United Bancshares Inc (UBOH) |
|
Price: $18.9000
$-0.10
-0.526%
|
Day's High:
| $19.1
| Week Perf:
| -0.53 %
|
Day's Low: |
$ 18.90 |
30 Day Perf: |
-2.58 % |
Volume (M): |
6 |
52 Wk High: |
$ 20.20 |
Volume (M$): |
$ 112 |
52 Wk Avg: |
$18.56 |
Open: |
$19.10 |
52 Wk Low: |
$17.00 |
|
|
Market Capitalization (Millions $) |
62 |
Shares
Outstanding (Millions) |
3 |
Employees |
151 |
Revenues (TTM) (Millions $) |
47 |
Net Income (TTM) (Millions $) |
11 |
Cash Flow (TTM) (Millions $) |
0 |
Capital Exp. (TTM) (Millions $) |
3 |
United Bancshares Inc
United Bancshares, Inc. (“UBOH”), an Ohio corporation, organized
in 1985, is headquartered in Columbus Grove, Ohio. We are a bank holding company
under the Bank Holding Company Act of 1956, as amended (the “BHCA”).
UBOH is regulated as a one-bank holding company by the Board of Governors of
the Federal Reserve System (the “Federal Reserve Board”), and its
principal asset and operating subsidiary is The Union Bank Company, an Ohio
state chartered commercial bank (“Union Bank”).
Union Bank is an Ohio state-chartered bank supervised by the State of Ohio,
Division of Financial Institutions (the “Division”), and the Federal
Deposit Insurance Corporation (the “FDIC”). Through Union Bank,
we provide a wide range of commercial and retail banking services. Union Bank
offers a full range of commercial banking services, including checking accounts,
savings and money market accounts; certificates of deposit; on-line banking
and automatic teller machines; commercial, consumer, agricultural, residential
mortgage and home equity loans; wealth management services; treasury management
services; safe deposit box rentals; and other personalized banking services.
Through our fifteen branch offices located in Bowling Green, Columbus Grove,
Delaware, Delphos, Findlay, Gibsonburg, Kalida, Leipsic, Lima, Marion, Ottawa,
and Pemberville, Ohio, we serve the Ohio counties of Allen, Delaware, Hancock,
Marion, Putnam, Sandusky, Van Wert, and Wood.
In the operation of its business, Union Bank maintains a strong community orientation.
Union Bank’s business model emphasizes personalized service, clients’
access to key decision makers, individualized-attention, tailored products,
and access to on-line banking tools. Union Bank’s management has placed
a special emphasis on personalized attention to its customers’ needs in
order to better serve the members of the community and create opportunities
for them. Union Bank concentrates its efforts on serving the financial needs
of the business in the Ohio counties that it serves as well as on providing
financing to customers seeking to purchase or build their own homes; routinely
seeking opportunities to foster economic growth and wealth accumulation in local
economies through the financing of local entrepreneurs and residences in the
areas we serve.
Company Address: 105 Progressive Drive Columbus Grove 45830 OH
Company Phone Number: 659-2141 Stock Exchange / Ticker: UBOH
|
|
Customers Net Income fell by |
UBOH's Customers Net Profit Margin fell to |
-19.91 % |
5.03 %
|
|
|
|
|
|
Stock Performances by Major Competitors |
|
|
Horizon Bancorp Inc
Horizon Bancorp Inc, a regional bank company, has recently seen an increase in its share price over the last month and the last five trading days, despite facing some challenges in its financial performance. The company's shares have seen a 3.35% increase over the course of the last 30 days and a 4.34% increase over the last five trading days. This positive movement in the stock price is a good sign for investors, but it is important to also consider the company's financial results and operational performance in order to fully understand the reasons behind this increase. For the period ending December 31, 2023, Horizon Bancorp Inc reported a shortfall of $-0.57 per share, compared to a profit of $0.48 per share in the previous year. This decrease in earnings per share is concerning and indicates that the company may be facing challenges in generating profits. The revenue also fell sharply by -63.126% to $20.53 million from $55.69 million in the same period a year before. This drop in revenue could be attributed to various factors such as slowing demand or changes in the market environment.
|
Ohio Valley Banc Corp
In the face of a challenging landscape for regional banks, Ohio Valley Banc Corp (OVBC) managed to achieve expanding sales in its most recent fiscal period. However, the company experienced a shrinking earnings per share (EPS), raising questions about its future prospects. Let's delve into the financial results to better understand how these developments may impact the company going forward. Expanding Sales, Decreasing EPS: OVBC reported a 9.944% increase in revenue, reaching $14.21 million compared to $12.92 million on a year-over-year basis. While this indicates positive growth, the bottom-line paints a different picture, with EPS decreasing by 7.99% to $0.68 per share from $0.74 in the prior year's reporting season. This discrepancy suggests that OVBC's profitability is not keeping pace with its revenue growth.
|
South Plains Financial Inc
South Plains Financial Inc (NASDAQ: SPFI) recently reported its financial results for the fourth quarter of 2023 earnings season, and it was not a pretty picture. Both revenue and earnings took a significant hit, with income falling by -14.8% to $0.62 per share and revenue by -10.343% year on year. Revenue in the fourth quarter of 2023 stood at $43.71 million, compared to $48.75 million in the same period of the previous year. Furthermore, the decline in performance was not just limited to the year-on-year comparison. Compared to the prior quarter, income saw a staggering drop of -20.06% from $0.78 per share, and revenue deteriorated by -10.188% from $48.67 million. Net profits for the financial fourth quarter of 2023 also fell by -18.2% to $10.324 million, down from $12.621 million in the corresponding period a year before.
|
First Western Financial Inc
First Western Financial Inc (NASDAQ: MYFW) has recorded a disappointing fiscal span ending December 31, 2023, reflecting significant declines in both revenue and earnings. The company reported a drastic decline of -48.776% in revenue, which plummeted to $13.92 million compared to the previous year. Additionally, MYFW recorded a substantial shortfall per share, falling to $-0.33 from $0.49 in the fourth quarter of 2022. The decline in revenue is evident when comparing it to the preceding quarter, where income per share dropped from $0.32 per share and revenue tumbled by -38.237% from $22.54 million. These figures indicate a concerning trend of decreasing revenue for First Western Financial Inc.
|
Coastal Financial Corporation
Coastal Financial Corporation, a Regional Banks company, recently reported its financial results for the quarter ending December 31, 2023. While the company saw a slight increase in revenue of 1.461%, it also experienced a significant decrease in income of -26.98% compared to the same quarter a year prior. Despite the revenue gain, earnings per share (EPS) also fell to $0.65. The behavior of Coastal Financial Corporation, as a Regional Banks company, has come as a surprise to many industry analysts. While other companies in the Regional Banks sector saw an average reduction in business of -8.12%, Coastal Financial Corporation managed to achieve a revenue increase. However, this was not enough to offset the significant decline in income.
|
Per Share |
Current |
Earnings (TTM) |
3.45 $ |
Revenues (TTM) |
14.27 $
|
Cash Flow (TTM) |
- |
Cash |
86.05 $
|
Book Value |
25.3 $
|
Dividend (TTM) |
0.82 $ |
|
Per Share |
|
Earnings (TTM) |
3.45 $
|
Revenues (TTM) |
14.27 $ |
Cash Flow (TTM) |
- |
Cash |
86.05 $
|
Book Value |
25.3 $ |
Dividend (TTM) |
0.82 $ |
|
|
|
|