Wafd Inc (WAFD) Annual Income Statement

Annual · GAAP · USD millions
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Quarterly income statement trends provide context on Wafd Inc's margins, operating leverage, and earnings trajectory.
Annual Report, GAAP in USD millions
ITEM
(Sep 30 2025)
2025
(Sep 30 2024) (Sep 30 2023) (Sep 30 2022) (Sep 30 2021)
Revenues
Interest and Fee Income, Loans and Leases1,119.94
Interest Income, Securities, Mortgage Backed103.07
Other Income116.44
Total Interest Income1,339.45
Interest Expense, Deposits604.71
Interest Expense, Borrowings80.51
Net Interest (-)Expense / Income-685.21
Net Interest Income654.24
Provision for loan losses7.75
Total Net Interest Income646.49
Fees and Commissions, Mortgage Banking and Servicing6.89
Revenue From Contract With Customer Excluding Assessed Tax29.65
Noninterest Income, Other Operating Income34.53
Extinguishment of Debt0.00
Loss / Gain on Investment-0.63
Other Non-Interest Income-25.07
Total Non-interest Income71.25
Total Revenues717.73
Costs & Expenses
Salaries & employee benefits, SGA222.15
Communications, Occupancy and Information Technology44.94
Federal Deposit Insurance Corporation Premium Expense20.20
Other Noninterest Expense54.21
Other loss /-income85.97
Total Operating Expenses427.46
Total Costs & Expenses1,112.68
Income & Taxes
Income /-loss before income taxes289.64
Income taxes expenses/-benefit63.57
Income after income taxes226.07
Net income/-loss of other equity0.00
Income /-loss after income taxes226.07
Net Income/-loss226.07
Preferred dividends14.63
Income/-loss to shareholder211.44
Earnings Per Share
Basic EPS (excl. extra items)2.64
Basic Net EPS2.64
Basic shares outstanding (Mill. of Units)80.18
Diluted Net EPS2.63
Diluted average shares (Mill. of Units)80.26
Dividend per share1.06
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About Wafd Inc Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: November 18, 2025
  • Original filing: wfsl-20250930.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.