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Zions Bancorporation National Association (ZION) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Zions Bancorporation National Association's margins, operating leverage, and earnings trajectory.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases3,501.00
InterestIncome Debt Securities Operating497.00
Interest Income, Money Market Deposits186.00
Other Income0.00
Total Interest Income4,184.00
Interest Expense, Deposits1,250.00
Interest Expense, Borrowings307.00
Net Interest (-)Expense / Income-1,557.00
Net Interest Income2,627.00
Provision for loan losses72.00
Total Net Interest Income2,555.00
Other Revenue Expense From Real Estate Operations-2.00
Loss / Gain on Investment44.00
Other Non-Interest Income716.00
Total Non-interest Income758.00
Total Revenues3,313.00
Costs & Expenses
Salaries & employee benefits, SGA1,350.00
Communications, Occupancy and Information Technology166.00
Professional Fees61.00
Federal Deposit Insurance Corporation Premium Expense64.00
Other Noninterest Expense134.00
Total noninterest revenues363.00
Total Operating Expenses2,138.00
Total Costs & Expenses3,784.00
Income & Taxes
Income /-loss before income taxes1,175.00
Income taxes expenses/-benefit276.00
Income after income taxes899.00
Net income/-loss of other equity0.00
Income /-loss after income taxes899.00
Net Income/-loss899.00
Preferred dividends-4.00
Income/-loss to shareholder895.00
Earnings Per Share
Basic EPS (excl. extra items)6.01
Basic Net EPS6.01
Basic shares outstanding (Mill. of Units)147.12
Diluted Net EPS6.01
Diluted average shares (Mill. of Units)147.16
Dividend per share1.76
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About Zions Bancorporation National Association ut Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 24, 2026
  • Original filing: zions-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.