First Financial Ban corp   (FFBC)
Other Ticker:  
    Sector  Financial    Industry Commercial Banks
   Industry Commercial Banks
   Sector  Financial
Price: $22.2200 $0.14 0.634%
Day's High: $22.845 Week Perf: 3.4 %
Day's Low: $ 21.51 30 Day Perf: -11.37 %
Volume (M): 1,214 52 Wk High: $ 26.72
Volume (M$): $ 26,968 52 Wk Avg: $22.81
Open: $22.30 52 Wk Low: $18.75

 Market Capitalization (Millions $) 2,102
 Shares Outstanding (Millions) 95
 Employees 1,471
 Revenues (TTM) (Millions $) 697
 Net Income (TTM) (Millions $) 218
 Cash Flow (TTM) (Millions $) -13
 Capital Exp. (TTM) (Millions $) 14

First Financial Ban Corp
First Financial engages in the business of commercial banking and other banking and banking-related activities through its wholly owned subsidiary, First Financial Bank, National Association (the Bank), which was founded in 1863.

The range of banking services provided by First Financial to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property (one to four family residential housing units) or commercial property (owner-occupied and/or investor income producing real estate, such as apartments, shopping centers, or office buildings). In addition, First Financial offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial’s Wealth Management division.

Commercial and industrial loans are made to all types of businesses for a variety of purposes including, but not limited to, inventory, receivables, and equipment. First Financial works with businesses to meet their shorter term working capital needs while also providing long-term financing for their business plans. First Financial also offers lease and equipment financing through a wholly-owned subsidiary of the Bank, First Financial Equipment Finance LLC (First Equipment Finance), primarily in its principal markets. Credit risk for lending activities is managed through standardized loan policies, established and authorized credit limits, centralized portfolio management and the diversification of market area and industries. The overall strength of the borrower is evaluated through the credit underwriting process and includes a variety of analytical activities, including the review of historical and projected cash flows, historical financial performance, financial strength of the principals and guarantors, and collateral values, where applicable.

Commercial and industrial lending activities also include equipment and leasehold improvement financing for franchisees throughout the U.S., principally in the quick service and casual dining sector. The underwriting of these loans incorporates basic credit proficiencies combined with knowledge of select franchise concepts to measure the creditworthiness of proposed multi-unit borrowers. The focus is on a limited number of concepts that have sound economics, lower closure rates, and brand awareness within specified local, regional or national markets. Loan terms for equipment are generally up to 84 months fully amortizing and up to 180 months on real estate related requests.

First Financial also offers financing to the insurance industry through a wholly-owned subsidiary of the Bank, Oak Street Funding LLC (Oak Street Funding), in 47 states. Insurance industry lending activities are driven by agency acquisitions, agency ownership transitions, the purchase by agencies of books of business, as well as financing general working capital needs. The underwriting of these loans involves analyses of collateral (through use of Oak Street Funding’s proprietary system) that consists of insurance commissions revenue, which is then monitored by Oak Street Funding throughout the life of the loans.

Commercial real estate loans are secured by a mortgage lien on the real property. The credit underwriting for both owner-occupied and investor income producing real estate loans includes detailed market analysis, historical and projected cash flow analysis, appropriate equity margins, assessment of lessees and lessors, type of real estate and other analyses. Risk of loss is managed by adherence to standard loan policies that establish certain levels of performance prior to the extension of a loan to the borrower. Market diversification within First Financial’s service area, as well as a diversification by industry, are other means by which the risk of loss is managed by First Financial. First Financial does not have a significant exposure to residential builders and developers.

The majority of residential real estate loans originated by the Bank conform to secondary market underwriting standards and are sold within a short timeframe to unaffiliated third parties. The Bank sells the loans both servicing-retained and servicing-released, depending on pricing and other market conditions. The credit underwriting standards adhere to a required level of documentation, verifications, valuation, and overall credit performance of the borrower. The underwriting of these loans includes an evaluation of these and other pertinent factors prior to the extension of credit. These underwriting standards increase the marketability and address the credit risk associated with the loans.

