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Home Bancorp Inc   (HBCP)
Other Ticker:  
 
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $36.3200 $-0.38 -1.035%
Day's High: $37.0399 Week Perf: -2.42 %
Day's Low: $ 36.00 30 Day Perf: -14.1 %
Volume (M): 5 52 Wk High: $ 44.00
Volume (M$): $ 163 52 Wk Avg: $35.02
Open: $36.40 52 Wk Low: $27.75



 Market Capitalization (Millions $) 290
 Shares Outstanding (Millions) 8
 Employees 143
 Revenues (TTM) (Millions $) 136
 Net Income (TTM) (Millions $) 42
 Cash Flow (TTM) (Millions $) -66
 Capital Exp. (TTM) (Millions $) 2

Home Bancorp Inc

Home Bancorp, Inc. is a Louisiana corporation and the holding company for Home Bank, N.A. The Bank, which is headquartered in Lafayette, Louisiana, and is a wholly owned subsidiary of the Company, currently conducts business through 30 banking offices in the Greater Lafayette, Baton Rouge, Greater New Orleans and Northshore (of Lake Pontchartrain) regions of south Louisiana and the Natchez and Vicksburg regions of west Mississippi.


As of March 2, 2015, the Bank converted from a federal savings bank to a national bank with the title “Home Bank, National Association.” As a result of the Bank’s conversion to a national bank, the Company is now subject to regulation as a bank holding company by the Board of Governors of the Federal Reserve System (the “FRB” or the “Federal Reserve”). Prior to the Bank’s charter conversion, the Company was regulated by the FRB as a savings and loan holding company.


The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. Our principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (“FHLB”) of Dallas. These funds are primarily used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans and consumer loans. The Bank derives its income principally from interest earned on loans and investment securities and, to a lesser extent, from fees received in connection with the origination of loans, service charges on deposit accounts and for other services. The Bank’s primary expenses are general operating expenses, especially compensation and benefits.

We are an active originator of residential home mortgage loans in our market areas. Historically, the Bank was a traditional thrift institution with an emphasis on fixed-rate long-term single-family residential first mortgage loans. Over the course of the last decade plus, we have shifted our emphasis in the loan products we offer and increased our efforts to originate commercial real estate loans and commercial and industrial loans. Commercial real estate loans and commercial and industrial loans are deemed attractive due to their generally higher yields and shorter anticipated lives compared to single-family residential mortgage loans. In addition, the Bank views commercial real estate and commercial and industrial loans as attractive lending products because the Bank’s commercial borrowers typically maintain deposit accounts at the Bank, increasing the Bank’s core deposits.

Home Bank, N.A. is subject to federal regulation and oversight by the Office of the Comptroller of the Currency (“OCC”). The Bank is also subject to regulation and examination by the FDIC, which insures the deposits of the Bank to the maximum extent permitted by law, and requirements established by the Federal Reserve.
Federal law provides the federal banking regulators with substantial enforcement powers. The OCC’s enforcement authority includes, among other things, the ability to assess civil money penalties, to issue cease and desist or removal orders and to initiate injunctive actions. In general, these enforcement actions may be initiated for violations of laws and regulations and unsafe or unsound practices. Other actions or inactions may provide the basis for enforcement action, including misleading or untimely reports filed with the OCC. The FRB has comparable enforcement authority over the Company. Any change in such regulations could have a material adverse impact on the Company and the Bank.



   Company Address: 503 Kaliste Saloom Road Lafayette 70508 LA
   Company Phone Number: 237-1960   Stock Exchange / Ticker: NASDAQ HBCP
   HBCP is expected to report next financial results on March 08, 2024.


Customers Net Income fell by HBCP's Customers Net Profit Margin fell to

-5.8 %

17.2 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


   

Stock Performances by Major Competitors

5 Days Decrease / Increase
     
BK        0.21% 
BPOP   -2.24%    
CFG   -3%    
FITB        0.6% 
MTB        0.4% 
NTRS        1.79% 
• View Complete Report
   



Home Bancorp Inc

Home Bancorp Inc Reports Disappointing Q3 2023 Financial Results, Highlighting a -4.69% EPS Decrease and -0.587% Revenue Depreciation

Home Bancorp Inc, a regional bank, recently announced its financial results for the July to September 2023 fiscal period. Unfortunately, the results were disappointing, as the company's earnings per share (EPS) deteriorated by -4.69% to $1.22 from $1.28 compared to the same period in the previous year. Additionally, the revenue depreciated by -0.587% to $33.56 million.
These results are in stark contrast to the remainder of the Regional Banks industry, which posted revenue growth in the third quarter of 2023. Compared to the preceding financial reporting period, Home Bancorp Inc did show some improvement, with income increasing from $1.21 per share and revenue advancing by 0.945% from $33.24 million.

Home Bancorp Inc

Steady Revenue Climb Boosts Home Bancorp?s Stock in Q2 2023 - Witnesses Double-Digit Earnings Growth

Home Bancorp Inc, a financial institution, has experienced a notable increase in its stock value over the past month and year. Over the preceding 30 days, the stock saw a rise of 9.62%, while over the past 12 months, it witnessed a significant increase of 37.67%. In addition, the stock is currently trading 31.4% above its 52-week low.
This positive performance can be attributed to the company's second-quarter results for the financial year 2023. During this period, Home Bancorp Inc demonstrated double-digit bottom-line improvement due to moderate revenue growth. The company's income surged by 17.48% to $1.21 per share, while revenue increased modestly by 2.805% to $33.24 million compared to the same reporting season in the previous year.

Home Bancorp Inc

Home Bancorp Inc. Achieves Record-Breaking 162.26% Earnings Growth in Q1 2023, Fueled by Impressive Revenue Surge of 43.957%

The stock market is always full of surprises, and it's hard to predict which company will do well or struggle. One company that recently boasted impressive earnings per share growth is Home Bancorp Inc. (HBCP), which saw a staggering rise of 162.26% in earnings per share for its fiscal time-frame ending March 31, 2023. The company reported $1.39 per share, up from $1.35 per share in the previous reporting period.
The impressive earnings growth was driven by a significant increase in revenue, which grew by 43.957% to $34.09 million, from $34.64 million in the preceding reporting period. Net earnings also rose from $4.401 million in the financial first quarter of 2022 to $11.320 million for the same period in 2023, an increase of 157.21%. Operating earnings also surged, rising by 160.05% to $14.152 million.






 

Home Bancorp Inc's Segments
 
 
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