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Westamerica Bancorporation (WABC) Annual Income Statement

Annual · GAAP · USD millions
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Reviewing income statement figures over time helps illustrate how Westamerica Bancorporation generates earnings and manages operating expenses.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases Held-in-portfolio41.68
Interest and Dividend Income, Securities, Operating126.16
Interest Income, Deposits with Financial Institutions27.80
Other Income35.34
Total Interest Income230.98
Interest Expense, Deposits13.01
Interest Expense, Securities Sold under Agreements to Repurchase0.70
Total Interest Expense13.71
Net Interest Income217.27
Provision for loan losses-0.55
Total Net Interest Income217.82
Revenue From Contract With Customer Including Assessed Tax13.34
Noninterest Income, Other Operating Income2.68
Other Non-Interest Income2.80
Total Non-interest Income40.79
Total Revenues258.61
Costs & Expenses
Salaries & employee benefits, SGA48.69
Depreciation & Amortization0.00
Communications, Occupancy and Information Technology20.87
Professional Fees1.96
Other Noninterest Expense12.98
Other loss /-income17.42
Total Operating Expenses101.92
Total Costs & Expenses115.63
Income & Taxes
Income /-loss before income taxes156.69
Income taxes expenses/-benefit40.51
Income after income taxes116.17
Income /-loss after income taxes116.17
Net Income/-loss116.17
Income/-loss to shareholder116.17
Earnings Per Share
Basic EPS (excl. extra items)4.52
Basic Net EPS4.52
Basic shares outstanding (Mill. of Units)25.67
Diluted Net EPS4.52
Diluted average shares (Mill. of Units)25.67
Dividend per share1.82
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About Westamerica Bancorporation Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.