Fncb Bancorp Inc   (FNCB)
Other Ticker:  
    Sector  Financial    Industry Commercial Banks
   Industry Commercial Banks
   Sector  Financial
Price: $6.7500 $0.34 5.304%
Day's High: $6.82 Week Perf: 15.88 %
Day's Low: $ 6.35 30 Day Perf: 19.47 %
Volume (M): 83 52 Wk High: $ 7.15
Volume (M$): $ 557 52 Wk Avg: $6.02
Open: $6.35 52 Wk Low: $5.17

 Market Capitalization (Millions $) 134
 Shares Outstanding (Millions) 20
 Employees 269
 Revenues (TTM) (Millions $) 54
 Net Income (TTM) (Millions $) 14
 Cash Flow (TTM) (Millions $) 1
 Capital Exp. (TTM) (Millions $) 0

Fncb Bancorp Inc

First National Community Bancorp, Inc., incorporated in 1997, is a Pennsylvania business corporation and a registered bank holding company headquartered in Dunmore, Pennsylvania. In certain circumstances, however, First National Community Bancorp, Inc. uses the term “Company” to refer to itself.

The Company became an active bank holding company on July 1, 1998 when it acquired ownership of First National Community Bank (the “Bank”). The Bank is a wholly-owned subsidiary of the Company. The Company’s primary activity consists of owning and operating the Bank, which provides practically all of the Company’s earnings as a result of its banking services.

Established as a national banking association in 1910, the Bank operated 19 full-service branch offices within three contiguous counties, Lackawanna, Luzerne and Wayne, its primary market area located in the Northeast section of the state.

The Company is a bank holding company registered with, and subject to regulation by, the Reserve Bank and the Board of Governors of the Federal Reserve System (“FRB”). The Bank Holding Company Act of 1956, as amended (the “BHCA”), and other federal laws subject bank holding companies to restrictions on the types of activities in which they may engage, and to a range of supervisory requirements and activities, including regulatory enforcement actions for violations of laws and regulations and unsafe and unsound banking practices.

The BHCA requires approval of the FRB for, among other things, the acquisition by a proposed bank holding company of control of more than five percent (5%) of the voting shares, or substantially all the assets, of any bank or the merger or consolidation by a bank holding company with another bank holding company. The BHCA also generally permits the acquisition by a bank holding company of control or substantially all the assets of any bank located in a state other than the home state of the bank holding company, except where the bank has not been in existence for the minimum period of time required by state law; but if the bank is at least 5 years old, the FRB may approve the acquisition.

With certain limited exceptions, a bank holding company is prohibited from acquiring control of any voting shares of any company which is not a bank or bank holding company and from engaging directly or indirectly in any activity other than banking or managing or controlling banks or furnishing services to or performing services for its authorized subsidiaries. A bank holding company may, however, engage in, or acquire an interest in a company that engages in, activities that the FRB has determined by order or regulation to be so closely related to banking or managing or controlling banks as to be properly incident thereto. In making such a determination, the FRB is required to consider whether the performance of such activities can reasonably be expected to produce benefits to the public, such as convenience, increased competition or gains in efficiency, which outweigh possible adverse effects, such as undue concentration of resources, decreased or unfair competition, conflicts of interest or unsound banking practices. The FRB is also empowered to differentiate between activities commenced de novo and activities commenced by the acquisition, in whole or in part, of a going concern. Some of the activities that the FRB has determined by regulation to be closely related to banking include making or servicing loans, performing certain data processing services, acting as a fiduciary or investment or financial advisor, and making investments in corporations or projects designed primarily to promote community welfare.

Subsidiary banks of a bank holding company are subject to certain restrictions imposed by the Federal Reserve Act on any extensions of credit to the bank holding company or any of its subsidiaries, or investments in the stock or other securities thereof, and on the taking of such stock or securities as collateral for loans to any borrower. Further, a holding company and any subsidiary bank are prohibited from engaging in certain tie-in arrangements in connection with the extension of credit. A subsidiary bank may not extend credit, lease or sell property, or furnish any services, or fix or vary the consideration for any of the foregoing on the condition that: (i) the customer obtain or provide some additional credit, property or services from or to such bank other than a loan, discount, deposit or trust service; (ii) the customer obtain or provide some additional credit, property or service from or to the bank holding company or any other subsidiary of the bank holding company; or (iii) the customer not obtain some other credit, property or service from competitors, except for reasonable requirements to assure the soundness of credit extended.

The Bank, as a national bank, is a member of the Federal Reserve System and its accounts are insured up to the maximum legal limit by the Deposit Insurance Fund of the FDIC. The Bank is subject to regulation, supervision and regular examination by the OCC. The regulations of these agencies and the FDIC govern most aspects of the Bank’s business, including required reserves against deposits, loans, investments, mergers and acquisitions, borrowings, dividends and location and number of branch offices. State laws may also apply to the Bank to the extent that federal law does not preempt the state law. The laws and regulations governing the Bank generally have been promulgated to protect depositors and the Deposit Insurance Fund, and not for the purpose of protecting shareholders.

