.

Peer Data As of Q1 2026
Competitors Tracked
-
Publicly traded peers
Peer Group Market Share
100.00 %
vs 100.00 % a year ago
Revenue Growth Y/Y
7.33 %
Q1 2026
Net Margin
24.84 %
Q1 2026

Key Findings: Stellar Bancorp Inc vs Its Competitors

  • TTM: Trailing 12-month revenue of 421M vs -M combined for tracked competitors (100.0% combined share).
  • Trending: Latest-quarter revenue run-rate is accelerating (+3.2% annualized vs trailing 12 months).
  • Peer revenue share: Stellar Bancorp Inc accounted for 100.0% of combined revenue among its tracked peer group, up from 100.0% a year earlier.

Every figure above is sourced and cited in detail further down this page (Market Structure, Profitability & Cost Structure, Productivity vs Peers).

STEL Sales vs. its Competitors, Q1 2026

Stellar Bancorp Inc generated 100.00 % of the combined sales of its peer group, up from 100.00 % a year earlier.

API endpoints for this dataset
https://api.csimarket.com/api/v1/companies/STEL/competitors
https://api.csimarket.com/api/v1/companies/STEL/relationships
https://api.csimarket.com/api/v1/companies/STEL/similar
Programmatic access for models, analytics, and integration workflows.

For context: the Commercial Banks industry grew revenue 44.1% year over year, combined, vs 7.3% for Stellar Bancorp Inc. Stellar Bancorp Inc's share of combined industry revenue moved from 0.05% to 0.04%, a loss of 0.01 percentage points.

Stellar Bancorp Inc's Competitor Quality Breadth

Share of each group, trailing 12 months: profitable (net margin > 0), expanding (revenue growth > 0), growing faster than the industry's own median, and financially distressed (Piotroski F-Score of 2 or below).

Entity Profitable Expanding Above Industry Growth Distressed
Stellar Bancorp Inc Yes No No Yes
Similar Growth & Profitability (8) 100.00 % (8 of 8) 50.00 % (4 of 8) 0.00 % (0 of 8) 50.00 % (4 of 8)

Source: CSIMarket API, trailing 12 months. Altman Z-Score is not shown here: it is not populated in the underlying data for any company. Percentages are of companies in each group that report the relevant metric, not of the full group size.

Market Share of the Peer Group, Q1 2026

100%market share
  • Stellar Bancorp Inc100.0%
  • Competitors combined0.0%

Share of combined quarterly revenue of Stellar Bancorp Inc and its 0 tracked competitors.

See Stellar Bancorp Inc's full market share breakdown »

STEL Stock Performance relative to its Competitors

STEL Competitors (weighted) Percent change over the selected range

STEL Stock Performance relative to Similar Growth & Profitability Competitors

STEL Similar Growth & Profitability Competitors (equal-weighted, 8) Percent change over the selected range

Stellar Bancorp Inc's Comment on Competition and Industry Peers

The company competes primarily with commercial banks, savings banks, savings and loan associations, credit unions, finance companies, mutual funds, insurance companies, brokerage and investment banking firms, asset-based nonbank lenders, certain nonfinancial entities including retail stores with credit programs, and certain governmental organizations. Competitors operate at local, statewide, or nationwide levels. The company focuses on local decision-making and serves small- to medium-sized businesses, professionals, and individuals. It pursues a disciplined acquisition strategy targeting community banks in Texas and strategic non-bank acquisitions that support growth. The company faces competition for deposit funds, lending opportunities, skilled bankers, acquisition candidates, and other financial services.