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First Commonwealth Financial Corp (FCF) |
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Price: $13.0400
$0.16 
1.242%
|
| Day's High:
| $13.095
| Week Perf:
| -0.08 %
|
| Day's Low: |
$ 12.75 |
30 Day Perf: |
4.74 % |
| Volume (M): |
567 |
52 Wk High: |
$ 16.53 |
| Volume (M$): |
$ 7,396 |
52 Wk Avg: |
$13.80 |
| Open: |
$12.88 |
52 Wk Low: |
$11.33 |
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| Market Capitalization (Millions $) |
1,301 |
| Shares
Outstanding (Millions) |
100 |
| Employees |
1,210 |
| Revenues (TTM) (Millions $) |
409 |
| Net Income (TTM) (Millions $) |
131 |
| Cash Flow (TTM) (Millions $) |
-129 |
| Capital Exp. (TTM) (Millions $) |
11 |
First Commonwealth Financial Corp
First Commonwealth Financial Corporation is a financial holding company that
is headquartered in Indiana, Pennsylvania. We provide a diversified array of
consumer and commercial banking services through our bank subsidiary, First
Commonwealth Bank. We also provide trust and wealth management services and
offer insurance products through FCB and our other operating subsidiaries.
FCB is a Pennsylvania bank and trust company. At December 31, 2015, the Bank
operated 110 community banking offices throughout western and central Pennsylvania,
four community banking offices in Central Ohio, and loan production offices
in Akron and Cleveland, Ohio. The largest concentration of our branch offices
is located within the greater Pittsburgh metropolitan area in Allegheny, Butler,
Washington and Westmoreland counties, while our remaining offices are located
in smaller cities, such as Altoona, Johnstown and Indiana, Pennsylvania, and
in towns and villages throughout predominantly rural counties. The Bank also
operates a network of 116 automated teller machines, or ATMs, at various branch
offices and offsite locations. All of our ATMs are part of the NYCE and MasterCard/Cirrus
networks, both of which operate nationwide. The Bank is a member of the Allpoint
ATM network, which allows surcharge-free access to over 55,000 ATMs. The Bank
is also a member of the “Freedom ATM Alliance,” which affords cardholders
surcharge-free access to a network of over 670 ATMs in over 50 counties in Pennsylvania,
Maryland, New York, West Virginia and Ohio.
Company Address: 601 Philadelphia Street Indiana 15701 PA
Company Phone Number: 349-7220 Stock Exchange / Ticker: NYSE FCF
| FCF is expected to report next financial results on August 08, 2023. |
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Customers Net Income fell by |
FCF's Customers Net Profit Margin fell to |
-58.82 % |
9.85 %
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| Stock Performances by Major Competitors |
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Hawthorn Bancshares Inc
Hawthorn Bancshares Inc, a Missouri-based holding company, recently announced disappointing financial results for its most recent fiscal period. The company experienced a significant drop in its top and bottom line, with its earnings per share plummeting by 52% and revenue decreasing by a staggering 19.248% year-on-year. In contrast, the company's revenue for this period was $16.45 million, compared to $20.37 million the previous year. Additionally, its earnings per share were $0.48, down from $1.00 the previous year.
Furthermore, the company's income declined by 27.6% from $0.66 per share in the previous quarter. Similarly, revenue also saw a decrease of 8.657% from $18.01 million in the previous quarter. The company's bottom line of $3.271 million in the first quarter of 2023 earnings season also fell by 50.51% from $6.609 million in the corresponding period a year before.
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Virginia National Bankshares Corp
Virginia National Bankshares Corp, a banking and financial services company, recently released its financial report for the most recent fiscal period. While the company's revenue decreased by 0.791% compared to the previous year, the earnings per share increased by 17.39% to $1.08. The company's net income also increased by 17.61% to $5.791 million.
Despite the revenue drop, Virginia National Bankshares Corp was able to increase its earnings through efficient cost management. The company's profit margins also saw an improvement, with net margin rising to 36.34% and operating margin edging up to 44.4%.
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Cf Bankshares Inc
In the first quarter of 2023, CF Bankshares Inc. experienced a reduction in earnings per share (EPS) despite an 11.802% increase in revenue compared to the same quarter a year ago. The company's profitability decreased by 1.45% to $0.68 per share, with net profit per share decreasing by 7.68% from the previous quarter. Net earnings for the quarter fell by 1.55% from the corresponding period a year before.
The company's focus on improving sales in the first quarter of 2023 resulted in a net margin of 33.66%. However, operating earnings fell 0.34% to $5.524 million, which caused the operating margin to decrease from 46.9% in the first quarter of 2022 to 41.8%.
Going forward, CF Bankshares Inc. may need to reevaluate its strategies to improve profitability and earnings per share. The company should consider implementing measures that boost operating earnings to improve its operating margin. Although revenue growth is impressive, it is imperative to maintain profitability.
The reduction in net earnings is also concerning, and the company needs to figure out a plan to improve this metric. While CF Bankshares Inc. didn't provide further insights on the reason for the decline, the company needs to investigate the cause and address it accordinglyIn conclusion, CF Bankshares Inc. will have to focus on controlling its operating costs while also considering alternative strategies to maintain profitability in the upcoming quarters. The company needs to address the decline in net earnings and work on strategies to improve this metric. With the next financial results due to be reported on August 08, 2023, it will be interesting to see if the company takes corrective action.
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United Security Bancshares
United Security Bancshares Delivers Strong Fiscal Period Results
United Security Bancshares has reported extremely strong recent numbers in their financial report for the most recent fiscal period. Revenue has increased by an impressive 57.474% from $9.44 million to $14.89 million, while the company's EPS has grown significantly by 125% to $0.36 per share, as compared to the same quarter a year prior.
In comparison to the Q3 revenue, there has been a notable surge of 51.681% from $9.81 million, while the EPS has increased significantly by 140% from $0.15 per share. Additionally, the net earnings of $6.125 million in the most recent fiscal period represent an increase of 122.4% in comparison to the net earnings of $2.754 million in the most recent fiscal period reported a year ago.
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Old Point Financial Corp
As a cautious observer of the stock market, it is imperative to approach the news about Old Point Financial Corp's revenue increase and profits with a balanced perspective. While the company's revenue per employee grew impressively on a trailing twelve months basis and marks a new company high, it is worth noting that there are 552 Financial sector companies where employees have achieved higher revenue per employee.
Furthermore, Old Point Financial Corp's overall ranking has deteriorated compared to the previous quarter, which is a cause for concern. Investors must closely monitor why this has occurred and whether it indicates underlying issues that will negatively affect the company in the long term.
|
| Per Share |
Current |
| Earnings (TTM) |
1.37 $ |
| Revenues (TTM) |
4.1 $
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| Cash Flow (TTM) |
- |
| Cash |
8.66 $
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| Book Value |
12.28 $
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| Dividend (TTM) |
0.48 $ |
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| Per Share |
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| Earnings (TTM) |
1.37 $
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| Revenues (TTM) |
4.1 $ |
| Cash Flow (TTM) |
- |
| Cash |
8.66 $
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| Book Value |
12.28 $ |
| Dividend (TTM) |
0.48 $ |
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0.71% 