Consumer loans are primarily loans made to individuals. These types of loans include new and used vehicle loans, second mortgages on residential real estate, and unsecured loans. Risk elements in the consumer loan portfolio are primarily focused on the borrower’s cash flow and credit history, which are key indicators of the ability to repay. A level of security is provided through liens on automobile titles and second mortgage liens, where applicable. Consumer loans are generally smaller dollar amounts than other types of lending and are made to a large number of customers, increasing diversification within the portfolio. Economic conditions that affect consumers in First Financial’s markets have a direct impact on the credit quality of these loans. Higher levels of unemployment, lower levels of income growth and weaker economic growth are factors that may adversely impact consumer loan credit quality.

Home equity lines of credit consist mainly of revolving lines of credit secured by residential real estate. Home equity lines of credit are generally governed by the same lending policies and subject to the same credit risk as described previously for residential real estate loans.

   Company Address: 255 East Fifth Street, Suite 800 Cincinnati 45202 OH
   Company Phone Number: 322-9530   Stock Exchange / Ticker: NASDAQ FFBC
   FFBC is expected to report next financial results on May 04, 2023.

Customers Net Income fell by FFBC's Customers Net Profit Margin fell to

-36.19 %

9.45 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


Stock Performances by Major Competitors

5 Days Decrease / Increase
BAC   -2.16%    
C   -2.84%    
COF        0.89% 
JPM   -0.6%    
USB        5.61% 
WFC   -3.67%    
• View Complete Report

Smith Micro Software Inc

The unpleasant -22.304 % drop in Revenues at SMSI in the fiscal time-frame closing Dec 31 2022

Weak business caused an increase in losses for the fiscal time-frame ending December 31 2022, Smith Micro Software Inc s' a shortfall per share increased to $-0.14 from $-0.07 where Revenue dropped by -22.304 % to $11.41 millions from $14.68 millions a year ago.

Terran Orbital Corporation

Terran Orbital Corporation announced Revenue of $31.923 millions, in the fiscal fourth quarter of 2022

the Aerospace & Defense company has seen $31.923 millions, in Revenue in the October to December 31 2022 period.

Tcr2 Therapeutics Inc

Business expenditures have been building up at the TCRR in the fourth quarter of 2022 earnings season

The Biotechnology & Pharmaceuticals sector researchers start to scrutinize the fourth quarter of 2022 results. Now those researchers monitor operating shortfall of $-61.422 millions, from the Tcr2 Therapeutics Inc , which has not stated any revenue yet, for the respective October to December 31 2022 reporting period.

Meta Materials Inc

Redemption of Diminishing Returns at MMAT over the most recent fiscal period

For the most recent fiscal period company decreased a loss per share of $-0.03 per share compare to $-0.22 a year before and earnings per share improved from $-0.07 per share from the preceding quarter.

Revenues faded by -49.855 % to $1.45 millions from $2.88 millions in the comparable quarter a year before and sequentially Revenue Tumbled by -41.135 % from $2.46 millions.

Solid Biosciences Inc

For the most recent fiscal period SLDB decreased a loss per share of $-0.13 per share compare to $-0.16 a year prior and EPS improved from $-2.71 per share from the previous quarter.

Revenues remained unaltered to $0.00 millions from $3.15 millions in the similar quarter a year prior and sequentially Revenue Tumbled from $0.00 millions.


First Financial Ban 's Segments
• View Complete Report


Advance Monthly Sales

Consumer Price Index CPI

Producer Price Index PPI

Retail Inventories

Personal Income

Gross Domestic Product GDP

Money Supply

Industrial Production


Employment Situation

US International Trade

Factory Orders

Durable Goods

Construction Spending

Housing Starts

Vehicle Unit Sales


Event Calendar

UHS's Profile

Stock Price

UHS's Financials

Business Description


Charts & Quotes

UHS's News


UHS's Competitors

Customers & Markets

Economic Indicators

UHS's Growth

Company Segments


Stock Performance

Growth Rates




Financial Strength


Largest Companies

Management Effectivness


At a Glance


Growth Rates



Financial Strength


At a Glance



Sectors & Industries




At a Glance








About us


Financial Terms

Technical Analysis

Fundamental Analysis

Energy Terms

Manufacturing Terms

Transportation Terms

Health Care

Insurance Terms

Economy Terms

Hotel & Leisure Terms

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research. 
   Copyright © 2023 CSIMarket, Inc. All rights reserved. This site uses cookies to make your browsing experince better. By using this site, you agree to the Terms of Service and Privacy Policy - UPDATED (Read about our Privacy Policy)

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com
CSIMarket.com 1500 N. University Drive, Coral Springs, FL 33071