Unity Bancorp Inc
The Companys primary business is ownership and supervision of the Bank. The
Company, through the Bank, conducts a traditional and community-oriented commercial
banking business and offers services, including personal and business checking
accounts, time deposits, money market accounts and regular savings accounts.
The Company structures its specific services and charges in a manner designed
to attract the business of the small and medium sized business and professional
community, as well as that of individuals residing, working and shopping in
its service area. The Company engages in a wide range of lending activities
and offers commercial, Small Business Administration (“SBA”), consumer,
mortgage, home equity and personal loans.
The Bank opened for business on September 16, 1991. The Bank received its charter
from the New Jersey Department of Banking and Insurance on September 13, 1991.
The Bank is a full-service commercial bank, providing a wide range of business
and consumer financial services through its main office in Clinton, New Jersey
and fourteen New Jersey branches located in Clinton, Edison, Flemington, Highland
Park, Linden, Middlesex, North Plainfield, Phillipsburg, Scotch Plains, Somerset,
South Plainfield, Union, Washington and Whitehouse. In addition, the Bank has
one Pennsylvania branch located in Forks Township. The Banks primary service
area encompasses the Route 22/Route 78 corridors between the Forks Township,
Pennsylvania office and its Linden, New Jersey branch.