The Bank offers a variety of loans, including residential real estate loans, construction, land acquisition and development loans, commercial real estate loans, commercial and industrial loans, loans to state and political subdivisions, and consumer loans, generally to individuals and businesses in its primary market area.

   Company Address: 102 E. Drinker St. Dunmore 18512 PA
   Company Phone Number: 346-7667   Stock Exchange / Ticker: NASDAQ FNCB

Customers Net Income fell by FNCB's Customers Net Profit Margin fell to

-3.1 %

7.61 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


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Fncb Bancorp Inc

FNCB Bancorp Inc sees steady growth in Q1 2024 financial report

FNCB Bancorp, Inc. (NASDAQ: FNCB) has experienced some recent positive developments in terms of revenue and profits, as outlined in the March 31, 2024 report. However, despite these improvements, there are some concerns that investors should consider before jumping on the bullish bandwagon.
While it is true that revenue increased by 8.875% to $13.37 million compared to the previous year, it is important to note that this growth rate still falls far below the industry average of 2.54%. This suggests that FNCB may be struggling to keep up with its competitors in terms of revenue generation. Additionally, the company's Q4 revenue actually deteriorated by -7.352% from the previous quarter, indicating a potential downward trend in top-line performance.


FNCB Bancorp, Inc.: Navigating Dividends and Corporate Challenges in Second Quarter 2024

Published Wed, Apr 24 2024 8:06 PM UTC

FNCB Bancorp, Inc. (NASDAQ:FNCB), a leading financial institution based in Dunmore, Pennsylvania, has recently made significant announcements regarding their second quarter 2024 dividend and financial performance. These events shed light on the company's ability to maintain shareholder value amidst both positive and challenging trends. Dividend Declaration and Year-to-Date P...

Fncb Bancorp Inc

FNCB Bancorp, Inc. Sees Single-Digit Revenue Decrease in Fourth Quarter of 2023

FNCB Bancorp, Inc. (NASDAQ: FNCB), the parent company of Dunmore-based FNCB Bank, recently reported its financial results for the most recent fiscal period. The company's income per share dropped by 32.49% to $0.17 per share, compared to $0.25 per share a year ago. Profits also fell by 19.63% from $0.21 per share in the preceding reporting season.
Furthermore, the company's revenue decreased by 6.674% to $14.43 million from $15.46 million in the corresponding reporting season a year ago. However, there was a sequential increase in revenue by 1.842% from $14.17 million. Net income for the most recent fiscal period fell by 31.84% to $3.353 million, down from $4.919 million in the corresponding period a year before.
FNCB's operating margin decreased to 26.56% and net margin shrank to 23.23%. Operating earnings also fell by 33.89% to $3.833 million, resulting in a decrease in operating margin from 37.49% in the fourth quarter of 2022. The increase in accounts receivable indicates rising demand, with the accounts receivables valued at $1,208.3 million, higher than the preceding quarter.

Fncb Bancorp Inc

FNCB Bancorp Inc. Reports Decline in Revenue, but Positive Indicators Signal Growth for the Future

FNCB Bancorp Inc. is a commercial bank that has recently released its financial results for the fiscal span ending September 30, 2023. While the company experienced a decline in income and bottom-line profitability, there are positive indicators that signal growth and potential for the future.
Comparing the income figures from the fiscal span ending September 30, 2023, to the same period a year ago, FNCB Bancorp Inc. saw a decrease of 25% in income per share from $0.28 to $0.21. However, the company's earnings per share (EPS) soared by 50% from $0.14 per share in the prior financial reporting period. This significant increase in EPS indicates that FNCB Bancorp Inc. has managed to improve its profitability and maximize its earnings.

Fncb Bancorp Inc

FNCB Bancorp Inc. Exhibits Substantial Decline in Q2 2023 Revenue Amid Industry Growth

FNCB Bancorp Inc, a financial institution operating in the commercial banking industry, recently released its financial results for the second quarter of 2023. Unfortunately, the company experienced a significant decline in its income per share, which dropped by -51.72% to $0.14 per share compared to $0.29 per share in the previous year. Additionally, the revenue also decreased by -22.6% to $11.78 million from $15.22 million in the corresponding period a year earlier.
While FNCB Bancorp Inc faced a slump in its top-line performance, it is important to note that the Commercial Banks industry, on average, recorded revenue growth during the same period. This indicates that the company may be facing internal challenges or issues specific to its operations.


Fncb Bancorp Inc's Segments
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  Revenue Outlook
Fncb Bancorp Inc does not provide revenue guidance.

Earnings Outlook
Fncb Bancorp Inc does not provide earnings estimates.

Geographic Revenue Dispersion


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