| Market Capitalization (Millions $) |
13,117 |
| Shares
Outstanding (Millions) |
329 |
| Employees |
2,000 |
| Revenues (TTM) (Millions $) |
2,290 |
| Net Income (TTM) (Millions $) |
601 |
| Cash Flow (TTM) (Millions $) |
-416 |
| Capital Exp. (TTM) (Millions $) |
12 |
Qifu Technology Inc
360 Digitech Inc. is a leading technology platform in China's consumer finance industry that offers a range of innovative and comprehensive financial products and services to both individuals and businesses. The company was founded in 2016 and is headquartered in Shanghai, China.
360 Digitech has created a robust and scalable technology infrastructure that integrates advanced big data and artificial intelligence capabilities to provide real-time risk management, credit assessment, and recommendation engines for its wide range of financial products. The company's platform enables it to offer personalized and customized financial solutions, including consumer loans, SME loans, supply chain finance, insurance, and wealth management products.
Consumer Loans:
360 Digitech offers unsecured and secured loans to individual consumers through its online platform, 360 Dafuweng. The company's advanced risk management system ensures efficient and timely loan approval and disbursement to customers, while its competitive interest rates and flexible repayment terms provide an attractive option for borrowers. 360 Dafuweng has also partnered with leading Chinese e-commerce platforms, such as JD.com and Suning, to offer convenient and seamless access to consumer loans.
SME Loans:
The company's online platform, 360 Fintech, provides small and medium-sized enterprises (SMEs) with access to financing options tailored to their specific business needs. The platform offers a range of SME loans, including supply chain finance and factoring, to help businesses manage their cash flow and reduce financial risks. 360 Fintech's AI-powered credit assessment and risk management system enables efficient and accurate loan evaluation and provides borrowers with quick access to funds.
Supply Chain Finance:
360 Digitech's supply chain finance platform, 360 Supply Chain Finance, offers financing solutions to businesses operating in the supply chain ecosystem. The platform integrates with logistics service providers and e-commerce marketplaces to provide businesses with easy access to financing options and streamlined working capital management. The platform enables businesses to reduce transaction costs, improve liquidity, and enhance their supply chain efficiency.
Insurance:
360 Digitech has partnered with leading insurance companies in China to offer a range of insurance products to individuals and businesses. Through its online platform, 360 Insurance, the company provides customers with a convenient and transparent way to purchase insurance policies tailored to their specific needs. The platform's AI-powered recommendation engine analyzes customer data and provides customized insurance products that suit their requirements.
Wealth Management:
The company's wealth management platform, 360 Wealth Management, offers a range of investment products to help customers grow their wealth. The platform provides customers with personalized investment advice and customized investment portfolios tailored to their risk tolerance, financial goals, and investment preferences. The platform's AI-powered recommendation engine continuously monitors the market and adjusts customers' portfolios to ensure optimal investment performance.
Overall, 360 Digitech is a technology-driven company that leverages cutting-edge big data and AI technology to provide innovative and comprehensive financial solutions to individuals and businesses in China. With a focus on customer-centricity and advanced risk management capabilities, the company is well-positioned to continue its growth and expansion in the consumer finance industry.
Company Address: 7/F Lujiazui Finance Plaza Shanghai 200122
Company Phone Number: 5835-7668 Stock Exchange / Ticker: NASDAQ QFIN
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